Cheapest Auto Insurance in New York (2026)
Liberty Mutual offers the cheapest liability-only quotes in the state, at $93 per month.
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Written byElizabeth Rivelli
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Elizabeth Rivelli
5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Edited bySarah Archambault
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Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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Data reviewed byKonstantin Halachev
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7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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Table of contents
The average cost of car insurance in New York is $171 per month, which exceeds the national monthly average of $137. Your location affects how much you pay for coverage. Drivers in densely populated areas, like Manhattan and Brooklyn, pay expensive premiums due to increased risks of car accidents and vehicle theft.
Additionally, New York faces severe winter storms, which may explain why drivers pay such high rates throughout the state. Comparing car insurance quotes from multiple companies can help you find affordable coverage.
Here’s what you need to know about finding cheap car insurance in New York.
Quick Facts
Liberty Mutual, Erie, and USAA offer the cheapest average car insurance quotes in New York.
New York drivers pay $161 per month for liability coverage and $181 for full-coverage insurance, on average.
Because New York is a no-fault state, drivers involved in a car accident will need to file a claim with their respective insurers to cover medical expenses for an accident-related injury.[1]
6 of the cheapest car insurance companies in New York
Many reputable auto insurance companies provide cheap coverage in New York. The table below shows average monthly quotes from six of the cheapest auto insurance companies in New York.
Insurance Company  | Average Monthly Quote: Liability Only |
|---|---|
| CSAA | $89 |
| Safeco | $191 |
| Progressive | $299 |
| Liberty Mutual | $93 |
| Erie | $124 |
| USAA | $129 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
CSAA
| User Reviews | 4.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $262/mo |
4.5
Best choiceBased on 2,299 verified guest reviews and ratings
How drivers feel about CSAA
Drivers appreciate the professional customer service and quick claim handling but dislike the consistent rate increases and expensive premiums. Some also found the communication lacking and felt neglected.
AI-generated from the text of verified reviews collected by Insurify
Best For
AAA members
Customer service
Membership perks
How drivers feel about CSAA
Drivers appreciate the professional customer service and quick claim handling but dislike the consistent rate increases and expensive premiums. Some also found the communication lacking and felt neglected.
AI-generated from the text of verified reviews collected by Insurify
Best For
AAA members
Customer service
Membership perks
Reviews (483)
James
Verified Review
Disappointed
Reviewed in Georgia on December 2025
Home insurance is GREAT but car insurance is too expensive.
Sandra
Verified Review
I've been with them for some time now and I'm not sure if they're the best for me right
Reviewed in Minnesota on November 2025
I feel the rates really went up after we had claims that weren't our fault, but otherwise, it was alright.
Catherine
Verified Review
AAA is great
Reviewed in Pennsylvania on November 2025
Very good to deal with.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Due to the high cost of living in New York, drivers in the state may need to find ways to save money on insurance coverage. CSAA offers the cheapest average rates in New York and offers home insurance in addition to car insurance. But you have to be a member of AAA to sign up for a policy.
Pros
AM Best financial strength rating of A (Excellent)
Extensive AAA membership perks
Cons
Must be a member of AAA
Coverages and discounts vary by AAA partner
Safeco
| User Reviews | 4.4 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $87/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $141/mo |
4.4
Best choiceBased on 958 verified guest reviews and ratings
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
Reviews (517)
Jon
Verified Review
From $650 to $2300 in 2 years, no driving violations, no policy change
Reviewed in California on January 2026
Raised rate 100% in 2025 and another 100% in 2026. No tickets, claims, DUI, etc. No change in coverage. Low miles driven. Safeco doesn't want me, so I'm gone in 2026.
Russell
Verified Review
Safeco Review
Reviewed in Oregon on December 2025
Check to see if they have windshield hazard coverage built into the policy.
Carol
Verified Review
It was so-so. Had to get hold of my agent
Reviewed in Wisconsin on December 2025
They are fast to answer my claim.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.72A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
If you want to get rewarded for safe driving, Safeco is worth considering. You’ll receive a 10% discount automatically when you sign up for its RightTrack program. You’ll download Safeco’s mobile app and drive for 90 days. The company says you could save up to 30% on your policy with RightTrack.
Safeco also offers accident forgiveness coverage and a diminishing deductible that decreases for up to five years or until you reach a maximum of $500.
Pros
Option to bundle home and auto insurance
Backed by Liberty Mutual
Cons
Some negative Better Business bureau (BBB) reviews
Above-average number of customer complaints filed with the National Association of Insurance Commissioners (NAIC)
Progressive
| JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 621 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $297/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $452/mo |
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
Reviews (7,693)
Marvin
Verified Review
Insurance Company Bias
Reviewed in Florida on January 2026
I strongly resent insurance companies penalizing drivers who honestly and willingly admit to having a no-fault accident (no violations and no tickets) by raising their rates, whether on purchase or renewal. It is unethical, and the government agency regulating insurance companies should prevent this action.
Insurance companies penalize drivers based on age rather than the person's actual abilities. They assume that all young adults or all senior adults drive poorly and, therefore, unjustly charge higher rates. It is unethical, and the government agency regulating insurance companies should prevent this action.
Progressive offers Snapshot, providing the driver a nice discount if this program is used. The problem? Snapshot—and I will presume all similar programs with other companies—is calibrated to high sensitivity levels, which incorrectly record the driver's actions. These calibrated high sensitivity levels are unrealistic in the driving world! My friends tell me regularly that I am a good driver, but Snapshot would paint a polar opposite picture. Snapshot is a program that is designed more to control the driver's actions than it is to help improve the driver's abilities or reduce rates.
Grace
Verified Review
Don't buy this insurance
Reviewed in Texas on January 2026
Progressive charges way too much for coverage. I have been with them for 10 years. They say I am a diamond member and get discounts, which, if applied, might be $5.00. $395 is way too high.
Dean
Verified Review
Be very careful and ask questions about everything.
Reviewed in Florida on January 2026
Don't use Snapshot; you need more information about it.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
621NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
To help save money on car insurance, you can always ask about potential discounts. Progressive is an excellent example of an auto insurer that charges affordable rates and offers many discounts, including multi-policy, safe driving, and good student discounts.
Pros
Many potential discounts
AM Best financial strength rating of A+ (Superior)
Cons
Some negative BBB reviews
No anti-theft device discount
Calculate how much your New York car insurance might cost
The cost of car insurance in the Empire State depends on a variety of factors, including your ZIP code, age, vehicle type, driving record, mileage, credit-based insurance score, deductible, and policy limits.[2] You can use Insurify’s car insurance calculator to see how much you might pay for auto insurance and to get quotes from top insurance companies.
ESTIMATED RATE: $175 per month
40.4% of similar drivers pay less for coverage. Save up to $1272 per year by comparing quotes!
Quoted premiums and averages sourced from Insurify's database of more than 97 million car insurance quotes from 120+ partner providers. Actual rates may vary based on each policy buyer's unique driver profile.
How to get the cheapest car insurance in New York
The following tips can help you get low-cost car insurance in New York:
Buy a cheaper car. Opt for a budget-friendly vehicle to avoid overspending on both the car itself and its insurance. Non-luxury cars typically have lower service and repair costs, which leads to cheaper insurance claims and more affordable policy rates.
Ask for discounts. Don’t forget to ask about potential discounts when talking to insurance agents. Many companies offer discounts for completing defensive driving courses, opting for paperless communication, bundling insurance products, insuring a vehicle with an anti-theft device, maintaining good academic records, or having multiple drivers in your family.
Compare a few quotes. Taking the time to research and compare quotes from different auto insurance companies can help you find the cheapest options. This can help you identify the policy that aligns with your financial plan and coverage requirements, ensuring you get the best value for your money.
Find Car Insurance in New York
Liability quotes start as low as $93 per month
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Based on 7,669+ reviews
4.8/5
Cheapest car insurance for drivers with an incident
New York drivers with an incident on their record typically pay higher premiums than drivers with a clean record. For insurance purposes, incidents include at-fault accidents, speeding tickets, driving under the influence, and other serious moving violations.
Insurance companies generally consider drivers with incidents on their record as riskier to insure, so these drivers often pay higher rates than people with a clean driving history.
Cheapest car insurance for drivers with a speeding ticket: Liberty Mutual
Speeding tickets often increase insurance rates. When you’re pulled over for speeding, it indicates that you’re driving unsafely and may be at an increased risk of causing an accident. But how much your insurance goes up after a speeding ticket depends on factors like how fast you were going over the posted speed limit and whether the violation occurred in a school zone.
Some car insurance companies raise premiums more than others for people with a speeding ticket. The average cost of car insurance for drivers with a speeding ticket in New York is $242 per month for full coverage and $215 per month for liability-only coverage.
The table below shows the cheapest car insurance for New York drivers with a speeding ticket.
The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Clean Driving Record | With Speeding Ticket |
|---|---|---|
| Liberty Mutual | $93 | $122 |
| Erie | $124 | $169 |
| USAA | $129 | $171 |
| Travelers | $151 | $201 |
| State Farm | $177 | $231 |
| Allstate | $186 | $249 |
| Nationwide | $189 | $252 |
| GEICO | $198 | $266 |
| Progressive | $297 | $397 |
| Chubb | $345 | $451 |
| Bristol West | $413 | $535 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Liberty Mutual
If you file an insurance claim for an at-fault accident in New York, your insurer may raise your premium to offset the cost of a future loss. The exact rate increase may depend on the severity of the collision, the total cost of the damage, and your past accident history.
New York drivers pay monthly averages of $230 for liability policies and $259 for full-coverage policies.
The following table shows the cheapest car insurance companies in New York for drivers with an at-fault accident on their record.
The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Clean Driving Record | With Accident |
|---|---|---|
| Liberty Mutual | $93 | $128 |
| Erie | $124 | $170 |
| USAA | $129 | $179 |
| Travelers | $151 | $210 |
| State Farm | $177 | $242 |
| Allstate | $186 | $257 |
| Nationwide | $189 | $263 |
| GEICO | $198 | $265 |
| Progressive | $297 | $425 |
| Chubb | $345 | $473 |
| Bristol West | $413 | $564 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DWI: Liberty Mutual
Driving while intoxicated is one of the most serious traffic convictions in New York. If you’re convicted of a DWI, your premium will likely increase significantly. Not only is driving while intoxicated illegal, but it also puts you and others in danger.
Liability-only insurance costs $277 per month, on average, for New York drivers with a DWI. Full-coverage insurance costs $311 per month.
The table below shows the cheapest auto insurance for New York drivers with a DWI, plus average rates for drivers with a clean record for comparison.
The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Clean Driving Record | With DWI |
|---|---|---|
| Liberty Mutual | $93 | $148 |
| Erie | $124 | $197 |
| USAA | $129 | $205 |
| Travelers | $151 | $240 |
| State Farm | $177 | $282 |
| Allstate | $186 | $296 |
| Nationwide | $189 | $301 |
| GEICO | $198 | $313 |
| Progressive | $297 | $509 |
| Chubb | $345 | $549 |
| Bristol West | $413 | $657 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Liberty Mutual
Senior drivers in New York usually pay the lowest auto insurance premiums. Rates tend to decrease for adult drivers starting around age 35 but increase near age 70. That’s because drivers older than 70 have higher fatal crash rates than middle-aged drivers.[3]
Liability policies cost an average of $113 per month for senior drivers in York. Full-coverage policies average $127 per month.
The table below shows some of the cheapest car insurance for senior drivers.
The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| Liberty Mutual | $82 | $293 |
| Erie | $101 | $114 |
| USAA | $113 | $127 |
| Travelers | $131 | $147 |
| State Farm | $143 | $161 |
| Nationwide | $153 | $172 |
| Allstate | $159 | $179 |
| GEICO | $166 | $185 |
| Chubb | $275 | $309 |
| Progressive | $289 | $440 |
| Bristol West | $370 | $478 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Liberty Mutual
Teens typically pay the highest auto insurance rates in New York due to their higher risk of getting into an accident. Young drivers between the ages of 16 and 19 have a higher crash rate than drivers in any other age group.[4]
Teen drivers in New York pay monthly averages of $265 for liability coverage and $298 for full coverage.
But it’s still possible for some teens to find affordable coverage. Staying insured on a parent’s policy is one option. Teens can also look for good student discounts and bundling discounts to potentially save money.
The following table shows the average liability-only and full-coverage insurance premiums from some of the cheapest companies in New York for teen drivers.
The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| Liberty Mutual | $155 | $556 |
| Erie | $217 | $244 |
| USAA | $226 | $254 |
| Travelers | $297 | $334 |
| State Farm | $325 | $365 |
| GEICO | $337 | $374 |
| Allstate | $350 | $393 |
| Nationwide | $350 | $393 |
| Progressive | $480 | $731 |
| Chubb | $682 | $765 |
| Bristol West | $696 | $900 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Compare New York Car Insurance Quotes
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New York car insurance quotes by credit tier
Under New York state law, car insurance companies can use credit-based insurance scores to determine auto insurance premiums. Drivers with good credit typically pay lower premiums than drivers with poor credit scores. Statistics show that people with low credit scores are more likely to file insurance claims than people with good credit.
Below, you can see the average car insurance rates by credit tier.
Full-Coverage Rates by Credit Tier
Car insurance premiums in New York vary based on the city you live in. The table below shows the average car insurance rates in some of New York’s largest cities.
The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST.Data reviewed by Konstantin Halachev7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
CityAverage Quote: Liability OnlyAverage Quote: Full CoverageIthaca $87 $203 Binghamton $101 $127 Rochester $111 $145 Schenectady $112 $140 Syracuse $115 $168 Poughkeepsie $142 $180 Niagara Falls $143 $236 White Plains $148 $197 Middletown $152 $270 Buffalo $171 $201 New Rochelle $173 $263 Astoria $176 $299 Newburgh $185 $232 Staten Island $189 $215 New York $216 $225 Yonkers $217 $310 Mount Vernon $241 $377 Long Beach $250 $327 Long Island City $254 $272 Valley Stream $256 $276 Brooklyn $304 $311 Bronx $315 $361 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
New York car insurance FAQs
Before you start shopping around for car insurance, it’s important to first decide how much auto coverage you need. The following information can help you navigate the process of buying car insurance in New York.
How much is car insurance in New York?
The overall average cost of car insurance in New York is $171 per month. On average, drivers pay $181 per month for full-coverage insurance and $161 for liability coverage.
Which company has the cheapest car insurance in New York?
Liberty Mutual offers the cheapest car insurance in New York, with a rate of $93 per month for liability coverage. With a liability insurance rate of $124, Erie is the second-cheapest car insurance company. The liability coverage rate with USAA — the third-cheapest insurer in the state — is $129 per month.
Comparing quotes from multiple companies is the best way to find cheap coverage that meets your insurance needs.
What is the best car insurance in New York?
The best car insurance in New York is different for every driver. It depends on your ZIP code, age, driving record, coverage needs, and budget. To find the best auto insurance in New York for your situation, it’s a good idea to compare policies and quotes from several insurers.
Is New York a no-fault state?
Yes. New York is a no-fault state. This means that drivers involved in an accident must file claims with their personal insurance companies to receive coverage for accident-related injuries.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- NOLO. "New York Car Accident Laws."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Centers for Disease Control and Prevention. "Older Adult Drivers."
- Centers for Disease Control and Prevention. "Teen Drivers."
)
Elizabeth Rivelli
Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
Elizabeth has been a contributor at Insurify since October 2022.
Edited bySarah Archambault
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
Featured in
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.