Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

The Teen Tax: Young Drivers Add 90% More to Parents’ Car Insurance Costs

The Teen Tax: Young Drivers Add 90% More to Parents’ Car Insurance Costs

But parents can save an average of $1,079 by adding their teen driver to their own policy rather than buying a separate one.
By Julia Taliesin|December 2, 2025
Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Memorable advertisements keep companies top of mind for consumers, but do they help shoppers understand policy options?
By Doug Bailey|November 25, 2025
Progressive to Refund Nearly $1 Billion to Florida Drivers in 2026

Progressive to Refund Nearly $1 Billion to Florida Drivers in 2026

Insurance reform in 2023 helped pave the way for auto insurance rate decreases and refunds in Florida.
By Katie Powers|November 25, 2025
State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback

State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback

The downgrade could translate into rising costs for policyholders.
By Doug Bailey|November 25, 2025
Average Car Insurance Rates as of November 2025 | Insurify

Average Car Insurance Rates as of November 2025

The overall national average cost of car insurance was $141 in October.
By Chris Schafer|November 24, 2025
Nationwide SmartRide Review: How It Works, Savings, and Whether It’s Worth It

Nationwide SmartRide Review: How It Works, Savings, and Whether It’s Worth It

J.D. Power ranks Nationwide SmartRide as the best usage-based insurance, offering safe drivers discounts of up to 40%.
By Sarah Archambault|November 21, 2025
GEICO DriveEasy Review: How It Works, Savings, and Whether It’s Worth It

GEICO DriveEasy Review: How It Works, Savings, and Whether It’s Worth It

GEICO DriveEasy works best as a reward system for safe drivers rather than a tool to help risky drivers improve. But trip detection errors and potential rate increases can frustrate some users.
By Amy Beardsley|November 21, 2025
USAA SafePilot Review: How It Works, Savings, and Whether It’s Worth It

USAA SafePilot Review: How It Works, Savings, and Whether It’s Worth It

The SafePilot program may be a good option for safe, low-mileage drivers who don’t mind having their driving habits tracked. But it won’t be right for everyone.
By Jamie Johnson|November 21, 2025
Nationwide SmartMiles Review: How It Works, Savings, and Whether It’s Worth It

Nationwide SmartMiles Review: How It Works, Savings, and Whether It’s Worth It

If you don’t put many miles on your car each year, a Nationwide SmartMiles policy could help you reduce your insurance costs.
By Lindsay VanSomeren|November 20, 2025
Farmers Signal Review: How It Works, Savings, and Whether It’s Worth It

Farmers Signal Review: How It Works, Savings, and Whether It’s Worth It

Signal by Farmers may be good for existing customers but doesn’t stack up to the competition.
By Melanie Lockert|November 20, 2025
Progressive Snapshot Review: How It Works, Savings, and Whether It’s Worth It

Progressive Snapshot Review: How It Works, Savings, and Whether It’s Worth It

Progressive Snapshot can save you money if you’re a safe driver, but the constant monitoring could deter you from signing up.
By Sarah Sharkey|November 20, 2025
Travelers IntelliDrive Review: How It Works, Savings, and Whether It’s Worth It

Travelers IntelliDrive Review: How It Works, Savings, and Whether It’s Worth It

Travelers IntelliDrive could help you save on your Travelers premium, but users find the app doesn’t track driving information accurately enough to see its effect on rates.
By Sarah Archambault|November 20, 2025
Liberty Mutual RightTrack Review: How It Works, Savings, and Whether It’s Worth It

Liberty Mutual RightTrack Review: How It Works, Savings, and Whether It’s Worth It

Liberty Mutual RightTrack can help low-mileage and safe drivers who consent to driving behavior monitoring save on car insurance.
By Sarah Sharkey|November 20, 2025
Gap Insurance: How It Works and When It’s Worth It

Gap Insurance: How It Works and When It’s Worth It

Gap insurance covers the difference between your insurance payout and what you owe on a financed vehicle. If you lease or finance a car, gap insurance helps protect you financially if your car is totaled.
By Melanie Lockert|November 18, 2025
Car Insurance Coverage for Stored Vehicles

Car Insurance Coverage for Stored Vehicles

While most insurers don’t offer stand-alone car storage insurance, many allow you to customize your coverage for a vehicle stored for the long term.
By Stephanie Colestock|November 17, 2025
Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows

Rates based on ‘broad assumptions’ don’t reflect actual driving habits, respondents told data analytics company.
By Evelyn Pimplaskar|November 17, 2025
Gen Z to the Insurance Industry: Thanks, But No Thanks | Insurify

Gen Z to the Insurance Industry: Thanks, But No Thanks

Roles in the insurance industry offer security and stability, but for Gen Z, other factors matter more.
By Doug Bailey|November 17, 2025
OTTO Insurance Review: Legit or Just a Lead Generator? (2026)

OTTO Insurance Review: Legit or Just a Lead Generator?

Otto is a lead generator that links users to third-party insurers it partners with.
By Jess Ullrich|November 13, 2025