4.8out of 3,000+ reviews
Farmers vs Nationwide Car Insurance
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Last Updated February 1, 2022
Ratings
Insurify Composite Score
Farmers
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Insurify Composite Score
Nationwide
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Insurify Composite Score
Farmers VS Nationwide
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User Ratings
| Options | Farmers  | Nationwide |
|---|---|---|
| Rating/Reviews | 506 reviews | 3,848 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Farmers | Nationwide |
|---|---|---|
| Call Center Representative | -- | The rest |
| Insurer Website | About average | Among the best |
| Local Agent | About average | Better than most |
| Overall Satisfaction | About average | About average |
| Policy Offerings | About average | Better than most |
| Pricing | About average | About average |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Farmers | Nationwide |
|---|---|---|
| Claim Servicing | About average | About average |
| Estimation Process | About average | Better than most |
| First Notice of Loss (FNOL) | About average | Better than most |
| Overall Satisfaction | About average | About average |
| Rental Experience | About average | Better than most |
| Repair Process | The rest | Better than most |
| Settlement | About average | About average |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Farmers | Nationwide |
|---|---|---|
| California | 795 pt The rest | 796 pt About average |
| Central | 821 pt About average | 803 pt The rest |
| Florida | 820 pt About average | 793 pt The rest |
| Mid-Atlantic | 814 pt The rest | 823 pt The rest |
| New England | -- | 817 pt About average |
| New York | -- | 806 pt The rest |
| North Central | 808 pt The rest | 815 pt The rest |
| Northwest | 785 pt The rest | 782 pt The rest |
| Southeast | -- | 823 pt About average |
| Southwest | 797 pt The rest | 805 pt The rest |
| Texas | 822 pt About average | 813 pt The rest |
Mobile App Ratings ℹ
| Region | Farmers | Nationwide |
|---|---|---|
| Android | 2,565 Reviews | 1,829 Reviews |
| iOS | 538 Reviews | 40 Reviews |
Financial Ratings
| Options | Farmers | Nationwide |
|---|---|---|
| A.M. Best | A | A+ |
| Fitch | A+ | -- |
| Moody's | A2 | A1 |
| Standard & Poor's | A | A+ |
Auto Insurance Quotes
For Married Drivers
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $73 |
| Chicago | $124 | $184 |
| Philadelphia | -- | $87 |
| Phoenix | $126 | -- |
| Santa Monica | $120 | $96 |
For Single Drivers
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $99 |
| Chicago | $117 | $183 |
| Philadelphia | -- | $96 |
| Phoenix | $120 | -- |
| Santa Monica | $263 | $231 |
For Male Drivers
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $84 |
| Chicago | $129 | $185 |
| Philadelphia | -- | $90 |
| Phoenix | $129 | -- |
| Santa Monica | $269 | $215 |
For Female Drivers
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $88 |
| Chicago | $112 | $182 |
| Philadelphia | -- | $93 |
| Phoenix | $117 | -- |
| Santa Monica | $114 | $112 |
For Drivers with Speeding Ticket
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $115 |
| Chicago | $163 | $285 |
| Philadelphia | -- | $102 |
| Phoenix | $157 | -- |
| Santa Monica | $302 | $270 |
For Drivers with No Speeding Ticket
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $80 |
| Chicago | $111 | $161 |
| Philadelphia | -- | $90 |
| Phoenix | $116 | -- |
| Santa Monica | $168 | $141 |
For Drivers Age Between 18-40
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $97 |
| Chicago | $120 | $185 |
| Philadelphia | -- | $94 |
| Phoenix | $123 | -- |
| Santa Monica | $303 | $262 |
For Drivers Age Between 40-65
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $70 |
| Chicago | $115 | $172 |
| Philadelphia | -- | $82 |
| Phoenix | $118 | -- |
| Santa Monica | $104 | $85 |
For Drivers Age of 65+
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $108 |
| Chicago | $142 | $217 |
| Philadelphia | -- | $112 |
| Phoenix | $143 | -- |
| Santa Monica | $101 | $88 |
For Drivers with Average Credit
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $105 |
| Chicago | $116 | $207 |
| Philadelphia | -- | $104 |
| Phoenix | $123 | -- |
| Santa Monica | $149 | $147 |
For Drivers with Fair Credit
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $87 |
| Chicago | $132 | $185 |
| Philadelphia | -- | $91 |
| Phoenix | $134 | -- |
| Santa Monica | $134 | $117 |
For Drivers with Good Credit
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $70 |
| Chicago | $126 | $197 |
| Philadelphia | -- | $90 |
| Phoenix | $128 | -- |
| Santa Monica | $140 | $106 |
For Drivers with Excellent Credit
| City | Farmers | Nationwide |
|---|---|---|
| Austin | -- | $83 |
| Chicago | $108 | $144 |
| Philadelphia | -- | $80 |
| Phoenix | $108 | -- |
| Santa Monica | $343 | $285 |
Quotes & Discounts
| Discount type | Farmers | Nationwide |
|---|---|---|
| Multiple Policy | Up to 10% | Up to 25% |
| EV/Hybrid | Up to 5% | -- |
| Affinity group | Varies | Varies |
| Anti-Theft Device | Varies | Up to 5% |
| Anti-lock Brake | Varies | -- |
| Claims Free Renewal | Varies | -- |
| Daytime Running Lights | Varies | -- |
| Defensive Driver | Varies | Up to 10% |
| Driving Habits | Varies | Varies |
| Driving training | Varies | -- |
| E-billing | Varies | -- |
| Early Quote | Varies | -- |
| Electronic Stability Control | Varies | -- |
| Family | Varies | Up to 25% |
| Good Driver | Varies | Up to 10% |
| Good Payer | Varies | -- |
| Good Student | Varies | Up to 15% |
| Home Owner | Varies | -- |
| Loyalty | Varies | -- |
| Mature driver | Varies | -- |
| Military | Varies | -- |
| Multiple Vehicle | Varies | Up to 20% |
| On Your Own | Varies | -- |
| Organization | Varies | Up to 10% |
| Paid in full | Varies | -- |
| Paperless documents | Varies | Varies |
| Passive Restraint | Varies | -- |
| Preferred payment | Varies | Varies |
| Prepay | Varies | -- |
| Professional organization | Varies | -- |
| Provider Switch | Varies | -- |
| Senior Adult | Varies | -- |
| Student Away at School | Varies | -- |
| VIN Etching | Varies | -- |
| Youth Driving | Varies | -- |
| teenSMART | Varies | -- |
| Accident Forgiveness | -- | Varies |
| Accident Free | -- | Varies |
| Farm Bureau | -- | Up to 10% |
| SmartRide | -- | Up to 10% |
Payment Methods
| Discount type | Farmers | Nationwide |
|---|---|---|
| Automatic Online Payment ℹ |  | |
| Credit Card Payment | | |
| Debit Card Payments | | |
| Electronic Check ℹ | | |
| In Person Payment ℹ | | -- |
| Mail Payment ℹ | | |
| Mobile App Payments ℹ | | -- |
| Multi-Payment Installment Plans ℹ | | |
| Online Payment ℹ | | |
| Person 2 Person Payment | -- | |
| Phone Payment ℹ | | |
Features and Services
| Features and Services | Farmers | Nationwide |
|---|---|---|
| Accident forgiveness | | -- |
| Flexible / convenient payments | | -- |
| Mobile app | | -- |
| Online account management | | |
| Policy bundling discounts | | -- |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | Farmers | Nationwide |
|---|---|---|
| Accident Forgiveness ℹ | | |
| Antique or Collector Car Insurance ℹ | | |
| Comprehensive Claim Forgiveness ℹ | | -- |
| Emergency Lockout Coverage ℹ | | -- |
| Gap Insurance ℹ | -- | |
| Glass Coverage | | -- |
| Incident Forgiveness ℹ | | -- |
| Loss of Use Coverage ℹ | | -- |
| New Car Replacement Coverage ℹ | | -- |
| No Fault Coverage ℹ | | -- |
| Original Equipment Manufacturer Coverage ℹ | | -- |
| Personal/Upgraded Item Coverage ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Ridesharing Coverage ℹ | | -- |
| Roadside Assistance ℹ | | |
| Small Claim Forgiveness ℹ | | -- |
| Umbrella Policy ℹ | | -- |
| Vanishing Deductible ℹ | | |
Insurance by State
Car Insurance
- Farmers
- Nationwide
- Both
Uber and Lyft driver insurance
- Farmers
- Nationwide
- Both
SR-22 Insurance by State
- Farmers
- Nationwide
- Both
Compare Insurance Products
| Product | Farmers | Nationwide |
|---|---|---|
 Car Insurance | | |
 Business Insurance | | -- |
 Classic Car Insurance | | -- |
 Condo Insurance | | -- |
 Earthquake Insurance | | -- |
 Flood Insurance | | -- |
 Home Insurance | | |
 Life Insurance | | |
 Mobile Home Insurance | | -- |
 Motorcycle Insurance | | -- |
 Pet Insurance | | |
 Recreational Insurance | | -- |
 Renters Insurance | | -- |
 Umbrella Insurance | | -- |
User Reviews
- Farmers Reviews
- Nationwide Reviews
3.4
506 Reviews
5 Stars
37 %
4 Stars
17 %
3 Stars
15 %
2 Stars
8 %
1 Star
24 %
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By Chesney
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.