Ratings
User Ratings
| Options | Allstate | State Farm |
|---|---|---|
| Rating/Reviews |
922 reviews
|
1,907 reviews
|
Mobile App Ratings
| Brand | Allstate | State Farm |
|---|---|---|
| Android |
12,515 reviews
|
12,082 reviews
|
| iOS |
56,800 reviews
|
288 reviews
|
Quotes & Discounts
| Discount Type | Allstate | State Farm |
|---|---|---|
| Good Payer Discount |
up to 5%
|
-- |
| Senior Adult Discount |
up to 5%
|
Varies |
| Low Mileage Discount |
up to 10%
|
up to 10% |
| Defensive Driver Discount |
up to 20%
|
up to 5% |
| Driving Habits Discount |
--
|
up to 30% |
| Good Credit Discount |
--
|
up to 80% |
| Home Owner Discount |
--
|
Varies |
| Multiple Policy Discount |
up to 10%
|
up to 17% |
| Claims Free Renewal Discount |
--
|
Varies |
| Driving training discount |
Varies
|
Varies |
| Anti-lock Brake Discount |
up to 10%
|
up to 20% |
| Deductible discount |
Varies
|
-- |
| Passive Restraint Discount |
up to 10%
|
up to 40% |
| Preferred payment discount |
up to 5%
|
-- |
| Utility Vehicle Discount |
Varies
|
-- |
| Anti-Theft Device Discount |
up to 10%
|
up to 15% |
| Good Driver Discount |
up to 10%
|
up to 25% |
| New Car Discount |
up to 15%
|
up to 40% |
| Prepay Discount |
up to 10%
|
-- |
| E-billing Discount |
up to 10%
|
-- |
| Accident Free Discount |
--
|
up to 15% |
| Travelink Discount |
--
|
Varies |
| Accident Forgiveness |
up to 30%
|
-- |
| Student Away at School Discount |
up to 5%
|
Varies |
| Good Student Discount |
up to 10%
|
up to 25% |
| Loyalty Discount |
--
|
Varies |
| Early Quote Discount |
up to 10%
|
-- |
| Daytime Running Lights Discount |
--
|
Varies |
| Farm Vehicle Discount |
up to 10%
|
-- |
| Family Discount |
Varies
|
-- |
| Military Discount |
--
|
Varies |
| Paperless documents discount |
Varies
|
-- |
| Mature driver discount |
--
|
Varies |
| Paid in full discount |
up to 10%
|
-- |
| EV/Hybrid Discount |
up to 10%
|
-- |
| teenSMART Discount |
up to 35%
|
up to 15% |
| Multiple Vehicle Discount |
up to 10%
|
up to 20% |
Payment Methods
| Payment Type | Allstate | State Farm |
|---|---|---|
| Pay Through Your Agent |
--
|
|
| Prepayment |
|
--
|
| Online Payment |
|
|
| Debit Card Payments |
|
|
| Phone Payment |
|
|
| Mobile App Payments |
|
|
| Mail Payment |
|
|
| Electronic Check |
|
|
| In Person Payment |
--
|
|
| Automatic Online Payment |
|
|
| Person 2 Person Payment |
|
|
| Credit Card Payment |
|
|
| Bank Payment/Direct Deposit |
|
|
Feature and Services
| Features and Services | Allstate | State Farm |
|---|---|---|
| 24/7 service |
|
|
| Policy bundling discounts |
--
|
|
| Roadside assistance |
|
|
| Flexible / convenient payments |
--
|
|
| Online account management |
|
|
| Mobile app |
|
|
| Enhanced towing & substitute coverage |
|
|
| Loyalty rewards program |
|
|
| Accident forgiveness |
|
--
|
Optional Coverages
| Coverage Type | Allstate | State Farm |
|---|---|---|
| Emergency Lockout Coverage |
|
|
| Accident Forgiveness |
|
--
|
| Mechanical Breakdown Insurance |
|
|
| Roadside Assistance |
|
|
| Accidental Death, Dismemberment, Disability |
|
|
| Sound System Coverage |
|
--
|
| Emergency Assistance Coverage |
--
|
|
| Rental Reimbursement |
|
|
| No Fault Coverage |
|
--
|
| Loss of Use Coverage |
|
--
|
| Preferred Repair Services |
|
|
| Umbrella Policy |
|
--
|
| Antique or Collector Car Insurance |
|
|
| New Car Replacement Coverage |
|
--
|
| Ridesharing Coverage |
|
|
| Glass Coverage |
--
|
|
Insurance by State
- Allstate
- State Farm
- Both
Uber and Lyft driver insurance:
- Allstate
- State Farm
- Both
Compare Insurance Products
| Product | Allstate | State Farm |
|---|---|---|
 ATV Insurance |
|
|
 Boat Insurance |
|
|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Condo Insurance |
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Farm Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Golf Cart Insurance |
--
|
|
 Health Insurance |
--
|
|
 Home Insurance |
|
|
 Identity Theft Insurance |
--
|
|
 Life Insurance |
|
|
 Long-Term Care Insurance |
--
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
|
|
 Personal Articles Insurance |
--
|
|
 Pet Insurance |
|
--
|
 RV Insurance |
|
|
 Renters Insurance |
|
|
 Ridesharing Insurance |
--
|
|
 Snowmobile insurance |
|
|
 Umbrella Insurance |
--
|
|
User Reviews
Most Positive Review
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers
Most Critical Review
December 1, 2017
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.
Most Positive Review
January 16, 2018
I have had nothing but good experiences with you guys always help me whenever I needed your help; I have being doing business with you for over 45 years I found you guys to be a very solid company
Most Critical Review
January 13, 2018
After 35 years and staying with State Farm knowing I️ could get a cheaper insurance rate with another provider- you guys are dropping my child from coverage due to one fender accident. Pretty sure over the years we have given you @$500,000 between cars and houses insurance payments...we have never nickel and dimes you in minimal insurance claims..and you may have paid out $10,000 max to us in car repairs over the years...broken windshield, fender repair, etc...but y’all first go to move is to drop a family member...after all this time. And my local agent can’t be of any help to me. So were shopping around and will be taking ALL our business somewhere...
December 11, 2017