Cost of Toyota Car Insurance (2024)

Toyota has a reputation for offering affordable vehicles, but the average cost of Toyota insurance is above average, depending on the model.

Elizabeth Rivelli
Elizabeth Rivelli
  • 5+ years writing insurance and personal finance topics

  • Auto, home, health, and life insurance expertise

Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

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Chris Schafer
Edited byChris Schafer
Chris Schafer
Chris SchaferSenior Editor
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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Updated December 17, 2024

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Drivers have found policies from Mercury, Progressive, Just Insure, and more, for rates as low as $34/mo. through Insurify

*Quotes generated for Insurify users within the last 10 days. Last updated on December 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on December 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Toyota is consistently recognized as one of the top-selling auto manufacturers in the U.S. The company is known for its affordable and reliable vehicles, as well as its extensive lineup of hybrid and electric cars.

The average cost of Toyota car insurance is $198 per month for full coverage and $107 per month for minimum coverage. That’s slightly more expensive than the U.S. national average rate, which is $202 for full coverage and $105 for liability coverage.

Quick Facts
  • The Toyota 4Runner has the lowest average insurance premiums of any Toyota model.

  • The Toyota Corolla has the most expensive insurance rates, on average.

  • Toyota also offers its own insurance policies through the Toyota Auto Insurance program, though it’s only available in 12 states.

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Cost of Toyota insurance by model

Car insurance premiums are personalized for every driver based on factors like your location, age, discounts, and vehicle type. In the table below, you can see average full-coverage and liability-only quotes for some of Toyota’s most popular models.

Toyota Vehicle Model
Average Quote: Full Coverage
Average Quote: Liability Only
Camry$209$140
Corolla$216$145
RAV4$170$114
Tacoma$179$120
Highlander$170$114
Prius$166$111
Tundra$184$123
4Runner$164$110
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest Toyota insurance by model

If you’re shopping for a Toyota, getting car insurance quotes for several models can help you find the cheapest vehicle to insure. See which Toyotas have the lowest average insurance premiums.

Toyota Camry

The average cost of car insurance on a Toyota Camry is more expensive than the average rates for most other Toyota models. However, the Camry is one of Toyota’s cheapest vehicles, with a manufacturer’s suggested retail price (MSRP) of $26,420. This difference in price between the vehicle and its insurance could be because the Camry is one of the nation’s most-stolen vehicles.[1]

See average Toyota Camry car insurance quotes from some of the top car insurance companies below.

Insurance Company
Average Monthly Quote
Allstate$140
American Family$178
CSAA$171
Direct Auto$201
Farmers$240
GEICO$117
Liberty Mutual$180
Nationwide$130
Progressive$166
State Farm$113
The General$259
Travelers$206
USAA$102
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Toyota Corolla

The Corolla is the most affordable vehicle in Toyota’s lineup, with a starting MSRP of $21,900. Toyota also sells hybrid and hatchback Corolla models. Despite the car’s low sticker price, it’s one of Toyota’s more expensive vehicles to insure and, again, has high theft rates.[1]

Here are the cheapest car insurance companies for the Toyota Corolla.

Insurance Company
Average Monthly Quote
Allstate$145
American Family$184
CSAA$176
Direct Auto$207
Farmers$247
GEICO$121
Liberty Mutual$185
Nationwide$134
Progressive$171
State Farm$116
The General$267
Travelers$212
USAA$106
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Toyota RAV4

The Toyota RAV4 is one of the bestselling vehicles in the U.S.[2] It has a starting MSRP of $28,275, which makes it one of Toyota’s lowest-priced SUV models. Compared to other popular Toyotas, the RAV4 also has more affordable insurance premiums.

Below, you can see the cheapest car insurance companies for the RAV4.

Insurance Company
Average Monthly Quote
Allstate$114
American Family$145
CSAA$139
Direct Auto$163
Farmers$195
GEICO$95
Liberty Mutual$146
Nationwide$105
Progressive$135
State Farm$92
The General$210
Travelers$167
USAA$83
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Toyota Tacoma

The Toyota Tacoma clocks in with an MSRP of $28,600. That makes it the cheapest truck in Toyota’s lineup, and it also has relatively low insurance premiums compared to some other models. USAA is the cheapest insurer for Tacoma owners, with an average rate of $88 per month. See which insurance companies have the lowest Tacoma rates in the table below.

Insurance Company
Average Monthly Quote
Allstate$120
American Family$153
CSAA$146
Direct Auto$172
Farmers$205
GEICO$100
Liberty Mutual$154
Nationwide$111
Progressive$142
State Farm$97
The General$221
Travelers$176
USAA$88
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Toyota Highlander

The Toyota Highlander is a full-size SUV with a starting MSRP of $36,620. This vehicle comes in several different versions and trim levels with more features and higher costs. The Highlander is also one of the most affordable Toyota models to insure, as you can see in the table below.

Insurance Company
Average Monthly Quote
Allstate$114
American Family$145
CSAA$139
Direct Auto$163
Farmers$195
GEICO$95
Liberty Mutual$146
Nationwide$106
Progressive$135
State Farm$92
The General$210
Travelers$167
USAA$83
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Toyota Prius

The Toyota Prius is one of the top-selling hybrid vehicles in the U.S.[3] The 2023 Prius has a starting price of $27,450 and it’s also affordable to insure. USAA has the cheapest Pruis insurance, at an average rate of $81 per month.

Insurance Company
Average Monthly Quote
Allstate$112
American Family$142
CSAA$136
Direct Auto$159
Farmers$191
GEICO$93
Liberty Mutual$143
Nationwide$103
Progressive$132
State Farm$90
The General$206
Travelers$164
USAA$81
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Toyota Tundra

The Toyota Tundra is a popular pickup truck with an MSRP of $39,965. The cost of car insurance on a Tundra is slightly more expensive compared to other models. USAA has the lowest average rate, at $90 per month. Here, you can see which insurers have the cheapest car insurance premiums for the Toyota Tundra.

Insurance Company
Average Monthly Quote
Allstate$124
American Family$157
CSAA$150
Direct Auto$176
Farmers$211
GEICO$103
Liberty Mutual$158
Nationwide$114
Progressive$146
State Farm$99
The General$228
Travelers$181
USAA$90
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Toyota 4Runner

The 2023 4Runner has an MSRP of $40,155, making it the most expensive Toyota model on this list. However, the 4Runner also has the lowest average car insurance premiums out of the eight Toyota models Insurify reviewed. Below, you can see which companies offer the cheapest car insurance premiums for the 4Runner.

Insurance Company
Average Monthly Quote
Allstate$110
American Family$140
CSAA$134
Direct Auto$157
Farmers$188
GEICO$92
Liberty Mutual$141
Nationwide$102
Progressive$130
State Farm$89
The General$203
Travelers$162
USAA$80
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best companies for Toyota car insurance

The car insurance marketplace is highly saturated, and most areas have dozens of car insurance companies to choose from. Before you purchase car insurance for a Toyota, it’s a good idea to compare several insurers and get personalized rate quotes. These are a few of the best companies for insuring your Toyota:

Best for active-duty military members, veterans, and their families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$45/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$99/mo
4.9
Best choiceBased on 1,644 verified guest reviews and ratings
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (938)

Donna

December 17, 2024

Verified Review

I was in an accident which was not my fault, and my insurance increased to $118 a month. I don't drive my car much, less than 50 miles a day. Additionally, I have home insurance with USAA and my payment increased by $100. As a veteran, I find this totally wrong.

I was in an accident which was not my fault, and my insurance increased to $118 a month. I don't drive my car much, less than 50 miles a day. Additionally, I have home insurance with USAA and my payment increased by $100. As a veteran, I find this totally wrong.

James

December 17, 2024

Verified Review

Fair

The tracking for a discount is not satisfactory.

James

December 17, 2024

Verified Review

Major Issues Getting Answers

It's quite difficult to speak with a human. They only allow limited access to the website if you're not the one who set it up. Did I mention it's difficult?
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA exclusively serves current and former members of the military and their immediate families and is still the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more. Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s Overall Customer Satisfaction Index.

Pros
  • High customer satisfaction

  • Low premiums

  • SafePilot program rewards good driving with up to 30% discount

Cons
  • Only available to active-duty military, veterans, military spouses, or children of service members or veterans

  • No 24/7 customer phone support

  • Customer reviews are mixed for service and claims processing

Best for overall customer satisfaction: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$119/mo
4.2
Best choiceBased on 9,232 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,073)

Bruce

December 17, 2024

Verified Review

Best Service, Care for You, and Willing to Review Ways to Reduce the Cost of Our Policies

They are quick to respond to questions regarding our bundle package options.

Marilyn

December 17, 2024

Verified Review

Never Had a Review

I've been with my agent for 4 years and have never spoken with him, only his office assistant. I wouldn't recommend him.

Barbara

December 17, 2024

Verified Review

Can't Afford the Rates Anymore, I'm Saving Over $1,500/Year with the Same Coverage!!

After 42 years with State Farm, the agent always responded in a timely way. However, the rates are way too high for my budget!!
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranked fifth for overall customer satisfaction in the 2023 J.D. Power U.S. Auto Claims Satisfaction Study. Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.

Pros
  • High rates of customer satisfaction

  • Rideshare insurance available

  • Savings for bundling auto with home, renters, condo, or life insurance

Cons
  • No gap insurance offering

  • May not be the cheapest choice for drivers with violations

  • Accident forgiveness limited to longtime customers with clean driving records

Best for drivers older than 25: GEICO

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$118/mo
4.0
Best choiceBased on 10,458 verified guest reviews and ratings
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,750)

Kevin

December 17, 2024

Verified Review

Basic Liability Prices Stink

All I need is basic liability, but their prices keep going up and up!

Pamela

December 17, 2024

Verified Review

Doubled Rate, No Reason

They doubled my rate without any reason.

Matthew

December 17, 2024

Verified Review

Horrible Experience

This was a terrible experience. My mortgage servicer sent my homeowner's insurance escrow disbursement in advance of the due date, but my payment remained unposted as of the final date. This caused me incredible distress as I did not want a lapse in coverage. I ended up paying more money to avoid this, while being assured I would be refunded in a timely manner when the payment was posted. I had to provide information to your accounting department to get them to do their job. Naturally, I was not surprised when my escrow disbursement was posted after I gave you more money. I have still yet to be refunded. This was an incredibly anxiety-inducing experience and I will be looking for new auto and homeowners coverage. I am not even mentioning the vast increases in your costs because I've learned to accept that corporations will take more and more to increase their bottom line and keep their shareholders happy, pinning it on 'inflation.'
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products. The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints than average.

Pros
  • Good rates for good drivers, seniors, and young drivers

  • Accident forgiveness available

  • A+ (Superior) financial strength rating from AM Best

Cons
  • High rates for drivers with certain violations, like DUIs

  • No rideshare or new car replacement coverage available

  • Lower customer satisfaction scores from J.D. Power

Cheapest recent rates

Drivers have found policies from Progressive, Sun Coast, Kemper Economy, and more, for rates as low as $34/mo. through Insurify

*Quotes generated for Insurify users within the last 10 days. Last updated on December 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on December 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 17, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Toyota car insurance coverages

You need to carry a minimum amount of car insurance in most states, but you can also purchase optional coverages that fill gaps in your standard policy and provide higher levels of protection. Here are some of the most common Toyota car insurance coverages:

  • illustration card https://a.storyblok.com/f/162273/x/db598219e3/damage-from-aircraft.svg

    Liability coverage

    This policy covers your legal and financial responsibilities when you cause an accident, and it’s a required insurance product in most states. Specifically, it pays for the other driver’s medical expenses if they get injured, as well as their vehicle damages or other property damage in an accident you cause.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    This is optional. It pays for your vehicle’s damages after an accident you cause. Typically, the coverage limit for collision insurance is the actual cash value (ACV) of your vehicle. Most policies have a deductible that you pay out of pocket when you file a claim.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    This is another optional coverage and is sometimes called “other than collision” coverage. It covers your vehicle’s repairs stemming from a non-collision incident. For example, it usually covers weather-related damage, fires, floods, theft, vandalism, and accidents with animals.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    Gap insurance, which stands for “guaranteed asset protection,” is an add-on endorsement for drivers who lease or finance their cars. If your Toyota is totaled in an accident and you owe more than your car’s value on the loan, this policy will help you pay off the remaining balance. An insurance agent can help you figure out whether gap insurance makes sense for your situation.

Toyota car insurance FAQs

If you still have questions about getting cheap Toyota car insurance, check out the answers below.

  • Who has the cheapest Toyota insurance?

    No one car insurance company has the cheapest Toyota insurance for all drivers. However, USAA is the cheapest Toyota insurance company overall based on Insurify’s analysis of recent rate data. Keep in mind that the cost of Toyota insurance depends on many factors, like your location, vehicle model, age, credit score, and driving record.

  • Are Toyotas expensive to insure?

    Toyotas can be expensive to insure, but it depends on the model you have. The average cost of Toyota insurance is a little more expensive than the U.S. national average for all vehicles. You can find the most affordable Toyota insurance for your situation by comparing rates from multiple insurers.

  • How much does it cost to insure a Toyota Camry?

    On average, Toyota Camry insurance costs $209 per month for full coverage and $140 per month for liability coverage. This means the Camry has the highest average auto insurance rates of the Toyota models presented here.

  • Does Toyota Auto Insurance have an app?

    Currently, no mobile app exists for Toyota Auto Insurance customers. If you have car insurance through the Toyota Auto Insurance program, you can manage your policy, file claims, and make payments online.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Reader's Digest. "These Are the 10 Cars That Are Most Likely to Get Stolen."
  2. Goodcarbadcar.net. "2020 US BEST SELLING VEHICLES – ALL SEGMENTS."
  3. Greencars.com. "Best-Selling Hybrid Cars."
Elizabeth Rivelli
Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com. 

Elizabeth has been a contributor at Insurify since October 2022.

Chris Schafer
Edited byChris SchaferSenior Editor
Chris Schafer
Chris SchaferSenior Editor
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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