Best Car Insurance in Indiana (2026)
State Farm, Auto-Owners, and USAA are three of Indiana’s best car insurance companies.
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Written byElizabeth Rivelli
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Elizabeth RivelliFreelance Insurance Writer
5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Edited byKatie Powers
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Reviewed byDaniel Roccato
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Daniel RoccatoAdvisor
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
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Best car insurance companies in Indiana
If you’re shopping for car insurance in Indiana, it’s a good idea to compare quotes from a few different car insurance companies.
Insurify analyzed 120+ auto insurers to determine the state’s best car insurance companies, based on coverage offerings, average costs, customer satisfaction, and more.
Below, you can learn more about five of Indiana’s best car insurance companies.
State Farm: Best overall in Indiana
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $47/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $83/mo |
4.0
Best choice in IndianaBased on 15,982 verified driver reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Customer service
Competitive rates
Discounts for safe drivers
Showing 25 reviews from Indiana drivers - See all 7,209 State Farm reviews
Ramona
Verified Review
Too High
Reviewed in Indiana on February 27, 2026
Too expensive. I have nothing in my record. I'm a senior, 64 years old, with 3 cars insured and a house, and no discounts.
John
Verified Review
Excellent
Reviewed in Indiana on February 19, 2026
I'm satisfied with my coverage so far.
Margaret
Verified Review
State Farm is great
Reviewed in Indiana on February 17, 2026
Excellent
Michael
Verified Review
Overcharged
Reviewed in Indiana on February 16, 2026
My rates kept going up and up with fewer vehicles.
Carole
Verified Review
I only used it one time and they were very good. My only complaint is that my premium keeps going up, and I’ve had no claims for at least 4 years. The one claim I had was due to an uninsured driver, and it was very small.
Reviewed in Indiana on February 14, 2026
I only used it one time and they were very good. My only complaint is that my premium keeps going up, and I’ve had no claims for at least 4 years. The one claim I had was due to an uninsured driver, and it was very small.
Judith
Verified Review
Goodness with State Farm
Reviewed in Indiana on January 30, 2026
I haven't had to use it, but my interaction with the staff in their office has been great.
Debra
Verified Review
Poor
Reviewed in Indiana on January 2, 2026
I'm not very happy. I was told one price, but every month it's higher and higher.
Rory
Verified Review
Cheap is not always better
Reviewed in Indiana on December 29, 2025
State Farm doesn’t cover you when you need them, and they increased rates by 50% after making a claim.
Steve
Verified Review
The relationship we had in the past is not good these days. I receive no calls when rates increase substantially or changes occur.
Reviewed in Indiana on November 29, 2025
The relationship we had in the past is not good these days. I receive no calls when rates increase substantially or changes occur.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is the best overall car insurance company for Indiana drivers, based on its coverage offerings, customer satisfaction, and reputation for quality customer service. It has a network of local insurance agents who can provide in-person or over-the-phone support, whether you’re in Indianapolis, Evansville, or another Indiana city.
Indiana drivers can qualify for bundling, multi-vehicle, vehicle safety, and good driving discounts, including a discount of up to 30% off through State Farm’s Drive Safe & Save Program.
Pros
Above-average J.D. Power claims and customer satisfaction scores in Indiana
Affordable average premiums
Network of local agents in Indiana
Cons
Fewer available add-ons than some competitors
No gap insurance
Low customer rating on Trustpilot
Auto-Owners: Best for cheap rates in Indiana
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $44/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $78/mo |
4.3
Best choice in IndianaBased on 313 verified driver reviews and ratings
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Cheap rates
Senior drivers
Ample discounts
Showing recent national reviews - See all 146 Auto-Owners reviews
Wayne
Verified Review
Cost too much for someone who never had a claim
Reviewed in Florida on March 2, 2026
Never had a claim.
Paul
Verified Review
Auto Owners
Reviewed in Michigan on February 10, 2026
Auto Owners' rates have increased year after year.
Warren
Verified Review
Punishment for 65+ years of no problems.
Reviewed in South Carolina on February 1, 2026
I have been licensed since two weeks before my 14th birthday, in other words, 65+ years. I had 2 tickets and 1 accident (that was in July 2024). It cost me a $25 fine and no points, yet my rate increased by 60%. This was the only claim against me over the years. I don't drive much, about 10,000 miles a year if that much, and yet I'm being punished for years of no problems. BTW, the patrolman questioned the ability of the on-lookers of the accident.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
654NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Auto-Owners offers some of the cheapest car insurance rates in Indiana. It offers more than 10 discounts for Indiana drivers, including three student discounts. The insurer also has several discounts you can earn just by paying in a certain way, including discounts for on-time payments, paying in full, and enrolling in paperless billing.
Pros
Above-average J.D. Power claims satisfaction rating
Low average premiums in Indiana
More than a dozen available discounts
Cons
Below-average J.D. Power customer satisfaction rating in Indiana
Poor customer rating on Trustpilot
Doesn’t offer online quoting
USAA: Best for the military community in Indiana
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $50/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $88/mo |
4.9
Best choice in IndianaBased on 3,167 verified driver reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Members of the military community
Outstanding customer service
Competitive rates
Showing 5 reviews from Indiana drivers - See all 1,487 USAA reviews
Don
Verified Review
Good coverage and great customer service.
Reviewed in Indiana on December 30, 2025
My insurance is based on recommendations by USAA to cover my assets. I'm comfortable with my coverage even though it costs more than other insurance companies that cover less.
Lori
Verified Review
More expensive than others
Reviewed in Indiana on September 27, 2025
USAA's auto insurance is higher than other insurance.
Dianne
Verified Review
USAA is good for super good insurance, but it costs much more to receive 'benefits' I don't really need.
Reviewed in Indiana on July 19, 2025
USAA is good for super good insurance, but it costs much more to receive 'benefits' I don't really need.
Tracey
Verified Review
USAA Auto Insurance Review
Reviewed in Indiana on May 28, 2025
Very high priced, but good coverage.
Michael
Verified Review
Other than that, they're great
Reviewed in Indiana on March 25, 2025
The car coverage cost goes up a little too high.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA is a great choice for Indiana’s military community, which includes more than 328,000 veterans; 26,000 active-duty, National Guard, or reserve members; and 30,000 spouses and children of current members.[1]
The company offers many car insurance discounts, including military-specific savings, like a discount for garaging your vehicle on base during deployment. USAA also offers two usage-based insurance programs — the SafePilot telematics program for safe driving rewards and a pay-per-mile insurance policy for infrequent drivers.
Pros
Top J.D. Power customer satisfaction ranking in the North Central Region
Good variety of discounts
Low average premiums for Indiana drivers
Cons
Only for eligible military personnel and family members
Fewer endorsements than some competitors
Doesn’t offer 24/7 customer support hours
GEICO: Best for discounts in Indiana
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $52/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $92/mo |
4.0
Best choice in IndianaBased on 16,212 verified driver reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Teen drivers
Cheap rates
Accident forgiveness
Showing 12 reviews from Indiana drivers - See all 7,454 GEICO reviews
Grenda
Verified Review
Too Expensive
Reviewed in Indiana on March 4, 2026
For the age of my vehicle and not having full coverage, it's too much money.
Leslie
Verified Review
Good reliable company
Reviewed in Indiana on January 30, 2026
So far, so good. Reasonable rates, but insurance is expensive in general.
Bradford
Verified Review
Excellent
Reviewed in Indiana on January 12, 2026
GEICO was my home and auto insurance carrier; I switched to Allstate effective 01/15/2026.
Kyle
Verified Purchase
Review
Reviewed in Indiana on January 4, 2026
Simple and convenient
Kedric
Verified Review
Great insurance
Reviewed in Indiana on December 27, 2025
Change your insurance to Geico!
Michael
Verified Review
GRT1025
Reviewed in Indiana on October 26, 2025
Customer service is great, but prices could be better.
Michael
Verified Review
Price Changes
Reviewed in Indiana on October 3, 2025
The prices change all the time. When you make changes to make the price cheaper, they will just readjust the price, so be aware of that.
William
Verified Review
Prices Continue to Rise!
Reviewed in Indiana on August 12, 2025
Geico is very good, but like everything, their prices are up.
Joshua
Verified Review
GEICO has the best rates
Reviewed in Indiana on June 30, 2025
Thank you for your service.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO has an excellent selection of car insurance discounts for drivers in Indiana. Safe drivers can qualify for a clean driving record discount, a five-year accident-free good driver discount, a vehicle safety features discount, and savings through the insurer’s DriveEasy program.
GEICO also offers bundling, good student, auto-pay, early shopper, paperless, and pay-in-full discounts to Indiana drivers.
Pros
Above-average J.D. Power customer satisfaction rating in Indiana
Fewer-than-expected number of customer complaints filed with the National Association of Insurance Commissioners (NAIC)
Indiana drivers can qualify for more than 10 discounts
Cons
Below-average J.D. Power claims satisfaction rating
Poor average customer rating on Trustpilot
Doesn’t offer rideshare or new car replacement coverage
Liberty Mutual: Best for customizable coverage in Indiana
| User Reviews | 3.4 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $98/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $145/mo |
3.4
A solid option in IndianaBased on 3,642 verified driver reviews and ratings
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Numerous discounts
New and financed vehicles
Accident forgiveness
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
AI-generated from the text of verified reviews collected by Insurify
Best in Indiana for
Numerous discounts
New and financed vehicles
Accident forgiveness
Showing 7 reviews from Indiana drivers - See all 1,889 Liberty Mutual reviews
Jimmy
Verified Review
Overpriced
Reviewed in Indiana on February 11, 2026
Overpriced insurance and raised rates for no reason.
Sandra
Verified Review
Payments
Reviewed in Indiana on January 10, 2026
Couldn't be a couple of days late with payment without being charged a fee.
Richard
Verified Review
Wrong Company, My Mistake
Reviewed in Indiana on December 28, 2025
I was way overcharged for the minimum, and it was about to be raised again. $135.00 a month for a 20-year-old vehicle with no accidents or tickets is ridiculous.
Kimberly
Verified Review
Excellent
Reviewed in Indiana on December 20, 2025
Reasonable rates.
Archie
Verified Review
No Rewards for Good Drivers
Reviewed in Indiana on April 28, 2025
I never had an accident or claim during the length of my policy. When I renewed the policy, they increased the amount I would have to pay. I always thought the price of a policy would decrease, or at least remain the same. I'm done with them!
Mary
Verified Review
Beware of What You Buy
Reviewed in Indiana on March 17, 2025
Consider looking elsewhere. I removed a truck and my husband from my policy, and they raised my rate instead of lowering it. I haven't had an accident or ticket in 58 years! Not even one!
Mary
Verified Review
Not a Great Deal Here
Reviewed in Indiana on March 16, 2025
When my husband passed away, they raised my rates.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
612NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
4.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Liberty Mutual is a great pick for Indiana drivers who want to customize their car insurance with endorsements. It can help you meet or exceed Indiana’s minimum insurance requirements of bodily injury liability, property damage liability, and underinsured and uninsured motorist (UM/UIM) coverage.
In addition to standard coverage, Liberty Mutual has more than 10 add-ons. You can buy gap insurance, rental reimbursement, accident forgiveness, original parts coverage, and more.
Pros
More available endorsements than most competitors
Above-average J.D. Power claims satisfaction rating
Indiana drivers can save through the RightTrack telematics program
Cons
Slightly below-average customer satisfaction ranking in Indiana
Doesn’t offer rideshare insurance in Indiana
Customers filed more complaints than expected with the NAIC
Our editorial team analyzed regional and national auto insurance companies that sell policies in Indiana to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
Average cost of car insurance in Indiana
The average monthly cost of car insurance in Indiana is $67 for minimum coverage and $123 for full coverage. State-minimum coverage is the cheapest auto policy you can get in Indiana.
Drivers in Indiana pay significantly less for car insurance than the U.S. national average. The average cost of car insurance in the U.S. is $99 per month for a liability policy and $173 for full coverage.
Indiana drivers may benefit from lower rates because the state has a relatively low population density, less traffic, and more moderate weather risks than some states.[2] Insurify estimates that average car insurance premiums in Indiana will increase by just 0.1% by the end of 2026.
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How to get the best car insurance in Indiana
The best car insurance company in Indiana is different for every driver. The right insurance company for you depends on your coverage needs, preferences, and budget.
Keep the following tips in mind while you’re researching insurance companies in Indiana.
Understand minimum coverage requirements
Indiana drivers need at least 25/50/25 in liability insurance and UM/UIM coverage, but you may want to increase your coverage limits.[3] Failure to provide proof of insurance in Indiana can lead to license suspension and the need to file an SR-22 form.
Consider what additional coverage you need
A full-coverage policy with comprehensive and collision coverage extends protection to your vehicle in the event of an at-fault accident. It can also protect your vehicle from severe weather, such as the tornadoes that regularly occur in Indiana.[4]Choose an insurance company that offers helpful add-on coverage for your situation, like roadside assistance or accident forgiveness if you have a teen driver on your policy.
Look for discount opportunities
Most car insurance companies in Indiana offer car insurance discounts that can reduce your premium. For example, several insurers in Indiana offer telematics programs that can help you save money, like State Farm’s Drive Safe & Save and Liberty Mutual’s RightTrack.
Selecting a company that offers multiple discounts you can take advantage of could help you find the cheapest insurance rate.
Compare quotes from a few insurers
Indiana has a competitive insurance marketplace, which helps keep average rates down, but insurers may charge different rates for the same coverage. It’s helpful to compare personalized car insurance quotes from several insurance companies. You can get quotes on each company’s website or use a quote-comparison tool.
Best car insurance in Indiana FAQs
If you’re shopping for car insurance in Indiana, the following additional information can help answer your remaining questions.
How much is car insurance in Indiana?
The overall average cost of car insurance in Indiana is $95 per month. By coverage level, Indiana drivers pay an average rate of $67 per month for state-minimum coverage and $123 for full coverage.
How much you pay will ultimately depend on your driving history, age, chosen coverage, insurance company, and more. You can find cheap car insurance by comparing quotes from multiple companies.
What are the best car insurance companies in Indiana?
The best car insurance company in Indiana varies from driver to driver. After comparing 120+ insurers, Insurify found that some of the best picks in Indiana are State Farm, Auto-Owners, USAA, GEICO, and Liberty Mutual.
What insurance coverage amounts does Indiana require?
In Indiana, drivers must have at least 25/50/25 in personal liability insurance. That includes $25,000 in bodily injury liability per person, $50,000 in bodily injury liability per accident, and $25,000 in property damage liability per accident. Indiana state law also requires UM/UIM coverage, with a minimum of $50,000 in bodily injury coverage per accident.
How can you save money on car insurance in Indiana?
You can try lowering your car insurance costs in Indiana by increasing your deductible, maintaining a good driving record, bundling your coverage, and completing a safe driving course. The best way to save money on car insurance is to regularly shop around for coverage, comparing quotes from multiple insurers at once.
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Sources
- U.S. Defense-State Liaison Office. "Indiana."
- United States Census Bureau. "QuickFacts: Indiana."
- Indiana Department of Insurance. "Auto Insurance."
- State of Indiana. "Tornadoes."
)
Elizabeth RivelliFreelance Insurance Writer
5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
Featured in
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
Daniel RoccatoAdvisor
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.