AAA vs Progressive Car Insurance

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Ratings

Insurify Composite Score

AAA
85
What is this?

Insurify Composite Score

Progressive
80
What is this?

Insurify Composite Score

AAA VS Progressive
85
80
What is this?
User Ratings
OptionsAAA Progressive
Rating/Reviews
411 reviews
2,954 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAAA Progressive
Call Center RepresentativeThe restThe rest
Insurer WebsiteThe restAbout average
Local AgentBetter than mostAbout average
Overall SatisfactionAbout averageAbout average
Policy OfferingsAbout averageAbout average
PricingAbout averageAbout average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAAA Progressive
Claim ServicingAbout averageAbout average
Estimation ProcessThe restAbout average
First Notice of Loss (FNOL)The restAbout average
Overall SatisfactionAbout averageAbout average
Rental ExperienceAbout averageBetter than most
Repair ProcessBetter than mostAbout average
SettlementAbout averageAbout average
J.D. Power Ratings by Region (out of 1000)
RegionAAA Progressive
California840 pt
Better than most
800 pt
About average
Central833 pt
Better than most
815 pt
The rest
Florida--812 pt
About average
Mid-Atlantic--835 pt
About average
New England--826 pt
About average
New York--816 pt
About average
North Central808 pt
The rest
818 pt
The rest
Northwest--808 pt
About average
Southeast--830 pt
About average
Southwest--812 pt
About average
Texas821 pt
About average
815 pt
The rest
Mobile App Ratings
RegionAAA Progressive
Android
24,330 Reviews
17,106 Reviews
iOS
737 Reviews
317 Reviews
Financial Ratings
OptionsAAA Progressive
A.M. BestAA+
Fitch--AA
Moody's--A2
Standard & Poor's--AA

Auto Insurance Quotes

For Married Drivers

CityAAA Progressive
Chicago--$57
Philadelphia--$59
Phoenix--$56
Santa Monica--$46

For Single Drivers

CityAAA Progressive
Chicago--$77
Philadelphia--$76
Phoenix--$71
Santa Monica--$78

For Male Drivers

CityAAA Progressive
Chicago--$64
Philadelphia--$64
Phoenix--$61
Santa Monica--$69

For Female Drivers

CityAAA Progressive
Chicago--$69
Philadelphia--$70
Phoenix--$66
Santa Monica--$55

For Drivers with Speeding Ticket

CityAAA Progressive
Chicago--$82
Philadelphia--$83
Phoenix--$75
Santa Monica--$84

For Drivers with No Speeding Ticket

CityAAA Progressive
Chicago--$63
Philadelphia--$65
Phoenix--$61
Santa Monica--$57

For Drivers Age Between 18-40

CityAAA Progressive
Chicago--$75
Philadelphia--$74
Phoenix--$70
Santa Monica--$82

For Drivers Age Between 40-65

CityAAA Progressive
Chicago--$52
Philadelphia--$55
Phoenix--$52
Santa Monica--$44

For Drivers Age of 65+

CityAAA Progressive
Chicago--$88
Philadelphia--$84
Phoenix--$82
Santa Monica--$52

For Drivers with Average Credit

CityAAA Progressive
Chicago--$81
Philadelphia--$78
Phoenix--$74
Santa Monica--$63

For Drivers with Fair Credit

CityAAA Progressive
Chicago--$78
Philadelphia--$77
Phoenix--$74
Santa Monica--$56

For Drivers with Good Credit

CityAAA Progressive
Chicago--$46
Philadelphia--$51
Phoenix--$48
Santa Monica--$44

For Drivers with Excellent Credit

CityAAA Progressive
Chicago--$60
Philadelphia--$62
Phoenix--$58
Santa Monica--$84

Quotes & Discounts

Discount typeAAA Progressive
Farm Vehicle DiscountUp to 59%--
Student Away at School DiscountUp to 30%Up to 10%
teenSMART DiscountUp to 24%Varies
Good Driver DiscountUp to 20%Up to 26%
Anti-Theft Device DiscountUp to 17%Up to 5%
Good Student DiscountUp to 14.5%Up to 10%
Multiple Vehicle DiscountUp to 12.5%Up to 30%
Multiple Policy DiscountUp to 11.8%Up to 10%
Advance shopper discountUp to 10%--
Good Credit DiscountUp to 10%Up to 84%
New Car DiscountUp to 10%--
Paid in full discountUp to 7.8%Varies
Current insurance discountUp to 5%--
Loyalty DiscountUp to 5%Varies
Affinity group discountVaries--
Anti-lock Brake DiscountVaries--
Driving training discountVaries--
Home Owner DiscountVariesVaries
Low Mileage DiscountVariesVaries
Original Owner DiscountVaries--
Continuous Coverage Discount--Varies
Defensive Driver Discount--Varies
Discount Finder--Varies
E-billing Discount--Varies
Military Discount--Varies
No lapse in coverage discount--Varies
Paperless documents discount--Varies
Passive Restraint Discount--Up to 10%
Preferred payment discount--Varies
Prepay Discount--Varies
Provider Switch Discount--Varies
Signing documents when you buy online discount--Varies
Starting your auto quote online discount--Varies
Youth Driving Discount--Varies

Payment Methods

Discount typeAAA Progressive
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yes--
Electronic Check
yesyes
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes
PayPal --yes
Phone Payment
--yes
Text Payment
--yes

Features and Services

Features and ServicesAAA Progressive
24/7 serviceyesyes
Accident forgiveness--yes
Enhanced towing & substitute coverageyes--
Loyalty rewards program--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAAA Progressive
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yes--
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yesyes
First Aid Reimbursement
yes--
Gap Insurance
yesyes
Glass Coverage yesyes
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yes--
Original Equipment Manufacturer Coverage
--yes
Pet Coverage
yesyes
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Umbrella Policy
yes--

Uber and Lyft driver insurance

  • AAA
  • Progressive
  • Both

SR‌-22 Insurance by State

  • AAA
  • Progressive
  • Both

Compare Insurance Products

ProductAAA Progressive
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Cell Phone InsuranceCell Phone Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Flood InsuranceFlood Insurance--yes
Golf Cart InsuranceGolf Cart Insurance--yes
Health InsuranceHealth Insurance--yes
Home InsuranceHome Insuranceyesyes
Homeshare InsuranceHomeshare Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Personal Watercraft InsurancePersonal Watercraft Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Segway InsuranceSegway Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes
Travel InsuranceTravel Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes
Wedding and Event InsuranceWedding and Event Insurance--yes

User Reviews

  • AAA Reviews
  • Progressive Reviews
3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
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Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews