Cheap Auto Insurance Quotes in American Fork, UT (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Beehive State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in American Fork, UT

The average cost of Utah car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in American Fork, UT to find you the cheapest quotes in the area.

$95
$125
$125
$140
$141
Sun CoastClearcoverTravelersMotion AutoKemper

Cheapest Car Insurance in American Fork

Here are the cheapest carriers in American Fork for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$136
$132
$119
$125
$130
$174
UtahSalt Lake CityProvoWest JordanOremAmerican Fork

Click here to learn about car insurance quotes and save on your current policy.

American Fork, UT Driving Facts

utah

 

Minimum Car Insurance Requirements in UT

All motor vehicles operated or parked on Utah roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Utah are as follows:

  • $25,000 per person/$65,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Utah state law are $25,000 for the death or injury of a single victim as a result of a car accident and $65,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/65, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Utah law.

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Utah is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

  • $3,000/person Personal Injury Protection (PIP)

Personal Injury Protection (PIP) provides coverage for medical costs that drivers and their passengers may face after an accident. PIP coverage protects drivers even if they are found at-fault. Medical expenses are covered by this type of protection, and a minimum of $3,000 is required for minimum coverage in Utah

Find local American Fork agents

Insurify Insights: How American Fork Drivers Measure Up

honda
Honda Civic
Most Popular Car in
American Fork, UT
suspended licenses
#20
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how American Fork drivers measure up to their fellow Utah motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents American Fork

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. American Fork drivers rank 2 in the number of car accidents per driver across all cities in Utah.

  • Rank within state: #2
  • Percent of drivers in American Fork with an accident: 14.72%
  • Drivers in American Fork, UT with an accident in their driving history paid on average 17.61% more than drivers with a clean record

Speeding American Fork

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Utah, American Fork drivers rank 15 in the number of speeding infractions per driver.

  • Rank within state: #15
  • Percent of drivers in American Fork with a speeding ticket: 11.71%
  • Drivers in American Fork, UT with a speeding ticket in their driving history paid on average 11.95% more than drivers with a clean record

DUI/DWIs American Fork

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. American Fork drivers rank 13 in the number of DUI’s per driver across all cities in Utah.

  • Rank within state: #13
  • Percent of drivers in American Fork with a DUI: 2.34%
  • Drivers in American Fork, UT with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle American Fork

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in American Fork is the Honda Civic.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.