As one of the most recognized car manufacturers in North America, Ford makes vehicles that are a popular choice for both new and experienced drivers. While these vehicles offer peace of mind when it comes to safety, it’s still important to make sure you have auto insurance that meets your needs.
No matter what type of auto insurance policies you’re looking for, Insurify can help. Motorists can enroll in the best coverage for their budget and driving habits by answering a few simple questions to view real-time quotes from multiple insurance companies. Insurify helps Ford owners save time and money while meeting their unique insurance needs.
Ford Car Insurance Cost
Incorporated in 1903, Ford is the second-largest auto manufacturer in the United States. Its large array of vehicles is easily recognizable and often considered to be the epitome of safety and reliability. From hatchbacks that offer amazing gas mileage to large trucks that can tow thousands of pounds, there’s a Ford vehicle for just about everyone.
Unlike other well-known vehicle models, Ford automobiles are typically affordable to insure. While your auto insurance premiums are based on a number of factors, including your driving history, credit score, and even your age, the type of vehicle you drive also holds a lot of weight. Drivers who want a safe vehicle with low-cost insurance often choose to purchase a Ford.
Prices for auto coverage vary among all Ford models, with average premiums ranging anywhere from $156 to $349 per month. If you’re shopping for a new vehicle, don’t forget to consider the cost of your insurance when deciding your overall budget. Premiums may differ from insurer to insurer, but most motorists find average costs to be similar to these for each Ford model:
| Model | Average Cost to Insure |
|---|
| Fusion | $261 |
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| Focus | $245 |
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| Escape | $191 |
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| F-Series Pickup | $216 |
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| Mustang | $349 |
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| Fiesta | $239 |
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| Edge | $188 |
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| Explorer | $203 |
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| Taurus | $232 |
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| Ecosport | $234 |
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| Expedition | $195 |
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| Flex | $189 |
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| C-MAX | $207 |
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| Ranger | $210 |
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| Crown Victoria | $217 |
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| Transit Connect | $165 |
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| Econoline | $158 |
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| Bronco Sport | $236 |
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| Transit | $191 |
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How Much It Costs to Insure a Ford Mustang
From the 1960s hot rod to today’s updated models, the Ford Mustang is an icon among classic vehicles. Depending on the age of your Mustang, you may come across a range of insurance quotes when speaking with various insurers. Remember, every driver will have a unique set of insurance needs, but protecting your Mustang doesn’t have to cost a fortune.
Mustangs are slightly more costly to insure than other models manufactured by the Ford Motor Company. Motorists can expect to pay at least $200 per month to insure their Mustang. Should you decide to opt for a robust policy including low deductibles, you may find that premiums reach over $800. In general, those shopping for affordable auto insurance can enroll in policies with similar average costs:
| Carrier | Average Cost to Insure |
|---|
| Motion Auto | $200 |
|---|
| 21st Century | $204 |
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| Progressive | $209 |
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| Clearcover | $212 |
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| Travelers | $218 |
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How Much It Costs to Insure a Ford Focus
First released in 1998, the Ford Focus is a compact vehicle that offers great gas mileage and can be very inexpensive to insure. It’s always smart to keep in mind that your personal insurance rates are based on your driving history, credit score, and where you live; however, owning a car like the Focus may help lower your overall cost of coverage.
Some Focus drivers may find that working with an independent insurance agency is the best option for them, while others tend to opt for smaller, local insurance programs. Depending on your preference, you could enroll in insurance coverage for your Focus that’s priced as low as $133. Premiums for this model can reach near $500, but most rates are similar to these:
| Carrier | Average Cost to Insure |
|---|
| Amigo USA | $133 |
|---|
| Anchor | $137 |
|---|
| MetLife | $139 |
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| Kemper Preferred | $142 |
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| Motion Auto | $144 |
|---|
See more: How Much is Car Insurance a Month?
How Much It Costs to Insure a Ford Edge
The Ford Motor Company created its first crossover SUV in 2007 with the introduction of the Edge. Because of the Edge’s ideal blend of function and design, most Edge owners want to insure their vehicle with only the best products on the insurance market. Coverage can be very affordable for this Ford model, especially considering it’s larger than most compact vehicles or sedans.
Well-known auto insurance companies may be able to offer rates as low as $112 for your Ford Edge, with a variety of insurers providing quotes that are well below the $200 mark. Motorists with a less-than-perfect driving history could find that their insurance coverage costs are closer to $300, but most individuals can secure car insurance with prices comparable to these:
| Carrier | Average Cost to Insure |
|---|
| Progressive | $112 |
|---|
| Motion Auto | $120 |
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| Travelers | $123 |
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| Mile Auto | $125 |
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| Clearcover | $128 |
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How Much It Costs to Insure a Ford F-Series Pickup
Modern-day F-Series drivers may be surprised to learn that the Ford Motor Company began manufacturing these vehicles in 1948, and it has remained the best-selling truck line in the United States since 1977. Often used on the job, drivers sometimes opt for commercial insurance for their pickup, while others enroll in personal insurance policies.
Owners of F-Series pickups often appreciate that it’s one of the most popular Ford models, as insurance costs are usually on the low side. Large insurance companies may offer drivers rates that are below $150, but remember that your individual policy premium will depend on a number of factors. Motorists typically find their insurance agent quoting prices like these:
| Carrier | Average Cost to Insure |
|---|
| MetLife | $121 |
|---|
| 21st Century | $122 |
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| Travelers | $125 |
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| Amigo USA | $127 |
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| Motion Auto | $129 |
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How Much It Costs to Insure a Ford Explorer
Recognized in 2020 by CNBC as the best-selling SUV in America, the Ford Explorer was the first four-door SUV manufactured by the company. Great for families or drivers who love to spend time outdoors, the Explorer is a low-cost vehicle to insure. Designed to be safe and reliable, Explorers aren’t often risky to insure.
Based on your driving history and budgetary needs, you may be able to find auto insurance for your Explorer as low as $113. Policy premiums can reach over $300 in some cases, so it’s smart to do some research and receive multiple insurance quotes before you enroll in a policy. Most drivers are pleased to obtain pricing that’s at or around these figures:
| Carrier | Average Cost to Insure |
|---|
| 21st Century | $113 |
|---|
| Motion Auto | $121 |
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| Mile Auto | $126 |
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| Travelers | $137 |
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| Clearcover | $138 |
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Cheap Ford Car Insurance in Minutes
Individuals in the market for insurance services for their Ford vehicles should look no further than Insurify . By offering real-time quotes from a variety of insurance companies, Insurify helps drivers save both time and money on their auto insurance. Enroll in the perfect policy in a matter of minutes and feel confident knowing you’re protecting your beloved Ford vehicle.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
