Cheap Auto Insurance Quotes in Draper, UT (2021)

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Car Insurance in Draper, UT

The average cost of Utah car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Draper, UT to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$24
$101
$121
$152
$158
ProgressiveAllstateState FarmThe GeneralLiberty Mutual
Monthly $

Cheapest Car Insurance in Draper, UT

Here are the cheapest carriers in Draper for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$123
$132
$119
$125
$130
$111
UtahSalt Lake CityProvoWest JordanOremDraper
Monthly $

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Draper, UT Driving Facts

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Minimum Car Insurance Requirements in UT

All motor vehicles operated or parked on Utah roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Utah are as follows:

  • $25,000 per person/$65,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Utah state law are $25,000 for the death or injury of a single victim as a result of a car accident and $65,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/65, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Utah law.

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Utah is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

  • $3,000/person Personal Injury Protection (PIP)

Personal Injury Protection (PIP) provides coverage for medical costs that drivers and their passengers may face after an accident. PIP coverage protects drivers even if they are found at-fault. Medical expenses are covered by this type of protection, and a minimum of $3,000 is required for minimum coverage in Utah

Insurify Insights: How Draper Drivers Measure Up

chevrolet
Chevrolet Suburban
Most Popular Car in
Draper, UT
suspended licenses
#15
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Draper drivers measure up to their fellow Utah motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Draper

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Draper drivers rank 6 in the number of car accidents per driver across all cities in Utah.

  • Rank within state: #6
  • Percent of drivers in Draper with an accident: 13.09%
  • Drivers in Draper, UT with an accident in their driving history paid on average 48.73% more than drivers with a clean record

Speeding Draper

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Utah, Draper drivers rank 4 in the number of speeding infractions per driver.

  • Rank within state: #4
  • Percent of drivers in Draper with a speeding ticket: 14.77%
  • Drivers in Draper, UT with a speeding ticket in their driving history paid on average 12.03% more than drivers with a clean record

DUI/DWIs Draper

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Draper drivers rank 22 in the number of DUI’s per driver across all cities in Utah.

  • Rank within state: #22
  • Percent of drivers in Draper with a DUI: 1.68%
  • Drivers in Draper, UT with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Draper

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Draper is the Chevrolet Suburban.

Hybrid/Electric Vehicle Ownership Draper

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Draper drivers rank 4 in hybrid and electric vehicle ownership across all cities in Utah.

  • Rank within state: #4
  • Percent of drivers in Draper with a hybrid/electric vehicle: 1.62%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.