Cost of Toyota Car Insurance (2025)
Toyota drivers pay an average of $144 per month for car insurance across all models.
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Elizabeth Rivelli
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Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Table of contents
Toyota is consistently recognized as one of the top-selling auto manufacturers in the U.S. The company is known for its affordable and reliable vehicles, as well as its extensive lineup of hybrid and electric cars.
The average cost of Toyota car insurance is $188 per month for full coverage and $100 per month for minimum coverage. That’s similar to the U.S. national average rate, which is $195 for full coverage and $105 for liability coverage.
Quick Facts
The Toyota Sienna has some of the lowest average insurance premiums of any Toyota model.
The Toyota Corolla has the most expensive insurance rates, on average.
Toyota also offers its own insurance policies through the Toyota Auto Insurance program, though it’s only available in 14 states.
Cost of Toyota insurance by model
Car insurance premiums vary for every driver based on factors like your location, age, discounts, and vehicle type. In the table below, you can see average full-coverage and liability-only quotes for some of Toyota’s most popular models.
Toyota Model  | Average Quote: Full Coverage | Average Quote: Liability Only |
|---|---|---|
| 4Runner | $162 | $86 |
| Camry | $203 | $108 |
| Corolla | $204 | $108 |
| Highlander | $171 | $91 |
| Land Cruiser | $162 | $86 |
| Prius | $171 | $91 |
| RAV4 | $173 | $92 |
| Sienna | $160 | $85 |
| Tacoma | $176 | $93 |
| Tundra | $180 | $95 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cheapest Toyota insurance by model
If you’re shopping for a Toyota, getting car insurance quotes for several models can help you find the cheapest vehicle to insure. See which Toyotas have the lowest average insurance premiums.
The 2025 4Runner has an MSRP of $42,220, making it the most expensive Toyota model on this list. But the 4Runner also has the second-lowest average car insurance premiums out of the 10 Toyota models Insurify reviewed.
Below, you can see which companies offer the cheapest car insurance premiums for the 4Runner.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $83 $40 GEICO $98 $46 State Farm $99 $46 Allstate $110 $52 Progressive $128 $83 American Family $128 $59 Nationwide $152 $73 Travelers $160 $77 Farmers $195 $92 Liberty Mutual $209 $145 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The average cost of car insurance on a Toyota Camry is more expensive than the average rates for most other Toyota models. But the Camry is one of Toyota’s cheapest vehicles, with an MSRP ranging from $29,795 to $35,995 for the 2025 model. This difference in price between the vehicle and its insurance could be because the Camry is one of the nation’s most-stolen vehicles.[1]
See average Toyota Camry car insurance quotes from some of the top car insurance companies below.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $103 $50 GEICO $122 $57 State Farm $123 $58 Allstate $137 $64 Progressive $159 $103 American Family $160 $74 Nationwide $190 $91 Travelers $200 $96 Farmers $244 $115 Liberty Mutual $261 $181 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Corolla is the most affordable vehicle in Toyota’s lineup, with a starting MSRP of $21,977 for the 2025 model. Toyota also sells hybrid and hatchback Corolla models. Despite the car’s low sticker price, it’s one of Toyota’s more expensive vehicles to insure and, again, has high theft rates.
Here are the cheapest car insurance companies for the Toyota Corolla.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $104 $50 GEICO $123 $57 State Farm $124 $58 Allstate $138 $65 Progressive $160 $104 American Family $161 $74 Nationwide $191 $91 Travelers $202 $97 Farmers $245 $116 Liberty Mutual $262 $183 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Toyota Highlander is a full-size SUV with a starting MSRP of $41,270 for the 2025 LE. This vehicle comes in several different versions and trim levels with more features and higher costs. The Highlander is also one of the most affordable Toyota models to insure, as you can see in the table below.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $88 $42 GEICO $104 $48 State Farm $104 $49 Allstate $116 $54 Progressive $135 $88 American Family $136 $63 Nationwide $161 $77 Travelers $170 $81 Farmers $206 $97 Liberty Mutual $221 $154 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2025 Land Cruiser has an MSRP ranging from $58,150 for the 1958 trim to $62,920 for the Land Cruiser trim. It also has some of the lowest insurance rates for the models Insurify reviewed.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $83 $40 GEICO $98 $46 State Farm $99 $46 Allstate $110 $52 Progressive $128 $83 American Family $128 $59 Nationwide $152 $73 Travelers $160 $77 Farmers $195 $92 Liberty Mutual $209 $145 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Toyota Prius is one of the top-selling hybrid vehicles in the U.S.[2] The 2025 Prius has a starting MSRP of $29,485, and it’s also affordable to insure.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $87 $42 GEICO $103 $48 State Farm $104 $49 Allstate $116 $54 Progressive $135 $87 American Family $136 $62 Nationwide $161 $77 Travelers $169 $81 Farmers $206 $97 Liberty Mutual $220 $153 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Toyota RAV4 is one of the bestselling vehicles in the U.S. The 2025 model has a starting MSRP of $30,645, which makes it one of Toyota’s lowest-priced SUV models. Compared to other popular Toyotas, the RAV4 also has more affordable insurance premiums.
Below, you can see the cheapest car insurance companies for the RAV4.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $88 $42 GEICO $105 $49 State Farm $106 $50 Allstate $117 $55 Progressive $136 $88 American Family $137 $63 Nationwide $162 $78 Travelers $172 $82 Farmers $209 $98 Liberty Mutual $223 $155 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2025 Sienna has an MSRP ranging from $40,635 for the LE trim to $57,595 for the Platinum trim. Of the Toyota models Insurify reviewed, the Sienna has the cheapest car insurance rates.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $82 $39 GEICO $97 $45 State Farm $98 $46 Allstate $109 $51 Progressive $126 $82 American Family $127 $58 Nationwide $150 $72 Travelers $159 $76 Farmers $193 $91 Liberty Mutual $206 $144 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2025 Toyota Tacoma clocks in with an MSRP ranging from $33,085 to $40,915 for the XtraCab and $35,285 to $54,050 for the Double Cab. That makes it the cheapest truck in Toyota’s lineup, and it also has relatively low insurance premiums compared to some other models. See which insurance companies have the lowest Tacoma rates in the table below.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $90 $43 GEICO $106 $49 State Farm $107 $50 Allstate $119 $56 Progressive $138 $90 American Family $139 $64 Nationwide $165 $79 Travelers $174 $83 Farmers $211 $100 Liberty Mutual $226 $157 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Toyota Tundra is a popular pickup truck, with a starting MSRP ranging from $42,035 to $52,215 for the 2025 Double Cab. The cost of car insurance on a Tundra is slightly more expensive compared to other models. Here, you can see which insurers have the cheapest car insurance premiums for the Toyota Tundra.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $92 $44 GEICO $109 $51 State Farm $109 $51 Allstate $122 $57 Progressive $141 $92 American Family $142 $65 Nationwide $168 $80 Travelers $178 $85 Farmers $216 $102 Liberty Mutual $231 $161 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Best companies for Toyota car insurance
The car insurance marketplace is highly saturated. Before you purchase car insurance for a Toyota, it’s a good idea to compare several insurers and get personalized rate quotes. These are a few of the best companies for insuring your Toyota:
Best for military members, veterans, and their families: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $47/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $98/mo |
4.9
Best choiceBased on 2,078 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,185)
Bobby
May 25, 2025
Verified Review
USAA Review
Difficult to reach.
John
May 23, 2025
Verified Review
Cost too much
Increased prices too much recently.
Rosemarie
May 16, 2025
Verified Review
Fair
More reasonable prices.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA exclusively serves current and former members of the military and their immediate families and is the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more.
Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s 2024 U.S. Auto Insurance Study.
Pros
High customer satisfaction
Low premiums
SafePilot program rewards good driving with a discount of up to 30%
Cons
Only available to active-duty military, veterans, military spouses, or children of service members or veterans
No 24/7 customer phone support
Customer reviews are mixed for service and claims processing
Best for customer satisfaction: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $117/mo |
4.1
Best choiceBased on 11,147 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,007)
Florinda
May 26, 2025
Verified Review
Too much
Extremely high insurance premiums. I’m looking for something much lower than $150.
Karon
May 25, 2025
Verified Review
Lousy customer service
I was told 6 weeks ago that I had a refund coming when I switched from a homeowner's policy to a renter's policy. I never received the check. Now it's another 3 weeks before they can re-issue the check. I applied for a re-rate three weeks ago on my auto policy, as I am paying over $100 a month for driving less than 50 miles a week. I still haven't received a reply to that application.
Peggy
May 25, 2025
Verified Review
Mediocre
Addresses concerns quickly, but rates keep going up.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranks highly for customer satisfaction across most regions in the J.D. Power 2024 U.S. Auto Insurance Study.
Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.
Pros
High rates of customer satisfaction
Rideshare insurance available
Savings for bundling auto with home, renters, condo, or life insurance
Cons
No gap insurance offering
May not be the cheapest choice for drivers with violations
Accident forgiveness limited to longtime customers with clean driving records
Best for drivers older than 25: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $148/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $178/mo |
4.0
Best choiceBased on 11,909 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,412)
Karen
May 25, 2025
Verified Review
Geico is number 1 in my book
Any dealings I have had with Geico have been excellent, so I am pleased with Geico.
Destiny
May 24, 2025
Verified Review
Great Insurance
Geico is great to deal with and has good reviews.
Carla
May 19, 2025
Verified Review
Perfect record, but keeps costing more.
Good through the years, but the cost keeps increasing.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products.
The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints for a company of its size.
Pros
Good rates for good drivers, seniors, and young drivers
Accident forgiveness available
A+ (Superior) financial strength rating from AM Best
Cons
High rates for drivers with certain violations, like DUIs
No rideshare or new car replacement coverage available
Lower customer satisfaction scores from J.D. Power
Cheapest recent rates
Insurify’s drivers have found rates ranging from $37/mo. to $130/mo. in the last few days
*Quotes generated for Insurify users within the last 10 days. Last updated on May 28, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 28, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on May 28, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 28, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Average cost of Toyota insurance by state
Your location, down to your ZIP code, affects your car insurance costs.[3] The chart below shows average Toyota insurance costs across all models by state.
Full-Coverage Rates by State
State | Average Monthly Quote: Full Coverage |
|---|---|
| Alabama | $137 |
| Arizona | $168 |
| Arkansas | $247 |
| California | $232 |
| Colorado | $212 |
| Connecticut | $323 |
| Delaware | $237 |
| Florida | $222 |
| Georgia | $240 |
| Idaho | $121 |
| Illinois | $164 |
| Indiana | $139 |
| Iowa | $117 |
| Kansas | $159 |
| Kentucky | $209 |
| Louisiana | $214 |
| Maine | $145 |
| Maryland | $327 |
| Massachusetts | $172 |
| Michigan | $267 |
| Minnesota | $188 |
| Mississippi | $200 |
| Missouri | $186 |
| Montana | $160 |
| Nebraska | $169 |
| Nevada | $271 |
| New Hampshire | $109 |
| New Jersey | $172 |
| New Mexico | $153 |
| New York | $454 |
| North Carolina | $90 |
| North Dakota | $132 |
| Ohio | $125 |
| Oklahoma | $172 |
| Oregon | $155 |
| Pennsylvania | $167 |
| Rhode Island | $142 |
| South Carolina | $260 |
| South Dakota | $125 |
| Tennessee | $144 |
| Texas | $228 |
| Utah | $177 |
| Vermont | $146 |
| Virginia | $185 |
| Washington | $154 |
| District of Columbia | $332 |
| West Virginia | $151 |
| Wisconsin | $128 |
| Wyoming | $115 |
Source: Alaska and Hawaii omitted due to insufficient data.
How to get insurance through Toyota
Toyota offers its own insurance product, Toyota Auto Insurance, through a partnership with Toggle, which underwrites its policies. You can purchase this insurance coverage even if you don’t drive a Toyota vehicle.
The company offers a discount of 10% just for enrolling. It also offers discounts for loyalty, being a safe driver, getting good grades, and more. You can customize your coverage with add-on options. Pet Passenger coverage protects your pet if it’s injured in an accident, and Side Hustle Auto coverage helps cover you if you drive for a rideshare or food delivery company.
Toyota Auto Insurance is currently available in these 14 states:
Arizona
California
Colorado
Georgia
Illinois
Indiana
Missouri
Ohio
Oregon
South Carolina
Tennessee
Texas
Virginia
Wisconsin
How to ensure you have enough coverage on your Toyota
You need to carry a minimum amount of car insurance in every state except New Hampshire. But you can also purchase optional coverages that fill gaps in your standard policy and provide higher levels of protection. Here are some of the most common Toyota car insurance coverages:
Liability coverage
Liability insurance covers your legal and financial responsibilities when you cause an accident, and every state except New Hampshire requires it. Specifically, it pays for the other driver’s medical expenses if they get injured, as well as their vehicle damages or other property damage in an accident you cause.
Collision coverage
Collision insurance is optional. It pays for your vehicle’s damages after an accident you cause. Typically, the coverage limit for collision insurance is the actual cash value (ACV) of your vehicle. Most policies have a deductible that you pay out of pocket when you file a claim.
Comprehensive coverage
Comprehensive insurance is another optional coverage and is sometimes called “other than collision” coverage. It covers your vehicle’s repairs stemming from a non-collision incident. For example, it usually covers weather-related damage, fires, floods, theft, vandalism, and accidents with animals.
Gap insurance
Gap insurance, which stands for “guaranteed asset protection,” is an add-on endorsement for drivers who lease or finance their cars. If your Toyota is totaled in an accident and you owe more than your car’s value on the loan, this policy will help you pay off the remaining balance. An insurance agent can help you figure out whether gap insurance makes sense for your situation.
Toyota car insurance FAQs
If you still have questions about getting cheap Toyota car insurance, check out the answers below.
No one car insurance company has the cheapest Toyota insurance for all drivers. But USAA is the cheapest Toyota insurance company overall based on Insurify’s analysis of recent rate data. Keep in mind that the cost of Toyota insurance depends on many factors, like your location, vehicle model, age, credit history, and driving record.
Toyotas can be expensive to insure, but it depends on the model you have. The average cost of Toyota insurance is a little more expensive than the U.S. national average for all vehicles. You can find the most affordable Toyota insurance for your situation by comparing rates from multiple insurers.
On average, Toyota Camry insurance costs $203 per month for full coverage and $108 per month for liability coverage. This means the Camry has the highest average auto insurance rates of the Toyota models presented here.
Currently, no mobile app exists for Toyota Auto Insurance customers. If you have car insurance through the Toyota Auto Insurance program, you can manage your policy, file claims, and make payments online.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Reader's Digest. "These Are the 10 Cars That Are Most Likely to Get Stolen."
- Greencars.com. "Best-Selling Hybrid Cars."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
)
Elizabeth Rivelli
Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
Elizabeth has been a contributor at Insurify since October 2022.
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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