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Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.
Jessica has been a contributor at Insurify since July 2023.
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7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
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7+ years experience in data analysis
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Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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Table of contents
The average cost of auto insurance in Hawaii is $88, substantially cheaper than the national average of $150. This could partly be because Hawaii currently has one of the lowest required minimums for bodily injury coverage, at $20,000 per person.
But the state legislature is considering increasing the minimum coverage requirements for liability car insurance, which could lead to increases in auto policy premiums on the islands.
Here’s what you should know about finding cheap coverage in the Aloha State.
State Farm, Allstate, and Midvale Home & Auto have the cheapest car insurance in Hawaii.
Since Hawaii is a no-fault state, you have to file a claim for any bodily injuries with your insurance company, even when you’re in an accident you didn’t cause.
Hawaii law prohibits the use of credit ratings to determine auto insurance premiums.
3 of the cheapest car insurance companies in Hawaii
The cost of car insurance depends on a variety of factors, including your age, where you live, and the type of car you drive. The right car insurance policy for you will depend on your individual situation and budget.
State Farm
User Reviews | 4.2 |
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IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 |