Cost of Audi Car Insurance (2025)
Audi drivers pay an average of $175 per month for car insurance across all models.
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7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Table of contents
Audi has a reputation for high build quality and sporty, progressive designs.[1] And with that reputation, drivers tend to pay higher car insurance premiums.
The average cost of Audi car insurance is $175 per month, which is slightly higher than the national average of $151. Audi drivers pay an average of $229 per month for full-coverage car insurance and $121 for a liability-only policy, based on Insurify data.
Here’s what you should know about finding car insurance for your Audi, no matter which model you drive.
Quick Facts
On average, USAA and GEICO offer the cheapest car insurance for Audi drivers.
The Audi A4 Allroad is one of the cheapest Audi models to insure.
People who drive an Audi Q8 pay some of the highest car insurance rates.
Cost of Audi insurance by model
The model of Audi you choose can affect how much you pay for car insurance. This table outlines the average monthly full-coverage and liability-only quotes for a handful of Audi models.
Audi Model  | Average Quote: Full Coverage | Average Quote: Liability Only |
|---|---|---|
| A3 | $237 | $126 |
| A4 | $223 | $119 |
| A4 Allroad | $201 | $107 |
| A5 | $245 | $130 |
| A6 | $238 | $126 |
| Q3 | $223 | $119 |
| Q5 | $207 | $110 |
| Q7 | $218 | $116 |
| Q8 | $265 | $141 |
| S4 | $255 | $136 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cheapest Audi insurance by model
The Audi model you drive will affect how much you pay for car insurance. The insurance company you choose can also influence your rates. USAA, GEICO, and State Farm typically offer the cheapest Audi car insurance.
Starting at $39,495, the Audi A3 is a true luxury sedan. With a high MSRP comes a high insurance cost. The average cost of a liability-only policy for the A3 is $126, and a full-coverage car insurance policy costs an average of $237 per month.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $121 $58 GEICO $143 $67 State Farm $144 $68 Allstate $160 $75 Progressive $186 $121 American Family $187 $86 Nationwide $222 $106 Travelers $234 $112 Farmers $285 $134 Liberty Mutual $305 $212 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Audi A4 has a starting MSRP of $49,305. The cost of insuring an Audi A4 is $119 per month, whereas it costs an average of $181 to insure the A3. This is likely because the A4 is an older model, and newer cars cost more to insure.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $114 $55 GEICO $135 $63 State Farm $136 $64 Allstate $151 $71 Progressive $176 $114 American Family $177 $81 Nationwide $209 $100 Travelers $221 $106 Farmers $269 $127 Liberty Mutual $287 $200 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The A4 Allroad comes with an even lower monthly insurance cost than the A4 (despite having a higher MSRP of $48,895). The average cost of insuring the A4 Allroad is just $107 per month.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $103 $49 GEICO $121 $57 State Farm $122 $58 Allstate $136 $64 Progressive $158 $103 American Family $159 $73 Nationwide $188 $90 Travelers $199 $95 Farmers $242 $114 Liberty Mutual $259 $180 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
This luxury coupe starts at $48,995 and delivers a thrilling performance, with 261 horsepower, 273 pound-feet of torque, and a swift 0–60 mph acceleration time of just more than five seconds. Drivers pay an overall average of $188 per month to insure this model.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $125 $60 GEICO $148 $69 State Farm $149 $70 Allstate $166 $78 Progressive $193 $125 American Family $194 $89 Nationwide $230 $110 Travelers $242 $116 Farmers $295 $139 Liberty Mutual $315 $220 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
If a sedan is more your speed, you might consider the Audi A6. The MSRP for the 2025 model ranges from $59,395 to $74,645. Car insurance for the A6 averages $238 per month for full coverage and $126 per month for liability coverage.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $121 $58 GEICO $144 $67 State Farm $145 $68 Allstate $161 $75 Progressive $187 $121 American Family $188 $87 Nationwide $223 $106 Travelers $235 $113 Farmers $286 $135 Liberty Mutual $306 $213 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Surprisingly, you can snag an Audi SUV for a lot less than the A6 sedan. Prices for the Audi Q3 SUV start at just $41,095. Insurance rates are reasonable as well. You can insure this model, which seats five and comes with two engine options, for an average of $171 per month.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $114 $55 GEICO $135 $63 State Farm $136 $64 Allstate $151 $71 Progressive $176 $114 American Family $177 $81 Nationwide $209 $100 Travelers $221 $106 Farmers $269 $127 Liberty Mutual $287 $200 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Q5 is a pricier Audi SUV option. Its starting MSRP is $59,395 for the TFSI Premium trim and up to $74,645 for the TFSI Prestige trim on 2025 models. On average, insuring the Q5 costs $158 per month.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $106 $51 GEICO $125 $58 State Farm $126 $59 Allstate $140 $66 Progressive $163 $106 American Family $164 $75 Nationwide $194 $93 Travelers $205 $98 Farmers $249 $118 Liberty Mutual $266 $185 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Audi Q7 has an MSRP of $61,795 for the TFSI Premium trim and goes up to $79,195 for the TFSI Prestige trim on the 2025 model.
If a car with good safety features is a concern, this may be the right SUV for you. The 2025 Q7 received a Top Safety Pick award from the Insurance Institute for Highway Safety (IIHS), which indicates high safety ratings.[2]
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $111 $53 GEICO $132 $61 State Farm $133 $62 Allstate $147 $69 Progressive $171 $111 American Family $172 $79 Nationwide $204 $98 Travelers $215 $103 Farmers $262 $124 Liberty Mutual $280 $195 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2025 Audi Q8 has an MSRP ranging from $75,695 to $83,795, making it the most expensive model on this list. It also has some of the highest car insurance rates, with liability-only coverage costing $141 per month and full coverage averaging $265.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $135 $65 GEICO $160 $75 State Farm $162 $76 Allstate $180 $84 Progressive $209 $135 American Family $210 $97 Nationwide $249 $119 Travelers $262 $126 Farmers $319 $151 Liberty Mutual $341 $238 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
This luxury sedan has an MSRP ranging from $56,195 for the Premium trim to $62,795 for the Prestige trim for the 2025 model. Full coverage for this model costs an average of $255 per month, making it one of the more expensive Audi models to insure.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $130 $63 GEICO $154 $72 State Farm $156 $73 Allstate $173 $81 Progressive $201 $130 American Family $202 $93 Nationwide $239 $114 Travelers $253 $121 Farmers $307 $145 Liberty Mutual $329 $229 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Best companies for Audi car insurance
While finding a great deal on car insurance is important, you also want to choose a company that can offer you the coverage options, customer service, and features you need. The best way to do this is to compare quotes from several insurers to find a policy that best matches your needs and budget.
The three insurers below offer lower-priced coverage options for Audi drivers, each excelling in different categories.
Best for military members, veterans, and their families: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $48/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $99/mo |
4.9
Best choiceBased on 2,093 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,191)
Marlon
June 15, 2025
Verified Review
Don't let them hook you
Don't renew with USAA the first year. Go to another company for the first 6 months after your USAA policy expires. Then, when that one expires, check back with USAA for the following 6-month period. USAA will give a better rate when you come back than they would have if you had stayed with them all along.
Timothy
June 10, 2025
Verified Review
The Old Bait and Switch
There's no flexibility, and if you miss your first payment by a day, they will cancel your policy. Then, they make you get a new quote and double the price for half the coverage. It's unbelievable that they treat veterans and their families like that.
Norman
June 7, 2025
Verified Review
USAA Value
Expensive for coverage.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA exclusively serves current and former members of the military and their immediate families and is the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more.
Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s 2024 U.S. Auto Insurance Study.
Pros
High customer satisfaction
Low premiums
SafePilot program rewards good driving with a discount of up to 30%
Cons
Veterans, military spouses, or children of service members or veterans
No 24/7 customer phone support
Customer reviews are mixed for service and claims processing
Best for overall customer satisfaction: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $117/mo |
4.1
Best choiceBased on 11,213 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,025)
Jeff
June 16, 2025
Verified Review
Good but at a cost.
They pay claims out without evaluating the evidence. While quick on the initial part of the claim, if it is more complex, it takes a bit longer (4 weeks to determine a totaled vehicle that was obvious to anyone who looked at it). Others are quick to assign blame without taking in evidence from you.
Vicki
June 16, 2025
Verified Review
Not happy with State Farm!
I have been with State Farm for many years. I am a senior with an excellent driving record, no tickets or accidents for over 20 years. Recently, their rates have skyrocketed, jumping by over $40 per month. I am actively shopping for another insurance company!
Connie
June 15, 2025
Verified Review
Lack of Communication and Unexplained Premium Increases
It seems like my monthly premium goes up every few months without any explanation. I have only had one minor accident with them almost three years ago. They did process the claim right away and let me take it to the place I requested, which was nice because they did a great job fixing it.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranks highly for customer satisfaction in many regions in the J.D. Power 2024 U.S. Auto Insurance Study.
Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.
Pros
High rates of customer satisfaction
Rideshare insurance available
Savings for bundling auto with home, renters, condo, or life insurance
Cons
No gap insurance offering
May not be the cheapest choice for drivers with violations
Accident forgiveness limited to longtime customers with clean driving records
Best for drivers older than 25: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $121/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $149/mo |
4.0
Best choiceBased on 11,950 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,423)
Sarah
June 16, 2025
Verified Review
Friendly but Incompetent Customer Service
Their customer service reps are friendly but not particularly helpful. My registration got suspended because they had my VIN wrong, even though when I called they assured me they had it corrected in their system. I didn't find out until I got pulled over by a cop for not having valid registration.
Tracy
June 15, 2025
Verified Review
Geico is expensive for infrequent drivers
Geico is expensive for one person who doesn’t drive much.
William
June 10, 2025
Verified Review
There was no problem. If I had a problem or a question, it was rectified. Howard, who was our service representative, was helpful. My son is the reason I don't have it now.
There was no problem. If I had a problem or a question, it was rectified. Howard, who was our service representative, was helpful. My son is the reason I don't have it now.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products.
The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints for a company of its size.
Pros
Good rates for good drivers, seniors, and young drivers
Accident forgiveness available
A+ (Superior) financial strength rating from AM Best
Cons
High rates for drivers with certain violations, like DUIs
No rideshare or new car replacement coverage available
Lower customer satisfaction scores from J.D. Power
Average cost of Audi insurance by state
Your location, down to your ZIP code, affects your car insurance rates. The chart below shows how much drivers in different states pay for Audi car insurance across all models.
Full-Coverage Rates by State
State | Average Monthly Quote: Full Coverage |
|---|---|
| Alabama | $167 |
| Arizona | $204 |
| Arkansas | $300 |
| California | $282 |
| Colorado | $257 |
| Connecticut | $392 |
| Delaware | $288 |
| Florida | $269 |
| Georgia | $292 |
| Idaho | $146 |
| Illinois | $199 |
| Indiana | $169 |
| Iowa | $142 |
| Kansas | $193 |
| Kentucky | $254 |
| Louisiana | $260 |
| Maine | $176 |
| Maryland | $397 |
| Massachusetts | $208 |
| Michigan | $324 |
| Minnesota | $229 |
| Mississippi | $243 |
| Missouri | $226 |
| Montana | $194 |
| Nebraska | $205 |
| Nevada | $329 |
| New Hampshire | $132 |
| New Jersey | $208 |
| New Mexico | $186 |
| New York | $551 |
| North Carolina | $110 |
| North Dakota | $161 |
| Ohio | $151 |
| Oklahoma | $208 |
| Oregon | $188 |
| Pennsylvania | $202 |
| Rhode Island | $173 |
| South Carolina | $316 |
| South Dakota | $151 |
| Tennessee | $175 |
| Texas | $276 |
| Utah | $214 |
| Vermont | $177 |
| Virginia | $225 |
| Washington | $187 |
| District of Columbia | $402 |
| West Virginia | $183 |
| Wisconsin | $155 |
| Wyoming | $139 |
Source: Alaska and Hawaii omitted due to insufficient data.
How to ensure you have enough coverage on your Audi
Every U.S. state except New Hampshire legally requires drivers to carry a minimum amount of liability insurance.[3] But you have the option to explore a few different categories of auto insurance products for enhanced protection.
If you’re not sure what types of coverage are best for you, you can always ask an insurance agent for detailed information about how each type of coverage works.
Liability-only coverage
Liability insurance covers damages you might cause to others in an accident. It encompasses bodily injury liability (for medical bills) and property damage liability (for repairing or replacing others’ belongings). But it doesn’t cover the costs of repairing or replacing your vehicle.
Comprehensive coverage
Comprehensive insurance protects your vehicle against non-collision incidents — such as theft, vandalism, natural disasters, and collisions with animals — and it typically involves a deductible. Comprehensive insurance will also cover the repair or replacement of a cracked or shattered windshield. It also helps replace your vehicle when substantial damage occurs.
Collision coverage
Collision insurance covers the cost of repairing your vehicle after a collision with another car or object, regardless of fault. This type of coverage is valuable for safeguarding your vehicle but often comes with a deductible that you must pay when filing a claim.
Personal injury protection (PIP) or medical payments coverage
In the event of a car accident, your car isn’t the only thing at risk of damage. You and your passengers may sustain injuries as well. PIP and medical payments coverage handle your medical expenses and, at times, those of your passengers, regardless of fault. This type of coverage often includes supplementary benefits, such as compensating for lost income due to injuries and covering funeral expenses, thus offering comprehensive personal injury protection.
Uninsured/underinsured motorist coverage
This coverage comes into play when an at-fault driver either lacks insurance or has inadequate coverage. It covers medical expenses, lost wages, and property damage, ensuring that you aren’t left financially vulnerable in such circumstances. This coverage also protects you in hit-and-run situations or if you’re struck by an uninsured or underinsured motorist while walking as a pedestrian.
Audi car insurance FAQs
If you want more insight into what to expect when buying Audi car insurance, here are the answers to some commonly asked questions about insuring these vehicles.
USAA typically offers the cheapest Audi car insurance policies on average for Audi drivers. GEICO, State Farm, and Allstate also charge low insurance rates for Audi owners.
On a national scale, the typical monthly cost for car insurance stands at $151. In contrast, Audi owners can anticipate slightly higher monthly expenses, averaging around $175.
Luxury cars generally come with higher car insurance costs compared to standard vehicles. This is because luxury cars often have higher repair and replacement costs, use advanced technology that’s expensive to fix, and are at a greater risk of theft. Insurers typically charge higher premiums to ensure they can cover these expenses and the overall increased value of luxury cars.
Audi car insurance is likely higher than the national average rate due to the fact that Audi vehicles are more expensive than many other makes on the market. An Audi is a luxury car, and luxury vehicles are notorious for having high repair costs and being at risk of theft. This can cause car insurance companies to increase premiums to help offset the costs of paying out future claims.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Audi. "A New Generation of Audi."
- Insurance Institute for Highway Safety. "2025 Top Safety Picks."
- Insurance Information Institute. "What is covered by a basic auto insurance policy?."
)
Jacqueline DeMarco
During college, Jacqueline DeMarco interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, Jacqueline realized just how important financial education is. Jacqueline is a contributor for Insurify and has worked with more than a dozen financial brands, including LendingTree, Capital One, Credit Karma, Fundera, Chime, Bankrate, Student Loan Hero, ValuePenguin, SoFi, and Northwestern Mutual, providing thoughtful content to give readers insight into complex topics that they likely didn’t learn in school.
Jacqueline has been a contributor at Insurify since October 2022.
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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