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Best Toyota Insurance 2021: Quotes, Reviews

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Polina Solovyeva

By: Polina Solovyeva

Edited by John Leach

Last Updated October 29, 2021

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

The average annual price to insure a Toyota is $2,615. However, your auto insurance costs can vary significantly depending on the model of your Toyota vehicle. For example, a Toyota Corolla costs $77 more per month to insure than a Toyota Prius. And if you want to find the best deal, you need to shop around.

Using a comparison tool like Insurify makes it easy to compare quotes from 10+ insurance companies side by side to find the best car insurance policy for your Toyota model. And the best part? You can get it done in under five minutes!

Toyota Car Insurance Cost

Your insurance rates don’t only depend on your Toyota model. Insurance premiums can vary dramatically depending on your age, what state you live in, and your driving history.

However, you can expect to pay $217 per month (or $2,615 per year) on average. The Toyota 86 sports car is the most expensive model and costs $406 monthly (or $4,896 annually) to insure on average. The Toyota RAV4 has the lowest average insurance costs, only $160 per month, or $1,920 per year—60 percent cheaper than the Toyota 86.

According to the Insurance Information Institute, you should get at least three quotes from different insurance companies to find the best deal. Use Insurify to find the best insurance coverage, premiums, and deductibles for your Toyota model and compare over a dozen insurance quotes in one place.

See more: Free Car Insurance Quotes

Model NameMonthly CostAnnual Cost
Corolla$ 273$3,276
Camry$255$3,060
Prius$ 196$2,352
Tacoma$ 223$2,796
Highlander$183$2,196
$2,196$ 207$2,484
Tundra$2,592$2,592
Sienna$167$2,004
Yaris$225$2,700
Avalon$221$2,652
Prius C$199$2,388
C-HR$244$2,928
Venza$183$2,196
Corolla IM$254$3,048
Yaris IA$272$3,264
RAV4 HV$185$2,220
Prius Prime$234$2,808
Prius V$172$2,064
86$408$4,896
Corolla Matrix$194$2,382
RAV4 EV$183$2,196
Sequoia$ 174$2,088
Rav4$160$1,920
Prius Plug-In$199$2,388

How Much It Costs to Insure a Toyota Corolla

On average, it costs $273 monthly (or $3,276 annually) to insure a Toyota Corolla. However, the average monthly insurance quote varies significantly by insurance agency. For example, Farmers, the cheapest insurance provider in this sample, costs $119 monthly on average, which is $246 less than Infinity, the most expensive provider on this list.

In the table below, you can see the average monthly insurance quotes for different popular insurance carriers, from lowest to highest.

However, if you are a young driver or have a record of risky driving behavior, you can expect to pay higher insurance premiums than the average. In fact, a minor violation attached to your driver’s license can increase your monthly bills by 20 percent.

Carrier NameAverage Monthly Insurance Quote
Farmers$119
21st Century$146
Anchor$160
Progressive$160
Clearcover$174
Travelers$180
Nationwide$206
SafeAuto$208
Direct Auto$239
Bristol West$257
Mercury$283
Liberty Mutual$296
Dairyland$312
The General$337
Aggressive$347
Infinity$365

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How Much It Costs to Insure a Toyota Camry

On average, it costs $255 per month (or $3,060 per year) to insure a Toyota Camry. This rate is slightly lower than the average rate to insure a Toyota Corolla, with a monthly difference of $18, which adds up to $216 per year.

The Toyota Camry is one of the most expensive Toyota models to insure, but fear not. Whether you are buying a new Toyota Camry or already own one, you can still get access to full coverage at a good price using Insurify.

Carrier NameAverage Monthly Insurance Quote
Amigo USA$138
Anchor$151
Travelers$160
Clearcover$161
Nationwide$180
SafeAuto$192
Safeco$199
Direct Auto$223
Midvale Home & Auto$243
Bristol West$246
Mercury$271
Liberty Mutual$280
Dairyland$289
The General$319
Infinity$346
Arrowhead$497

How Much It Costs to Insure a Toyota RAV4

Costing $206 per month, or $2,472 per year, to insure, the Toyota RAV4 comes right after the Toyota Camry on our list, but with a significant monthly difference of $49, which adds up to $588 per year.

The average monthly insurance quotes vary drastically by carrier, with the lowest quote of $125 from Clearcover being $301 less than the most expensive one from Quantum. This monthly $301 difference adds up to $3,612 in annual savings if you take the time to compare quotes from different carriers.

Carrier NameAverage Monthly Insurance Quote
Clearcover$125
Travelers$135
Nationwide$152
SafeAuto$155
Safeco$164
Direct Auto$175
Mercury$185
Bristol West$194
Liberty Mutual$216
The General$268
Dairyland$268
Infinity$269
Aggressive$275
Jupiter$313
Hallmark$337
Quantum$426

How Much It Costs to Insure a Toyota Prius

With an average monthly insurance quote of $196 ($2,352 annually), the Toyota Prius ’s insurance rates are on par with the quotes for the Toyota RAV4 and Toyota Highlander. There’s still a significant difference of $280 between the most expensive quote from Arrowhead and the least expensive one from Clearcover, which adds up to a $3,360 annual difference.

Do you want to maximize your car insurance savings? Getting your car insurance, home insurance, and life insurance from the same carrier will likely result in discounts.

Carrier NameAverage Monthly Insurance Quote
Clearcover$118
Travelers$121
Safeco$154
SafeAuto$169
Mercury$183
Liberty Mutual$199
Bristol West$203
Kemper$227
Infinity$247
The General$262
Dairyland$288
Pronto$389
Arrowhead$398

How Much It Costs to Insure a Toyota Highlander

On average, it costs $183 per month, or $2,196 per year, to insure a Toyota Highlander. This is somewhat surprising considering that the Highlander is a standard-size SUV, a size which is normally more expensive to insure.

You can expect to pay higher than the average monthly insurance quote if you want to add popular add-ons to what your insurance covers, such as a roadside assistance policy or gap insurance.

Carrier NameAverage Monthly Insurance Quote
Mile Auto$115
Travelers$125
Elephant$143
Direct Auto$144
Progressive$152
Safeco$153
Mercury$159
Bristol West$178
AssuranceAmerica$184
Midvale Home & Auto$189
Liberty Mutual$202
Dairyland$226
Infinity$236
The General$253
Jupiter$294
Arrowhead$334

Cheap Toyota Car Insurance in Minutes

Insurance quotes are as unique as you are. Whether you’re buying a new vehicle or want to find a better car insurance policy for your old one, compare quotes from different providers to find the best deal. With Insurify, saving an average of $489 a year is simple. Spend five minutes telling us about your Toyota model and coverage preferences and get real side-by-side quotes from 10+ carriers.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Polina Solovyeva
Polina Solovyeva

Content Writer at Insurify

Polina Solovyeva is a writer for mission-driven brands and entrepreneurs, specializing in auto insurance and personal finance. Polina writes to help consumers better understand their insurance coverage.

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