Educating young minds is of the utmost importance, and it requires hard work and dedication that should be rewarded. Teachers deserve more than apples on their desks as a thank you. That’s why some car insurance companies offer special discounts on premiums for teachers. It’s a way for insurance providers to recognize teachers for their efforts in the community.
Certain professions are known to employ safer drivers, and the field of education is one of them. As such, many car insurance providers consider teachers to be a lower risk to cover than the average driver. Different insurance companies weigh risk differently, so some will have better incentives for teachers than others.
That’s why it’s important to compare personalized rates for auto insurance. With Insurify, you’ll be able to see which discounts are available to you from different companies based on your occupation and other factors.
You’ll just need to enter some information about yourself, your vehicle, and your driving history to get started. From there, you’ll be able to compare auto insurance policies, so you can get the coverage you need at the cheapest possible rate.
Car Insurance Companies That Give Discounts to Teachers
|Teachers’ Auto Insurance||Teacher Discounts||Perks for Teachers||States Available|
||Educator Advantage package at no additional cost, which includes:
||Contact an agent for details in your state|
||All (except Alaska, Hawaii, Massachusetts, Michigan, New York, and Wisconsin)|
||Illinois, Michigan, Wisconsin, and Georgia|
Note that the availability of discounts can vary from state to state, and your auto insurance rates will depend on a number of factors. While your occupation can help you snag some great discounts, other factors could negatively impact your rates, such as your credit score and driving history. You also might qualify for additional discounts that could save you even more than the average teacher.
To find the best car insurance for you, use Insurify to compare personalized car insurance quotes.
Cheapest Car Insurance Quotes for Teachers
The easiest way for teachers to find the best auto insurance discounts is to compare car insurance rates from different providers. But this process is easier than it sounds.
With Insurify, you can view the details and rates for multiple insurance plans in one place, rather than spending hours submitting your information to individual insurers. We’ll ask you to provide some information (including your profession) to get started. Next, we’ll compile free quotes from multiple auto insurance companies, so you can make an informed decision.
Other Ways to Save
Besides being a teacher, there are other ways you can get lower rates from many car insurance companies. You can stack up the savings with as many discounts as you qualify for. Here are some common ways to save:
- Bundle your auto insurance with another policy, like your homeowners insurance (some homeowners policies provide discounts for teachers as well)
- Practice safe driving habits. A clean record can go a long way in reducing your premium. Some companies even use technology to monitor your driving habits and give you discounts if you meet certain standards.
- Drive less. If you’re able to cut down on your mileage, you may qualify for a lower rate. This may require a mileage tracking device.
Take advantage of payment discounts. Some insurance companies will offer you a small discount if you pay upfront, make automatic payments, or choose to go paperless.
There may be other discounts available for factors you can’t readily control, like your marital status and age. Using a comparison tool like Insurify will help you narrow down your options based on which companies offer you the most savings.
Car Insurance for Teachers: Frequently Asked Questions
What car insurance companies give teachers discounts?
Auto insurance providers that have a teacher discount include: Alfa, California Casualty, GEICO, Farmers, Horace Mann, Liberty Mutual, Meemic, Plymouth Rock
Who is eligible for teachers’ insurance?
That depends on the company. For some insurers, only full-time teachers are eligible. For others, school administrators, support staff, and substitute teachers qualify for discounts.
How can teachers find the cheapest car insurance?
The best way for teachers to find the cheapest car insurance is to compare rates across multiple insurance providers. It’s fast and free to see customized quotes with Insurify. Enter your information just once, and you’ll have access to rates from multiple insurers, so you can find the perfect match for you.