How Much Does Car Insurance Cost In Wyoming?

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Average Cost of Car Insurance in Wyoming

On average, car insurance rates for drivers in Wyoming are $149 per month, and $1793 per year. The average rates make Wyoming the 45th most expensive state in the country for car insurance rates and 49% less expensive then the national average.

Keep in mind that average auto insurance costs are determined by factors other than location. Based on your driving history, credit score, age and marital status you should be able to find insurance quotes and discounts so that your monthly payment is less than the averages cited here. Click the button below to get personalized insurance quotes from top providers like Progressive, Allstate and Nationwide.

0.1%2.3%15.9%50%84.1%97.7%99.9%Average cost: $14950%

Insurify's comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than the average price in your state, and customers save $48 per month on average.

Best Wyoming Auto Insurance Rates

Insurify analyzed car insurance rates in the twenty most populous cities in Wyoming and has selected the following providers and quotes as the best rates for drivers in Wyoming.

Cheapest CompaniesQuotes
state-farm

State Farm

$45/mo
allstate

Allstate

$55/mo
geico

GEICO

$83/mo
the-general

The General

$102/mo
american-family

American Family

$247/mo

What Is the Average Cost of Car Insurance in Wyoming by Age?

Wyoming drivers pay reasonable prices for car insurance overall. But the age group that might quibble with that statement are teens, who have to put up with a whopping $231 per month for car insurance. Thankfully, prices drop for drivers in their 20s, who pay $163 per month, only $14 above the state average.

Average rates drop below $100 for drivers in their 60s and 70s, who pay only $98 per month and $87 per month, respectively. Rates tick up to $142 per month for drivers over 80, which is still a few dollars below the state average.

AgeAvg. Monthly Rate
Teens$231
20s$163
30s$141
40s$127
50s$146
60s$98
70s$87
>80s$142

What Is the Average Cost of Car Insurance in Wyoming by Gender?

In Wyoming, the car insurance rates never go too high. But men should expect to pay slightly more, with an average rate of $154 per month compared to $146 per month for women.

GenderAvg. Monthly Rate
Male$154
Female$146

Does Marital Status Influence the Average Cost of Car Insurance in Wyoming?

Don’t get married in Wyoming thinking it will save you money on car insurance. In fact, married Wyoming drivers pay an average of $7 more per month than single people. Throw in the cost of the wedding and marriage license and that’s quite the raw deal.

In reality, there’s almost no significant difference to what you pay, whether you’re married or single: just a few dollars, compared to the $149 state monthly average, is a minimal difference.

Marital StatusAvg. Monthly Rate
Married$155
Single$148

What Are the Minimum Car Insurance Requirements in Wyoming?

In general, Wyoming’s minimum car insurance requirements are nothing out of the ordinary. The state requires $25,000 in bodily injury liability per person and $50,000 per accident. So if someone is harmed in an accident where you are at fault, your insurance will cover the costs associated with these injuries up to that limit. Additionally, drivers in Wyoming must have $20,000 of property damage liability per accident, which covers the costs associated with any property damage from an accident.

But that’s not all. Wyoming also requires $25,000 in uninsured/underinsured motorist bodily injury per person and $50,000 per accident. This will come in handy if you get in an accident with a driver who doesn’t have car insurance or whose policy limits do not cover the costs associated with the accident.

wyoming

How Does Credit History Affect Wyoming Car Insurance Rates?

Wyoming allows car insurance companies to consider your credit score when determining your car insurance rates. Despite this, those with a poor credit history actually pay $23 less for car insurance than those with an excellent credit history. Meanwhile, drivers with an average or good credit history pay $146 per month and $156 per month, respectively.

Credit HistoryAvg. Monthly Rate
Poor$129
Average$146
Good$156
Excellent$152

What Is the Average Cost of Car Insurance in Wyoming for High-Risk Drivers?

"Safety first" is not just a mantra that saves lives. It also saves money. Common sense tells us that the safest drivers will pay the least, and safe drivers qualify for "good driver" and "accident-free" discounts. But what if your record is less than perfect?

Drivers with a speeding ticket in Wyoming will pay $46 more per month on average—plus fines. Drivers with an at-fault accident on their insurance record should expect to see monthly rates increase by around $99. Accidents happen, but driving safely and keeping a clean record are the best ways to avoid rate hikes. Remember, violations and accidents will stay on your insurance history for years to come. Still, you can still take a defensive driver course to reduce your monthly payment.

Driving HistoryAvg. Monthly Rate
No Violation$130
At-Fault Accident$229
Speeding$176

Tips for Researching Wyoming Car Insurance Rates

Insurance rates can vary between companies and are influenced by a variety of unique factors. While Wyoming may not offer as much choice when it comes to car insurance carriers, especially compared to a more populous state like California or New York, Wyoming drivers will still want to carefully weigh their options before buying coverage.

One way to compare options easily is with Insurify. Insurify makes it easy to find cheap car insurance. All you need to do is enter some simple information about your location and driver history, and Insurify will give you 10+ free quotes from a variety of companies so that you can pick the right policy at the right price.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.

Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

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FAQs - Wyoming Car Insurance

Why is car insurance so expensive in Wyoming?

There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

Do car insurance rates vary by county in Wyoming?

Auto insurance costs will vary between locations and insurance carriers, depending on the county Wyoming. Insurify analyzed the latest data for the five most populous cities in Wyoming to find you the cheapest quotes in each of these metropolitan areas.

Which providers have the best auto insurance ratings in Wyoming?

'The way to find the carrier with the best auto insurance ratings in Wyoming and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you''re a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.'

How much do annual auto insurance rates increase in Wyoming?

During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.