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Temporary Car Insurance in Hawaii (With Quotes)

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Courtney Roy

By: Courtney Roy

Edited by John Leach | Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Cheapest Companies for Temporary Car Insurance Hawaii (2022)

For drivers looking for temporary insurance in Hawaii, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Hawaii. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Hawaii.

CarrierAvg. Monthly Cost
Farmers 21stCentury$119
Midvale$139

What Is Temporary Car Insurance and How to Get It in Hawaii?

Temporary car insurance policies usually last six months and are often more affordable than long-term, 12-month policies. A quick Google search shows many companies advertising daily, weekly, or monthly policies, but these are often just creative ways to sell you a standard six-month policy. In the U.S., reputable car insurance companies only offer six- or 12-month policies. If you need less than six months, it might be a good idea to buy a six-month policy and cancel early.

it's never fun to be locked into a contract or service that you're dissatisfied with. Short-term policies let you opt for the best fit every six months. The easiest way to search for cheap car insurance in Hawaii is to head over to Insurify. Insurify gives you up to 20 short-term car insurance quotes from top companies within minutes!

What Are the Average Short-Term Car Insurance Rates in Hawaii?

With over 25 million quotes in Insurify's database, the numbers show that the six-month cost of car insurance for Hawaiians is $525 on average. That breaks down to $87 per month, a rate that makes Hawaii the cheapest short-term car insurance in the country. It's hard to complain when you get a premium better than everyone else, but if you're tempted, just consider Michigan, the most expensive state, where drivers pay five times as much, at $440.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy Total Cost of 6 Month, Short-Term Policy
6 months$87$525

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Hawaii?

Car insurance companies give you their best discounts when you're a brand-new customer with the goal of keeping you for the long term. As you stay, it's common to see your price go up at renewal. Smart drivers know that a company with the best deal today might be more expensive in the near future. Buying temporary car insurance gives you the cheapest premium the market offers every six months.

Another benefit of short-term car insurance is flexibility. A bad experience with an insurance agent, claims process, or customer service rep could make you look for a different company. With temporary car insurance, you're never more than six months away from spotting the deal and company that are just right. With a tool like Insurify, you can save a lot of money and avoid the hassle and headache of tracking down each quote yourself. Insurify can help you find the company with the best combination of price and professionalism.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Hawaii within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Hawaii

Insurance prices and policies can vary significantly between companies, and a state like Hawaii draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Hawaii Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Hawaii. Insurify analyzed the latest data for the five most populous cities in Hawaii to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Hawaii and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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  • Personalized quotes in 5 minutes or less
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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Courtney Roy
Courtney Roy

Insurance Writer

Courtney Roy is a financial and technology writer. He creates content that makes an actionable difference in the lives of his readers by helping them understand matters of personal finance. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering.

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