Toyota Camry Car Insurance Quotes (2026)
Toyota Camry drivers pay an average of $155 per month for car insurance.
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Written byCatherine Collins
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Catherine Collins
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Elena StratoberdhaSenior Editorial Assistant
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5+ years of experience in Content Management Systems (CMS)
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Reviewed byMacKenzie Korris
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MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
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The Toyota Camry has been the bestselling midsize sedan in the United States for 21 years.[1] The average monthly cost to insure a 2025 Toyota Camry is $271 for full coverage and $148 for liability-only coverage.
Although the Camry isn’t the cheapest midsize car on the market, it’s also not the most expensive.[2] Similar-sized cars that might suit your needs include the Tesla Model 3 and Honda Accord.
If you’re already an owner or looking to secure lower rates, here’s how to find the best coverage for the nation’s bestselling midsize sedan.
Quick Facts
The 2025 Toyota Camry is the most expensive model year to insure.
USAA offers the cheapest auto insurance rates for Toyota Camry drivers.
The Camry’s insurance rates remain affordable because of the vehicle’s moderate cost and solid safety features.
Cost of Toyota Camry insurance by model year
Your insurance premiums depend on a variety of factors, such as the model year of your Camry, your age, gender, driving record, ZIP code, marital status, credit history, and even the safety features of your vehicle.
See how Toyota Camry insurance costs compare by model year in the table below.
Model Year | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| 2025 | $148 | $271 |
| 2024 | $143 | $261 |
| 2023 | $145 | $265 |
| 2022 | $135 | $247 |
| 2021 | $127 | $233 |
| 2020 | $127 | $232 |
| 2019 | $119 | $217 |
| 2018 | $117 | $214 |
| 2017 | $107 | $195 |
| 2016 | $105 | $193 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2025 Toyota Camry insurance
The 2025 Toyota Camry has a starting MSRP of $29,795, with the Camry XSE having a higher MSRP of $35,995.[3]
In Kelley Blue Book (KBB)’s list of Best Mid-Size Cars of 2025, the 2025 Camry ranks at No. 1, tied with the 2025 Honda Accord.[4]
Below are the average liability-only and full-coverage car insurance quotes for the 2025 Camry.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $66 | $138 |
| GEICO | $76 | $164 |
| State Farm | $78 | $165 |
| Allstate | $86 | $183 |
| American Family | $99 | $214 |
| Nationwide | $121 | $254 |
| Travelers | $128 | $268 |
| Progressive | $138 | $213 |
| Farmers | $154 | $326 |
| Liberty Mutual | $243 | $348 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2024 Toyota Camry insurance
Depending on the model options, the MSRP for the 2024 Toyota Camry ranges between $27,515 and $34,580. Here are the average auto insurance premiums for a 2024 Camry from multiple insurers.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $64 | $133 |
| GEICO | $73 | $158 |
| State Farm | $75 | $159 |
| Allstate | $83 | $177 |
| American Family | $95 | $207 |
| Nationwide | $117 | $245 |
| Travelers | $124 | $258 |
| Farmers | $148 | $314 |
| Progressive | $133 | $205 |
| Liberty Mutual | $234 | $336 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2023 Toyota Camry insurance
The MSRP of the 2023 Toyota Camry started at $27,415. The table below shows average car insurance quotes for the 2023 Camry.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $65 | $135 |
| GEICO | $75 | $160 |
| State Farm | $76 | $162 |
| Allstate | $84 | $179 |
| American Family | $97 | $210 |
| Nationwide | $119 | $249 |
| Travelers | $126 | $262 |
| Progressive | $135 | $208 |
| Farmers | $150 | $319 |
| Liberty Mutual | $237 | $341 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 Toyota Camry insurance
The original MSRP for the 2022 Toyota Camry started at $26,840.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $60 | $126 |
| GEICO | $69 | $149 |
| State Farm | $71 | $150 |
| Allstate | $78 | $167 |
| American Family | $90 | $195 |
| Nationwide | $110 | $231 |
| Travelers | $117 | $244 |
| Progressive | $126 | $194 |
| Farmers | $140 | $297 |
| Liberty Mutual | $221 | $317 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 Toyota Camry insurance
The original MSRP for the 2021 Toyota Camry ranged between $26,040 and $33,255.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $57 | $119 |
| GEICO | $65 | $141 |
| State Farm | $67 | $142 |
| Allstate | $74 | $158 |
| American Family | $85 | $184 |
| Nationwide | $104 | $218 |
| Travelers | $110 | $230 |
| Progressive | $119 | $183 |
| Farmers | $132 | $280 |
| Liberty Mutual | $209 | $300 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 Toyota Camry insurance
The original MSRP for a 2020 Toyota Camry was $25,420 for the L Sedan 4D version.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $57 | $119 |
| GEICO | $65 | $140 |
| State Farm | $67 | $142 |
| Allstate | $74 | $157 |
| American Family | $85 | $184 |
| Nationwide | $104 | $218 |
| Travelers | $110 | $230 |
| Progressive | $119 | $183 |
| Farmers | $132 | $280 |
| Liberty Mutual | $208 | $299 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2019 Toyota Camry insurance
The 2019 Toyota Camry had a starting MSRP of $25,420.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $53 | $111 |
| GEICO | $61 | $131 |
| State Farm | $62 | $132 |
| Allstate | $69 | $147 |
| American Family | $79 | $172 |
| Nationwide | $97 | $203 |
| Travelers | $103 | $215 |
| Progressive | $111 | $171 |
| Farmers | $123 | $261 |
| Liberty Mutual | $194 | $279 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2018 Toyota Camry insurance
The original MSRP for a 2018 Toyota Camry started at $24,565.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $52 | $109 |
| GEICO | $60 | $130 |
| State Farm | $61 | $131 |
| Allstate | $68 | $145 |
| American Family | $78 | $170 |
| Nationwide | $96 | $201 |
| Travelers | $102 | $212 |
| Progressive | $109 | $169 |
| Farmers | $122 | $258 |
| Liberty Mutual | $192 | $276 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2017 Toyota Camry insurance
The original MSRP for the 2017 Toyota Camry ranged between $24,314 and $28,469.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $48 | $100 |
| GEICO | $55 | $118 |
| State Farm | $56 | $119 |
| Allstate | $62 | $132 |
| American Family | $71 | $155 |
| Nationwide | $88 | $183 |
| Travelers | $93 | $193 |
| Progressive | $100 | $154 |
| Farmers | $111 | $235 |
| Liberty Mutual | $175 | $251 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2016 Toyota Camry insurance
The original MSRP of the 2016 Toyota Camry started at $24,314.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| USAA | $47 | $98 |
| GEICO | $54 | $116 |
| State Farm | $55 | $117 |
| Allstate | $61 | $131 |
| American Family | $70 | $153 |
| Nationwide | $86 | $181 |
| Travelers | $91 | $191 |
| Progressive | $98 | $152 |
| Farmers | $109 | $232 |
| Liberty Mutual | $173 | $248 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of Toyota insurance by state
Many individual rating factors — such as your location and ZIP code — can influence your car insurance rates. In the chart below, you can see how much drivers pay for car insurance in different states across all Toyota models.
Full-Coverage Rates by State
State | Average Monthly Quote: Full Coverage |
|---|---|
| Alabama | $137 |
| Arizona | $168 |
| Arkansas | $247 |
| California | $232 |
| Colorado | $212 |
| Connecticut | $323 |
| Delaware | $237 |
| Florida | $222 |
| Georgia | $240 |
| Idaho | $121 |
| Illinois | $164 |
| Indiana | $139 |
| Iowa | $117 |
| Kansas | $159 |
| Kentucky | $209 |
| Louisiana | $214 |
| Maine | $145 |
| Maryland | $327 |
| Massachusetts | $172 |
| Michigan | $267 |
| Minnesota | $188 |
| Mississippi | $200 |
| Missouri | $186 |
| Montana | $160 |
| Nebraska | $169 |
| Nevada | $271 |
| New Hampshire | $109 |
| New Jersey | $172 |
| New Mexico | $153 |
| New York | $454 |
| North Carolina | $90 |
| North Dakota | $132 |
| Ohio | $125 |
| Oklahoma | $172 |
| Oregon | $155 |
| Pennsylvania | $167 |
| Rhode Island | $142 |
| South Carolina | $260 |
| South Dakota | $125 |
| Tennessee | $144 |
| Texas | $228 |
| Utah | $177 |
| Vermont | $146 |
| Virginia | $185 |
| Washington | $154 |
| District of Columbia | $332 |
| West Virginia | $151 |
| Wisconsin | $128 |
| Wyoming | $115 |
How to ensure you have enough coverage on your Toyota Camry
Car insurance rates vary depending on the level of car insurance coverage you get. The best rates also depend on the type of car you have.
For example, if you have an older model Camry, your premiums are typically more affordable because the overall value of your older Camry has depreciated over time.
Every state in the U.S. except New Hampshire requires you to carry a minimum amount of liability coverage for your vehicle. But it’s a good idea to purchase more coverage than the minimum to protect yourself against unforeseen events.
Here are some optional coverages you can add to your policy:[5]
Bodily injury liability
Bodily injury liability protects you financially if you cause harm to someone else in an accident that was your fault.
Personal injury protection (PIP)
Healthcare expenses following an accident can be incredibly expensive. PIP coverage can pay for several things, including the lost wages and medical bills of the policyholder and their passengers.
Property damage liability
If you get into an accident, it’s possible you’ll damage someone else’s property, whether you hit someone’s fence or a city light pole. Property damage liability helps cover the costs to repair that damage.
Collision coverage
Collision insurance helps you financially if your car hits another car or object.
Comprehensive coverage
Comprehensive insurance pays to repair unexpected damage due to an event other than a collision, like a flood, a tree falling on your car, or hitting an animal.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if you get into an accident with a driver who doesn’t have car insurance or lacks adequate insurance to cover your losses.
Toyota Camry car insurance FAQs
If you’re shopping for Toyota Camry insurance, this additional information may help as you research your coverage options.
Which company has the cheapest Toyota Camry insurance?
USAA continually offers the most affordable rates for coverage on a Toyota Camry, with average monthly quotes of $66 for liability-only insurance and $138 for full coverage for the 2025 Camry. But USAA coverage is available only to current and former members of the military and their families.
If you can’t get USAA coverage, State Farm offers the second-cheapest rates for Toyota Camry owners.
Are Toyota Camrys expensive to insure?
No. Toyota Camrys are generally a very affordable vehicle to insure. This is due to the vehicle’s moderate price point and suite of safety features.
How much does it cost to insure a Toyota Camry?
The average monthly costs for full-coverage and liability-only insurance for a 2025 Toyota Camry are $271 and $148, respectively. But the rates you pay will vary based on the model year of your Camry, as well as your age, driving history, marital status, gender, and more.
How do the age and condition of your Toyota Camry affect the insurance cost?
Older vehicles are cheaper to insure because they carry less value. This means a smaller payout from your insurance company if the vehicle is totaled in an accident.
Sources
- Toyota. "2024 Toyota Camry: Style and Performance in America’s Best-Selling Midsize Sedan."
- Kelly Blue Book. "Cheapest Midsize Cars of 2023 & 2024."
- Kelley Blue Book. "2025 Toyota Camry."
- Kelley Blue Book. "Best Mid-Size Cars of 2025."
- Insurance Information Institute. "What is covered by a basic auto insurance policy?."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Written byCatherine Collins
Catherine Collins
13+ years creating insurance and personal finance content
Published author in financial education
Featured in
Elena StratoberdhaSenior Editorial Assistant
4+ years in content creation
5+ years of experience in Content Management Systems (CMS)
MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969