AAA vs Erie Insurance Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

AAA
85
What is this?

Insurify Composite Score

Erie Insurance
85
What is this?

Insurify Composite Score

AAA VS Erie Insurance
85
85
What is this?
User Ratings
OptionsAAA Erie Insurance
Rating/Reviews
411 reviews
224 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAAA Erie Insurance
Call Center RepresentativeThe rest--
Insurer WebsiteThe rest--
Local AgentBetter than mostAmong the best
Overall SatisfactionAbout averageAmong the best
Policy OfferingsAbout averageBetter than most
PricingAbout averageAmong the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAAA Erie Insurance
Claim ServicingAbout averageBetter than most
Estimation ProcessThe restAmong the best
First Notice of Loss (FNOL)The restBetter than most
Overall SatisfactionAbout averageBetter than most
Rental ExperienceAbout averageAmong the best
Repair ProcessBetter than mostAmong the best
SettlementAbout averageBetter than most
J.D. Power Ratings by Region (out of 1000)
RegionAAA Erie Insurance
California840 pt
Better than most
--
Central833 pt
Better than most
--
Mid-Atlantic--854 pt
Among the best
North Central808 pt
The rest
845 pt
Among the best
Texas821 pt
About average
--
Mobile App Ratings
RegionAAA Erie Insurance
Android
24,330 Reviews
4 Reviews
iOS
737 Reviews
--
Financial Ratings
OptionsAAA Erie Insurance
A.M. BestAA+
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityAAA Erie Insurance
Chicago--$48
Philadelphia--$45

For Single Drivers

CityAAA Erie Insurance
Chicago--$48
Philadelphia--$52

For Male Drivers

CityAAA Erie Insurance
Chicago--$44
Philadelphia--$47

For Female Drivers

CityAAA Erie Insurance
Chicago--$52
Philadelphia--$50

For Drivers with Speeding Ticket

CityAAA Erie Insurance
Chicago--$58
Philadelphia--$56

For Drivers with No Speeding Ticket

CityAAA Erie Insurance
Chicago--$46
Philadelphia--$47

For Drivers Age Between 18-40

CityAAA Erie Insurance
Chicago--$49
Philadelphia--$53

For Drivers Age Between 40-65

CityAAA Erie Insurance
Chicago--$45
Philadelphia--$41

For Drivers Age of 65+

CityAAA Erie Insurance
Chicago--$57
Philadelphia--$58

For Drivers with Average Credit

CityAAA Erie Insurance
Chicago--$54
Philadelphia--$53

For Drivers with Fair Credit

CityAAA Erie Insurance
Chicago--$58
Philadelphia--$54

For Drivers with Good Credit

CityAAA Erie Insurance
Chicago--$42
Philadelphia--$42

For Drivers with Excellent Credit

CityAAA Erie Insurance
Chicago--$39
Philadelphia--$45

Quotes & Discounts

Discount typeAAA Erie Insurance
Farm VehicleUp to 59%--
Student Away at SchoolUp to 30%Varies
teenSMARTUp to 24%--
Good DriverUp to 20%Varies
Anti-Theft DeviceUp to 17%Up to 5%
Good StudentUp to 14.5%--
Multiple VehicleUp to 12.5%Up to 15%
Multiple PolicyUp to 11.8%Varies
Advance shopperUp to 10%--
Good CreditUp to 10%--
New CarUp to 10%--
Paid in fullUp to 7.8%--
Current insuranceUp to 5%--
LoyaltyUp to 5%--
Affinity groupVaries--
Anti-lock BrakeVariesUp to 5%
Driving trainingVaries--
Home OwnerVaries--
Low MileageVariesVaries
Original OwnerVaries--
Accident Forgiveness--Varies
Defensive Driver--Varies
Feature 15--Varies
Passive Restraint--Varies
Prepay--Up to 7%
Senior Adult--Varies
Youth Driving--Varies
Youth Loyalty--Varies

Payment Methods

Discount typeAAA Erie Insurance
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
In Person Payment
--yes
Mail Payment
--yes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
--yes
Prepayment
--yes

Features and Services

Features and ServicesAAA Erie Insurance
24/7 serviceyes--
Diminishing deductible--yes
Enhanced towing & substitute coverageyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAAA Erie Insurance
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yes--
Better Car Replacement
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
yesyes
First Aid Reimbursement
yes--
Gap Insurance
yes--
Glass Coverage yesyes
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yesyes
Personal Auto Plus
--yes
Pet Coverage
yesyes
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
--yes

Online Quoting by State

  • AAA
  • Erie Insurance
  • Both

Uber and Lyft driver insurance

  • AAA
  • Erie Insurance
  • Both

Compare Insurance Products

ProductAAA Erie Insurance
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • AAA Reviews
  • Erie Insurance Reviews
3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
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Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.