Cheap Auto Insurance Quotes in Phenix City, AL (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Yellowhammer State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Phenix City, AL

The average cost of Alabama car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Phenix City, AL to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$84
$88
$108
$133
$156
AllstateState FarmGEICOTravelersDirect Auto
Monthly $

Cheapest Car Insurance in Phenix City, AL

Here are the cheapest carriers in Phenix City for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$139
$152
$135
$134
$129
$145
AlabamaBirminghamMontgomeryMobileHuntsvillePhenix City
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Phenix City, AL Driving Facts

alabama

Minimum Car Insurance Requirements in AL

Alabama's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Insurify Insights: How Phenix City Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Phenix City, AL
suspended licenses
#36
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Phenix City drivers measure up to their fellow Alabama motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Phenix City

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Phenix City drivers rank 6 in the number of car accidents per driver across all cities in Alabama.

  • Rank within state: #6
  • Percent of drivers in Phenix City with an accident: 12.78%
  • Drivers in Phenix City, AL with an accident in their driving history paid on average 53.76% more than drivers with a clean record

Speeding Phenix City

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Alabama, Phenix City drivers rank 7 in the number of speeding infractions per driver.

  • Rank within state: #7
  • Percent of drivers in Phenix City with a speeding ticket: 13.18%
  • Drivers in Phenix City, AL with a speeding ticket in their driving history paid on average 29.48% more than drivers with a clean record

DUI/DWIs Phenix City

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Phenix City drivers rank 14 in the number of DUI’s per driver across all cities in Alabama.

  • Rank within state: #14
  • Percent of drivers in Phenix City with a DUI: 1.19%
  • Drivers in Phenix City, AL with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Phenix City

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Phenix City is the Nissan Altima.

Rude Phenix City

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Alabama, Phenix City drivers rank 1 in rude driving infractions.

  • Rank within state: #1
  • Percent of drivers in Phenix City with a reckless driving violation: 2.64%
  • Drivers in Phenix City, AL with a reckless driving violation in their driving history paid on average 51.45% more than drivers with a clean record.

Safest Drivers Phenix City

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Phenix City drivers rank 13 in clean driving records across all cities in Alabama.

  • Rank within state: #13
  • Percent of drivers in Phenix City with clean record: 77.34%

Failure to Yield the Right of Way Phenix City

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Phenix City drivers rank 5 in failure to yield violations per driver across all cities in Alabama.

  • Rank within state: #5
  • Percent of drivers in Phenix City with a failure to yield violation: 0.26%
  • Drivers in Phenix City, AL with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Phenix City

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Alabama, Phenix City drivers rank 3 in the number of reckless driving offenses per driver.

  • Rank within state: #3
  • Percent of drivers in Phenix City with a reckless driving offense: 0.13%

Hybrid/Electric Vehicle Ownership Phenix City

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Phenix City drivers rank 9 in hybrid and electric vehicle ownership across all cities in Alabama.

  • Rank within state: #9
  • Percent of drivers in Phenix City with a hybrid/electric vehicle: 0.97%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.