GEICO vs Travelers Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Ratings

Insurify Composite Score

GEICO
88
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Insurify Composite Score

Travelers
80
What is this?

Insurify Composite Score

GEICO VS Travelers
88
80
What is this?
User Ratings
OptionsGEICO Travelers
Rating/Reviews
3,736 reviews
395 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsGEICO Travelers
Call Center RepresentativeAbout averageAbout average
Insurer WebsiteAmong the bestAbout average
Local AgentThe restAbout average
Overall SatisfactionAbout averageAbout average
Policy OfferingsBetter than mostAbout average
PricingBetter than mostThe rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsGEICO Travelers
Claim ServicingBetter than mostAbout average
Estimation ProcessBetter than mostAbout average
First Notice of Loss (FNOL)Better than mostAbout average
Overall SatisfactionBetter than mostAbout average
Rental ExperienceBetter than mostAbout average
Repair ProcessAbout averageThe rest
SettlementBetter than mostAbout average
J.D. Power Ratings by Region (out of 1000)
RegionGEICO Travelers
California807 pt
About average
--
Central838 pt
Better than most
814 pt
The rest
Florida832 pt
Better than most
810 pt
The rest
Mid-Atlantic848 pt
Better than most
820 pt
The rest
New England827 pt
About average
804 pt
The rest
New York813 pt
About average
821 pt
About average
North Central830 pt
About average
805 pt
The rest
Northwest805 pt
About average
--
Southeast839 pt
About average
822 pt
About average
Southwest798 pt
The rest
809 pt
The rest
Texas816 pt
The rest
--
Mobile App Ratings
RegionGEICO Travelers
Android
147,062 Reviews
146 Reviews
iOS
446,400 Reviews
49 Reviews
Financial Ratings
OptionsGEICO Travelers
A.M. BestA++A++
FitchAA-AA
Moody'sAa3Aa2
Standard & Poor'sAA+AA

Auto Insurance Quotes

For Married Drivers

CityGEICO Travelers
Austin$59--
Chicago$67$78
Philadelphia$88$99
Phoenix$38$81
Santa Monica$48--

For Single Drivers

CityGEICO Travelers
Austin$62--
Chicago$68$78
Philadelphia$92$125
Phoenix$44$86
Santa Monica$129--

For Male Drivers

CityGEICO Travelers
Austin$59--
Chicago$71$76
Philadelphia$92$117
Phoenix$42$85
Santa Monica$123--

For Female Drivers

CityGEICO Travelers
Austin$62--
Chicago$64$79
Philadelphia$87$108
Phoenix$40$82
Santa Monica$53--

For Drivers with Speeding Ticket

CityGEICO Travelers
Austin$74--
Chicago$92$100
Philadelphia$128$179
Phoenix$64$114
Santa Monica$141--

For Drivers with No Speeding Ticket

CityGEICO Travelers
Austin$58--
Chicago$62$73
Philadelphia$84$103
Phoenix$36$77
Santa Monica$77--

For Drivers Age Between 18-40

CityGEICO Travelers
Austin$63--
Chicago$71$78
Philadelphia$98$122
Phoenix$45$89
Santa Monica$149--

For Drivers Age Between 40-65

CityGEICO Travelers
Austin$54--
Chicago$61$72
Philadelphia$79$90
Phoenix$35$74
Santa Monica$40--

For Drivers Age of 65+

CityGEICO Travelers
Austin$75--
Chicago$78$98
Philadelphia$99$156
Phoenix$48$98
Santa Monica$41--

For Drivers with Average Credit

CityGEICO Travelers
Austin$68--
Chicago$70$85
Philadelphia$94$123
Phoenix$43$91
Santa Monica$76--

For Drivers with Fair Credit

CityGEICO Travelers
Austin$71--
Chicago$74$89
Philadelphia$104$120
Phoenix$43$95
Santa Monica$56--

For Drivers with Good Credit

CityGEICO Travelers
Austin$55--
Chicago$66$71
Philadelphia$84$91
Phoenix$37$74
Santa Monica$60--

For Drivers with Excellent Credit

CityGEICO Travelers
Austin$48--
Chicago$60$66
Philadelphia$77$114
Phoenix$41$73
Santa Monica$161--

Quotes & Discounts

Discount typeGEICO Travelers
Good Driver DiscountUp to 26%--
Anti-Theft Device DiscountUp to 25%--
Emergency Deployment DiscountUp to 25%--
Federal Employee DiscountUp to 25%--
Passive Restraint DiscountUp to 25%--
Good Student DiscountUp to 15%Up to 8%
Military DiscountUp to 15%--
Seat Belt Use DiscountUp to 15%--
Anti-lock Brake DiscountUp to 5%--
Daytime Running Lights DiscountUp to 3%--
Accident Free DiscountVaries--
Defensive Driver DiscountVariesUp to 8%
Driving training discountVariesUp to 8%
Multiple Policy DiscountVariesUp to 13%
Multiple Vehicle DiscountVariesUp to 8%
Organization DiscountVaries--
Senior Adult DiscountVaries--
teenSMART DiscountVaries--
Continuous Coverage Discount--Up to 15%
Early Quote Discount--Up to 10%
Good Payer Discount--Up to 15%
Home Owner Discount--Up to 5%
Hybrid/Electric Vehicle Discount--Up to 10%
Low Mileage Discount--Varies
New Car Discount--Up to 10%
No lapse in coverage discount--Varies
Paid in full discount--Up to 7.5%
Preferred payment discount--Up to 3%
Safe Driver Discount--Up to 23%
Student Away at School Discount--Up to 7%

Payment Methods

Discount typeGEICO Travelers
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
yesyes
Multi-Payment Installment Plans
yes--
Online Payment
--yes
Phone Payment
yesyes

Features and Services

Features and ServicesGEICO Travelers
24/7 serviceyesyes
Accident forgivenessyesyes
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesGEICO Travelers
Accident Forgiveness
yesyes
Comprehensive Claim Forgiveness
yes--
Gap Insurance
--yes
Incident Forgiveness
yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
--yes
No Fault Coverage
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
yesyes

Uber and Lyft driver insurance

  • GEICO
  • Travelers
  • Both

SR‌-22 Insurance by State

  • GEICO
  • Travelers
  • Both

Compare Insurance Products

ProductGEICO Travelers
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insuranceyesyes
Cyber Liability InsuranceCyber Liability Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insuranceyesyes
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insuranceyes--
Jewelry InsuranceJewelry Insuranceyesyes
Life InsuranceLife Insuranceyes--
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
Ridesharing InsuranceRidesharing Insuranceyesyes
RV InsuranceRV Insuranceyes--
Small Business InsuranceSmall Business Insurance--yes
Travel InsuranceTravel Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyesyes
Wedding and Event InsuranceWedding and Event Insurance--yes

User Reviews

  • GEICO Reviews
  • Travelers Reviews
3.2
5 Stars
32 %
4 Stars
17 %
3 Stars
16 %
2 Stars
10 %
1 Star
25 %

Most Helpful Review

By Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.

Latest Review

By Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.

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Jacquelyne Hoy
My insurance premium was increased by $200 monthly. Contacted Geigo to inform them that we could not afford the increase as only my spouse is working. The first agent I spoke to said that my payment would revert back to what it was but never did. The second agent I spoke to told me the only way to reduce the premium is to decrease my coverage which I did, but the premium never decreased. I called and spoke to a 3rd agent after they deducted the first installment which put a big dent in our household budget. The 3rd agent told me that although I rejected the uninsured motor coverage last time, I was charged again for it this time because, I needed to elect to reject it again when they renewed my insurance and if the agents I spoke to earlier had done a little digging, they could have resolved the issue successfully. I signed the required document online to reject the uninsured auto insurance and was supposed to be reimbursed $200 for the payment they debited from my account. Yet, Geigo has scheduled to deduct the high premium from my account for the October payment. I tried to postponed the payment to have time to get the matter resolved but I could not as Geico is now saying that I owe them $200, I have been a customer of Geico for over 20 years, the last thing I expected is to get more stress and anxiety from the company during such a difficult period for our family.
mister
the worst company ever, they insure you for 6 months at a time then when its time to "renew" they start increasing your rates with no explanation, they give you a speech about if anything happens you want to be covered right" lol they are thief's , not worth it, I suggest any other company besides geico!! raise your rate with no reason then they read some lame excuses LOL what a joke!!
Alexi ojitom
Yes
Micah Zimmerman
A Geico insured motorist hit my parked car. Of course they are 100% responsible for repairing. The adjuster (Brandon Seiber) skinnied down the estimate for repair such that my car was not fixed properly AND it cost me money with the body shop. The body shop said Geico is the only insurance company this happens with and they do it to their own insured. If you have Geico, you might want to think about truly how well covered you are. Micah Zimmerman 513/476-6466
Tricia
They're awesome
Alice
Geico doesn't reward loyalty
Christina
They gave me a great discount
Dayna
Always could be less?
Nin
Very expensive. Root insurance companies charge only 80 and geico charge me over 240
Jason
Showing 1 - 10 out of 1000 reviews