Cheap Auto Insurance Quotes in Layton, UT (2021)

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Car Insurance in Layton, UT

The average cost of Utah car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Layton, UT to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$37
$94
$125
$157
$158
ProgressiveAllstateState FarmThe GeneralAmerican Family
Monthly $

Cheapest Car Insurance in Layton, UT

Here are the cheapest carriers in Layton for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$124
$132
$119
$125
$130
$114
UtahSalt Lake CityProvoWest JordanOremLayton
Monthly $

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Layton, UT Driving Facts

utah

 

Minimum Car Insurance Requirements in UT

All motor vehicles operated or parked on Utah roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Utah are as follows:

  • $25,000 per person/$65,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Utah state law are $25,000 for the death or injury of a single victim as a result of a car accident and $65,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/65, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Utah law.

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Utah is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

  • $3,000/person Personal Injury Protection (PIP)

Personal Injury Protection (PIP) provides coverage for medical costs that drivers and their passengers may face after an accident. PIP coverage protects drivers even if they are found at-fault. Medical expenses are covered by this type of protection, and a minimum of $3,000 is required for minimum coverage in Utah

Find local Layton agents

Milne Insurance Agency Inc. 
1752 E Linden Dr, Layton, UT 84040-3916
Taylor and Walker Insurance Group 
1992 W. Antelope Drive Ste 110, Layton, UT 84041
Wendy Winberg 
1732 Hillsboro Dr, Layton, UT 84040-8247
Stratford Insurance Group 
2307 N Hill Field Rd., #103, Layton, UT 84041
Taylor and Walker Insurance Group
1992 Antelope Dr #110, Layton, UT 84041
Auto & Home Insurance helphelpinsurance.com Layton Utah
340 E 1325 N, Layton, UT 84041
Choice Plus Insurance, Your Local Independent Insurance Agency
2317 N Hill Field Rd, Layton, UT 84041
Mountain Ridge Insurance Group
101 N Fort Ln #101a, Layton, UT 84041
TruePointe Insurance
1558 N 1000 W, Layton, UT 84041
Ben Gibby: Allstate Insurance
908 W Gordon Ave Ste 1, Layton, UT 84041

Insurify Insights: How Layton Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Layton, UT
suspended licenses
#19
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Layton drivers measure up to their fellow Utah motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Layton

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Layton drivers rank 17 in the number of car accidents per driver across all cities in Utah.

  • Rank within state: #17
  • Percent of drivers in Layton with an accident: 11.66%
  • Drivers in Layton, UT with an accident in their driving history paid on average 31.03% more than drivers with a clean record

Speeding Layton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Utah, Layton drivers rank 23 in the number of speeding infractions per driver.

  • Rank within state: #23
  • Percent of drivers in Layton with a speeding ticket: 10.43%
  • Drivers in Layton, UT with a speeding ticket in their driving history paid on average 27.59% more than drivers with a clean record

DUI/DWIs Layton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Layton drivers rank 15 in the number of DUI’s per driver across all cities in Utah.

  • Rank within state: #15
  • Percent of drivers in Layton with a DUI: 2.3%
  • Drivers in Layton, UT with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Layton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Layton is the Honda Accord.

Rude Layton

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Utah, Layton drivers rank 8 in rude driving infractions.

  • Rank within state: #8
  • Percent of drivers in Layton with a reckless driving violation: 2.3%
  • Drivers in Layton, UT with a reckless driving violation in their driving history paid on average 24.14% more than drivers with a clean record.

Safest Drivers Layton

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Layton drivers rank 2 in clean driving records across all cities in Utah.

  • Rank within state: #2
  • Percent of drivers in Layton with clean record: 79.45%

Failure to Yield the Right of Way Layton

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Layton drivers rank 10 in failure to yield violations per driver across all cities in Utah.

  • Rank within state: #10
  • Percent of drivers in Layton with a failure to yield violation: 0.46%
  • Drivers in Layton, UT with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Layton

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Utah, Layton drivers rank 2 in the number of reckless driving offenses per driver.

  • Rank within state: #2
  • Percent of drivers in Layton with a reckless driving offense: 0.15%

Hybrid/Electric Vehicle Ownership Layton

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Layton drivers rank 9 in hybrid and electric vehicle ownership across all cities in Utah.

  • Rank within state: #9
  • Percent of drivers in Layton with a hybrid/electric vehicle: 1.3%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.