Cheap Auto Insurance Quotes in Decatur, AL (2021)

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Car Insurance in Decatur, AL

The average cost of Alabama car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Decatur, AL to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$73
$83
$101
$113
$136
State FarmAllstateGEICOTravelersThe General
Monthly $

Cheapest Car Insurance in Decatur, AL

Here are the cheapest carriers in Decatur for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$134
$152
$135
$134
$129
$119
AlabamaBirminghamMontgomeryMobileHuntsvilleDecatur
Monthly $

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Decatur, AL Driving Facts

alabama

Minimum Car Insurance Requirements in AL

Alabama's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Insurify Insights: How Decatur Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Decatur, AL
suspended licenses
#9
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Decatur drivers measure up to their fellow Alabama motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Decatur

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Decatur drivers rank 8 in the number of car accidents per driver across all cities in Alabama.

  • Rank within state: #8
  • Percent of drivers in Decatur with an accident: 12.5%
  • Drivers in Decatur, AL with an accident in their driving history paid on average 58.68% more than drivers with a clean record

Speeding Decatur

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Alabama, Decatur drivers rank 15 in the number of speeding infractions per driver.

  • Rank within state: #15
  • Percent of drivers in Decatur with a speeding ticket: 11.43%
  • Drivers in Decatur, AL with a speeding ticket in their driving history paid on average 35.54% more than drivers with a clean record

DUI/DWIs Decatur

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Decatur drivers rank 18 in the number of DUI’s per driver across all cities in Alabama.

  • Rank within state: #18
  • Percent of drivers in Decatur with a DUI: 1.07%
  • Drivers in Decatur, AL with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Decatur

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Decatur is the Chevrolet Malibu.

Rude Decatur

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Alabama, Decatur drivers rank 3 in rude driving infractions.

  • Rank within state: #3
  • Percent of drivers in Decatur with a reckless driving violation: 2.14%
  • Drivers in Decatur, AL with a reckless driving violation in their driving history paid on average 56.2% more than drivers with a clean record.

Safest Drivers Decatur

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Decatur drivers rank 9 in clean driving records across all cities in Alabama.

  • Rank within state: #9
  • Percent of drivers in Decatur with clean record: 78.21%

Failure to Yield the Right of Way Decatur

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Decatur drivers rank 1 in failure to yield violations per driver across all cities in Alabama.

  • Rank within state: #1
  • Percent of drivers in Decatur with a failure to yield violation: 0.71%
  • Drivers in Decatur, AL with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Decatur

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Alabama, Decatur drivers rank 9 in the number of reckless driving offenses per driver.

  • Rank within state: #9
  • Percent of drivers in Decatur with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Decatur

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Decatur drivers rank 25 in hybrid and electric vehicle ownership across all cities in Alabama.

  • Rank within state: #25
  • Percent of drivers in Decatur with a hybrid/electric vehicle: 0.47%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.