Maine Car Insurance for High Risk Drivers (With Quotes)

Cheapest Insurance Companies for High Risk Drivers in Maine (2022)

For drivers that are high-risk in Maine, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Maine. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Maine.

What Makes a Driver High-Risk in Maine?

A high-risk driver is a person who the insurance company considers more likely to file an insurance claim than the average driver. Sometimes, it's no fault of your own, and in other instances, it's in the "under your control" category. So, what specifically makes someone high-risk?

If you're a first-time driver, teenage driver, or driver age 65 or older, you're high-risk. Poor or no credit puts you there, too. And then there are slip-ups like driving with a suspended license, DUI/OUI, lapses in coverage, multiple at-fault accidents, reckless driving, and speeding. Regardless of how you made the list, you can find a manageable rate in the Pine Tree State.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Maine?

Maybe it was a late morning speeding ticket, an accidental fender bender, or a quick-changing yellow light. Either way, no one ever intends to end up as a high-risk driver. So, you made a driving mistake, but does that mean it'll cost you forever?

Most insurance companies only go back three years when looking at your driving history. That said, your best bet is careful driving and no further accidents or tickets so that you can qualify for the best rates again. But even with a less-than-perfect record, you can still find competitive prices like these:

How Much Does a Speeding Ticket Impact Car Insurance Rates in Maine?

You missed your alarm and sped off to work or school, and that cop and his radar gun were waiting for you. A speeding ticket will kick your rate up by more than $25 per month, or $300 per year. Take a look at how a speeding ticket changes the premium for Mainers:

How Does an at-Fault Accident Impact Insurance Rates in Maine?

Perhaps a text message or another momentary distraction caused an accident. In Maine, an at-fault accident bumps your rate up by over $35 per month, or $420 per year. Check out just how an at-fault accident changes things for high-risk drivers:

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Maine?

Was it still yellow, or did it turn red? A failure-to-stop ticket adds over $20 to your monthly rate, giving over 240 reasons a year to brake at the yellow light instead of speeding up. Here are the typical rates for drivers who have a clean record versus those with a failure-to-stop ticket:

Does Driving With a Suspended License Impact Car Insurance Rates in Maine?

A high-risk driver is a person who the insurance company considers more likely to file an insurance claim than the average driver. Sometimes, it's no fault of your own, and in other instances, it's in the "under your control" category. So, what specifically makes someone high-risk?

If you're a first-time driver, teenage driver, or driver age 65 or older, you're high-risk. Poor or no credit puts you there, too. And then there are slip-ups like driving with a suspended license, DUI/OUI, lapses in coverage, multiple at-fault accidents, reckless driving, and speeding. Regardless of how you made the list, you can find a manageable rate in the Pine Tree State.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies