|Insurify Composite Score||--||Number of discounts||14||Number of reviews||869||User Rating||3.7||A.M. Best||
|Standard & Poor’s||
Click here for our full review of Metromile car insurance quotes, discounts, and coverages.
As we work together to slow the spread of COVID-19, state insurance commissions and
insurance providers are constantly changing regulations and practices surrounding monthly
payments, claim payouts, and more. To stay up to date with the latest on auto insurance
reimbursements in your area, be sure to check with your state’s insurance commission and
your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
The largest discounts from Metromile are: Multiple Vehicle Discount, Anti-Theft Device Discount, Defensive Driver Discount
|Discount Type||Discount %|
|Multiple Vehicle Discount||Varies|
|Anti-Theft Device Discount||Varies|
|Defensive Driver Discount||Varies|
|Good Driver Discount||Varies|
|Continuous Coverage Discount||Varies|
|Home Owner Discount||Varies|
|More Vehicles Than Drivers||Varies|
|Accident Free Discount||Varies|
|Mature driver discount||Varies|
|Driving training discount||Varies|
|Paperless documents discount||Varies|
|Married Professional Discount||Varies|
Metromile provides much of the same services as a standard insurance company.
It offers excellent customer service and 24 hours a day, 7 days a week claims service. You can report or track a claim online at claims.metromile.com or over the phone.
Metromile offers deductible options of $250, $500, and $1,000.
Metromile also offers a smart driving app that connects to the per-mile rate-calculating Pulse plugin. The Metromile app allows drivers to keep track of trips and parking, their cars' maintenance, how much they spend on gas, and more.
Uninsured and underinsured motorist coverage
Personal injury protection/medical payments coverage
Rental reimbursement: $30/day up to 30 days while your car is being repaired
Emergency roadside assistance
Metromile was founded in San Francisco in 2011 and provides personal, pay-per-mile car insurance. Long story short: the less you drive, the less you'll pay.
With pay-per-mile car insurance from Metromile, you get a low base rate, then pay just pennies per mile. Designed for low-mileage drivers, Metromile offers complete coverage options for a fraction of the cost. Miles are measured through a free Pulse device that easily plugs into your car; all miles recorded over 250 a day are free.
Metromile’s low-mileage customers save an average of $611 a year and enjoy the added comfort of having no cancellation fee if they choose to cancel their auto policy.
Metromile currently provides its unique auto insurance policies in Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia, and Washington.
Some insurance products offered through Metromile are underwritten by insurers in the National General Insurance Group.
To date, Metromile has raised nearly $300 million in funding.
You can cancel your policy at any time online. You can also call customer service at 888-244-1702 Monday through Friday, 6:00 a.m. to 6:00 p.m. Pacific.
They were accurate with their rates.
Bait and switch company. Raised my rates 100% after 6 months. No tickets or accidents during that time. Claimed that this is due to raising costs in California. I found rates even better than those before the raise.