Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Do Parking Tickets Increase Your Car Insurance Rates?

Do Parking Tickets Increase Your Car Insurance Rates?

Parking tickets don’t increase your car insurance rates directly. But an unpaid ticket can lower your credit score and affect your insurance rates.
By Alani Asis|January 27, 2026
Auto Sales Are Holding Up — but Buyers Are Stretching Loans to Make Cars Affordable

Auto Sales Are Holding Up — but Buyers Are Stretching Loans to Make Cars Affordable

While longer loans may seem to make things more affordable up front, additional costs lurk later.
By Doug Bailey|January 26, 2026
How Much Does a Tesla Replacement Battery Cost?

How Much Does a Tesla Replacement Battery Cost?

Tesla car batteries can last 10–20 years, but replacements are expensive, ranging from $5,000 to $20,000.
By Sarah Archambault|January 23, 2026
Car Registration Fees by State: What to Know

Car Registration Fees by State: What to Know

Hawaii and Colorado are the most expensive states to register a vehicle in. Arizona and Mississippi are among the most affordable.
By Catherine Collins|January 23, 2026
Car Insurance Rates by State (March 2026)

Car Insurance Rates by State (March 2026)

The cheapest state for car insurance is North Carolina, with an average liability rate of $66. Connecticut has the most expensive average car insurance rate, at $158 for liability only.
By Julia Taliesin|January 23, 2026
Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike

Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike

Insurer limited new Golden State policies in 2022.
By Evelyn Pimplaskar|January 22, 2026
The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly

The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly

A new scorecard for auto insurers shows advances in quoting and comparing, but some websites are still clunky and hard to use.
By Doug Bailey|January 22, 2026
Drive It Like You … The Most Stolen Cars in America (2025 Data)

Drive It Like You … The Most Stolen Cars in America (2025 Data)

The Hyundai Elantra is the most stolen car in the U.S., with more than 11,000 thefts in the first half of 2025. Theft rates across all vehicles are highest in Washington, D.C., and California.
By Matt Brannon|January 22, 2026
Excepsure Car Insurance Review (Ratings and Expert Insights)

Excepsure Car Insurance Review (Ratings and Expert Insights)

Excepsure offers non-standard car insurance in Georgia, Alabama, and Texas.
By Alani Asis|January 15, 2026
Electric Vehicle Rebates by State (2026)

Electric Vehicle Rebates by State

While federal tax credits ended in 2025, many states still offer rebates, tax credits, and utility perks that can meaningfully reduce the cost of owning an EV.
By Ben Luthi|January 14, 2026
Average Car Insurance Rates as of January 2026 | Insurify

Average Car Insurance Rates as of January 2026

The overall national average cost of car insurance held steady at $140 per month in December.
By Chris Schafer|January 14, 2026
Nsure Review: Legit or Just a Lead Generator? (2026)

Nsure Review: Legit or Just a Lead Generator?

Nsure is a legit comparison tool, but it gives limited quotes with varying coverage levels, so it’s not the best for apples-to-apples comparison.
By Amy Beardsley|January 14, 2026
Gabi Review: Legit or Just a Lead Generator? (2026)

Gabi Review: Legit or Just a Lead Generator?

While Gabi lets you compare insurance quotes, its pricing isn’t always accurate, so you might be better off buying a policy directly from the insurer.
By Taylor Milam-Samuel |January 9, 2026
Compare.com Review: Legit or Just a Lead Generator? (2026)

Compare.com Review: Legit or Just a Lead Generator?

While other car insurance comparison sites collect your data to resell, Compare.com provides real-time quotes from dozens of top insurers.
By Erin Gobler|January 9, 2026
Policygenius Review: Legit or Just a Lead Generator? (2026)

Policygenius Review: Legit or Just a Lead Generator?

Policygenius doesn’t provide real-time quotes, but it can help you buy auto insurance.
By Sarah Archambault|January 6, 2026
Fixable EV Collision Claims Peeked in Late 2025

Fixable EV Collision Claims Peeked in Late 2025

Higher payouts could prompt insurers to charge even higher premiums for EV coverage.
By Evelyn Pimplaskar|January 6, 2026
NerdWallet Review: Legit or Just a Lead Generator? (2026)

NerdWallet Review: Legit or Just a Lead Generator?

NerdWallet only offers auto insurance quotes through partner sites.
By Sarah Archambault|January 5, 2026
Bankrate Review: Legit or Just a Lead Generator? (2026)

Bankrate Review: Legit or Just a Lead Generator?

Bankrate provides financial information about credit cards and personal loans. While it also offers auto insurance quotes, you can’t buy coverage through this site.
By Sarah Sharkey|January 5, 2026