From audiobooks to on-demand video to groceries, Amazon seems to have an ever-expanding list of services. And now, the company is entering the insurance market, offering auto insurance policies through Amazon Pay in partnership with Acko General Insurance Company, which is headquartered in Mumbai. It’s currently only available in India, but the two-minute, hassle-free process is alrea dy disrupting the insurance industry. 

If you don’t live in India or if Amazon car insurance isn’t the right fit for you, you can still get an affordable policy online in just minutes. And you could potentially save hundreds annually when compared to your current insurance policy if you compare your auto insurance options. With Insurify, you just need to answer a few questions, and we’ll show you customized rates for cheap car insurance in your area. 

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Amazon Car Insurance: The Basics

Amazon states that consumers can purchase insurance coverage in as little as two minutes with just a few easy steps. From there, customers will enjoy three-day claim servicing without paperwork and perks like one-hour pickup and a one-year repair warranty in some cities. In addition, Amazon is providing instant cash settlements for certain low-value claims and special discounts for Prime members

Where is Amazon car insurance available? 

Amazon car insurance is currently only available in India, but the service will likely expand to other countries in the future. Amazon also plans to offer other insurance products in the future, such as health coverage. 

What kind of vehicles does Amazon car insurance cover?

Amazon car insurance covers two- and four-wheel vehicles (both motorbike insurance and car insurance). 

Does Amazon car insurance come with special discounts?

Yes, Amazon auto insurance comes with special discounts for Prime members. For example, Prime members can get three additional riders at a discounted price:

  • Roadside assistance, which provides services if your car breaks down on the road
  • Outstation emergency coverage, which provides a flat payment if a repair takes more than 12 hours
  • Consumables coverage, which covers lubricants, oils, nuts, bolts, etc. 

Additional discounts and perks may be available to Prime members as well. 

How can I get an Amazon car insurance quote?

You can get an Amazon car insurance quote by visiting the Amazon Pay page or searching for auto insurance on the e-commerce giant’s site or mobile app. You’ll just need to provide a few basic details to get a quote, and you can even select add-ons to be included in the pricing, such as zero-depreciation and engine protection. 

Amazon Pay

Amazon Pay is Amazon’s payment processing service, which you can use to purchase a car insurance policy. You can also use any saved credit card to buy coverage. 

FAQ: Amazon Car Insurance

What is Amazon car insurance?

Amazon car insurance is a new service offered in India that can provide consumers with car and motorbike insurance coverage in just a couple of minutes. It streamlines the entire process with online purchasing and paperwork-free claims, and Prime members can enjoy special discounts on their policies.

Is Amazon car insurance available in the United States?

Currently, Amazon car insurance is only available in India. However, Amazon is expected to offer insurance products in other countries in the future. It’s definitely possible that Amazon car insurance will one day become an option in the U.S. In the meantime, you can use a car insurance comparison tool like Insurify to find the lowest rates in your area.

What’s the best website for comparing car insurance quotes?

Insurify is the best website for comparing auto insurance quotes. Our artificial intelligence technology makes it easy to identify the lowest premium for the most coverage. You can toggle between deductibles and coverage amounts until you find a policy that fits your budget and meets your needs. And once you select the right policy, you may be able to get coverage online in just a few minutes.

Conclusion: How to get the best and cheapest car insurance

The easiest way to get the best deal on car insurance is to use Insurify to compare car insurance quotes from multiple insurers. That’s because every insurance company weighs your information differently, so premiums can vary greatly between providers. Luckily, Insurify makes the comparison process easy, so you don’t have to mess with spreadsheets or talk to multiple agents. You just need to enter some information about your vehicle and driving history to get started. 

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Updated January 20, 2021

Lindsay Frankel is a Denver-based personal finance writer for Insurify. Her work has been featured in publications such as LendingTree and FinanceBuzz. When she's not writing, you can find her enjoying the great outdoors with her rescue pup, playing music, or listening to audiobooks.