Ratings
User Ratings
| Options | Allstate | State Farm |
|---|---|---|
| Rating/Reviews |
1,131 reviews
|
2,205 reviews
|
Mobile App Ratings
| Brand | Allstate | State Farm |
|---|---|---|
| iOS |
56,800 reviews
|
288 reviews
|
| Android |
12,515 reviews
|
12,082 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Allstate | State Farm |
|---|---|---|
| Austin | $36 | $52 |
| Chicago | $111 | $54 |
| Philadelphia | $133 | $73 |
| Phoenix | $105 | $71 |
| Los Angeles | $116 | $80 |
For Single Drivers
| City | Allstate | State Farm |
|---|---|---|
| Austin | $41 | $53 |
| Chicago | $128 | $54 |
| Philadelphia | $135 | $74 |
| Phoenix | $128 | $64 |
| Los Angeles | $255 | $117 |
For Male Drivers
| City | Allstate | State Farm |
|---|---|---|
| Austin | $39 | $51 |
| Chicago | $123 | $52 |
| Philadelphia | $129 | $72 |
| Phoenix | $129 | $62 |
| Los Angeles | $252 | $115 |
For Female Drivers
| City | Allstate | State Farm |
|---|---|---|
| Austin | $39 | $54 |
| Chicago | $115 | $55 |
| Philadelphia | $139 | $75 |
| Phoenix | $104 | $73 |
| Los Angeles | $119 | $82 |
For Drivers with a Speeding Ticket
| City | Allstate | State Farm |
|---|---|---|
| Austin | $43 | $66 |
| Chicago | $175 | $59 |
| Philadelphia | $143 | $83 |
| Phoenix | $162 | $74 |
| Los Angeles | $341 | $187 |
For Drivers with No Speeding Ticket
| City | Allstate | State Farm |
|---|---|---|
| Austin | $38 | $50 |
| Chicago | $107 | $53 |
| Philadelphia | $132 | $72 |
| Phoenix | $107 | $66 |
| Los Angeles | $152 | $80 |
For Drivers Age Between 18-40
| City | Allstate | State Farm |
|---|---|---|
| Austin | $41 | $56 |
| Chicago | $129 | $55 |
| Philadelphia | $130 | $76 |
| Phoenix | $133 | $65 |
| Los Angeles | $290 | $131 |
For Drivers Age Between 40-65
| City | Allstate | State Farm |
|---|---|---|
| Austin | $36 | $50 |
| Chicago | $102 | $51 |
| Philadelphia | $121 | $68 |
| Phoenix | $94 | $67 |
| Los Angeles | $104 | $78 |
For Drivers Age of 65+
| City | Allstate | State Farm |
|---|---|---|
| Austin | $41 | $51 |
| Chicago | $145 | $61 |
| Philadelphia | $193 | $83 |
| Phoenix | $140 | $79 |
| Los Angeles | $100 | $55 |
For Drivers with Average Credit
| City | Allstate | State Farm |
|---|---|---|
| Austin | $40 | $60 |
| Chicago | $121 | $61 |
| Philadelphia | $149 | $83 |
| Phoenix | $113 | $80 |
| Los Angeles | $153 | $95 |
For Drivers with Fair Credit
| City | Allstate | State Farm |
|---|---|---|
| Austin | $37 | $58 |
| Chicago | $124 | $59 |
| Philadelphia | $153 | $81 |
| Phoenix | $117 | $89 |
| Los Angeles | $132 | $81 |
For Drivers with Good Credit
| City | Allstate | State Farm |
|---|---|---|
| Austin | $38 | $51 |
| Chicago | $106 | $52 |
| Philadelphia | $120 | $72 |
| Phoenix | $103 | $62 |
| Los Angeles | $129 | $89 |
For Drivers with Excellent Credit
| City | Allstate | State Farm |
|---|---|---|
| Austin | $40 | $42 |
| Chicago | $124 | $42 |
| Philadelphia | $114 | $58 |
| Phoenix | $133 | $39 |
| Los Angeles | $327 | $130 |
Quotes & Discounts
| Discount Type | Allstate | State Farm |
|---|---|---|
| teenSMART Discount |
up to 35%
|
up to 15% |
| Accident Forgiveness |
up to 30%
|
-- |
| Defensive Driver Discount |
up to 20%
|
up to 5% |
| New Car Discount |
up to 15%
|
up to 40% |
| Multiple Vehicle Discount |
up to 10%
|
up to 20% |
| Passive Restraint Discount |
up to 10%
|
up to 40% |
| Prepay Discount |
up to 10%
|
-- |
| Paid in full discount |
up to 10%
|
-- |
| Early Quote Discount |
up to 10%
|
-- |
| Multiple Policy Discount |
up to 10%
|
up to 17% |
| Low Mileage Discount |
up to 10%
|
up to 10% |
| Good Student Discount |
up to 10%
|
up to 25% |
| Good Driver Discount |
up to 10%
|
up to 25% |
| Farm Vehicle Discount |
up to 10%
|
-- |
| EV/Hybrid Discount |
up to 10%
|
-- |
| Anti-lock Brake Discount |
up to 10%
|
up to 20% |
| E-billing Discount |
up to 10%
|
-- |
| Anti-Theft Device Discount |
up to 10%
|
up to 15% |
| Preferred payment discount |
up to 5%
|
-- |
| Good Payer Discount |
up to 5%
|
-- |
| Student Away at School Discount |
up to 5%
|
Varies |
| Senior Adult Discount |
up to 5%
|
Varies |
| Paperless documents discount |
Varies
|
-- |
| Driving training discount |
Varies
|
Varies |
| Deductible discount |
Varies
|
-- |
| Family Discount |
Varies
|
-- |
| Utility Vehicle Discount |
Varies
|
-- |
| Good Credit Discount |
--
|
up to 80% |
| Driving Habits Discount |
--
|
up to 30% |
| Accident Free Discount |
--
|
up to 15% |
| Travelink Discount |
--
|
Varies |
| Mature driver discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
Payment Methods
| Payment Type | Allstate | State Farm |
|---|---|---|
| Automatic Online Payment |
|
|
| Debit Card Payments |
|
|
| Electronic Check |
|
|
| Online Payment |
|
|
| Prepayment |
|
--
|
| Mail Payment |
|
|
| Phone Payment |
|
|
| Person 2 Person Payment |
|
|
| Bank Payment/Direct Deposit |
|
|
| Credit Card Payment |
|
|
| Mobile App Payments |
|
|
| In Person Payment |
--
|
|
| Pay Through Your Agent |
--
|
|
Feature and Services
| Features and Services | Allstate | State Farm |
|---|---|---|
| Roadside assistance |
|
|
| Mobile app |
|
|
| 24/7 service |
|
|
| Accident forgiveness |
|
--
|
| Online account management |
|
|
| Loyalty rewards program |
|
|
| Enhanced towing & substitute coverage |
|
|
| Flexible / convenient payments |
--
|
|
| Policy bundling discounts |
--
|
|
Optional Coverages
| Coverage Type | Allstate | State Farm |
|---|---|---|
| No Fault Coverage |
|
--
|
| Mechanical Breakdown Insurance |
|
|
| Loss of Use Coverage |
|
--
|
| New Car Replacement Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Roadside Assistance |
|
|
| Sound System Coverage |
|
--
|
| Umbrella Policy |
|
--
|
| Antique or Collector Car Insurance |
|
|
| Ridesharing Coverage |
|
|
| Preferred Repair Services |
|
|
| Accidental Death, Dismemberment, Disability |
|
|
| Emergency Lockout Coverage |
|
|
| Accident Forgiveness |
|
--
|
| Emergency Assistance Coverage |
--
|
|
| Glass Coverage |
--
|
|
Insurance by State
- Allstate
- State Farm
- Both
Uber and Lyft driver insurance:
- Allstate
- State Farm
- Both
Compare Insurance Products
| Product | Allstate | State Farm |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
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 Business Insurance |
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 Car Insurance |
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 Condo Insurance |
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 Disability Insurance |
--
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 Dwelling Fire Insurance |
--
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 Farm Insurance |
--
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 Flood Insurance |
--
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 Golf Cart Insurance |
--
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 Health Insurance |
--
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 Home Insurance |
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 Identity Theft Insurance |
--
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 Life Insurance |
|
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 Long-Term Care Insurance |
--
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 Mobile Home Insurance |
--
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 Motorcycle Insurance |
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 Personal Articles Insurance |
--
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 Pet Insurance |
|
--
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 RV Insurance |
|
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 Renters Insurance |
|
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 Ridesharing Insurance |
--
|
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 Snowmobile insurance |
|
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 Umbrella Insurance |
--
|
|
User Reviews
Most Positive Review
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers
Most Critical Review
December 1, 2017
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.
Most Positive Review
January 16, 2018
I have had nothing but good experiences with you guys always help me whenever I needed your help; I have being doing business with you for over 45 years I found you guys to be a very solid company
Most Critical Review
January 13, 2018
After 35 years and staying with State Farm knowing I️ could get a cheaper insurance rate with another provider- you guys are dropping my child from coverage due to one fender accident. Pretty sure over the years we have given you @$500,000 between cars and houses insurance payments...we have never nickel and dimes you in minimal insurance claims..and you may have paid out $10,000 max to us in car repairs over the years...broken windshield, fender repair, etc...but y’all first go to move is to drop a family member...after all this time. And my local agent can’t be of any help to me. So were shopping around and will be taking ALL our business somewhere...
December 11, 2017