Honda Civic Car Insurance Quotes (2025)

Honda Civic drivers pay an average of $153 per month for car insurance.

Anna Baluch
Written byAnna Baluch
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Anna BaluchInsurance Writer
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  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Ashley Cox
Edited byAshley Cox
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Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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Insurify’s drivers have found rates ranging from $36/mo. to $230/mo. in the last few days

*Quotes generated for Insurify users within the last 10 days. Last updated on April 22, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 22, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on April 22, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 22, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

The Honda Civic is one of the bestselling passenger cars in the U.S. because of its fuel efficiency, interior design, and standard technology.[1]

Civic drivers pay an average monthly cost of $106 for liability insurance and $200 for full coverage. If you’re interested in a Honda Civic or already own one, here’s how to find the most affordable car insurance rates for this popular sedan.

Quick Facts
  • USAA, GEICO, and State Farm offer the lowest auto insurance rates for the Honda Civic.

  • Depending on the model year, Honda Civic insurance costs $48 to $246 per month for liability coverage, on average.

  • The 2024 and 2025 Honda Civic models were Top Safety Picks for the Insurance Institute for Highway Safety (IIHS).

Cost of Honda Civic insurance by model year

The average cost of Honda Civic insurance is $106 per month for liability coverage and $200 per month for full coverage, Insurify data shows. Compare these to the national averages of $105 per month for a liability policy and $196 per month for full coverage, and Honda Civic insurance is slightly more expensive, on average.

Various factors like your location, age, car safety features, model year, and more determine your Honda Civic insurance rate.[2] Check out Civic car insurance costs by model year in the table below.

Model Year
sort ascsort desc
Average Monthly Quote
sort ascsort desc
2025$212
2024$204
2023$206
2022$186
2021$167
2020$171
2019$166
2018$162
2017$159
2016$153
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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  • The 2025 Honda Civic LX has a starting MSRP of $25,400 and comes as a traditional sedan or a hatchback.[3] The Civic Si has a higher starting MSRP of $31,100. Check out car insurance quotes for this model year in the table below.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$67$140
    GEICO$77$166
    State Farm$79$167
    Allstate$87$186
    American Family$100$217
    Nationwide$123$257
    Travelers$130$272
    Progressive$140$216
    Farmers$156$330
    Liberty Mutual$246$353
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The MSRP for the 2024 Civic ranges from $25,100 for the LX trim level to $32,600 for the Civic Sport Touring. In the table below, you can see average car insurance quotes for the 2024 Civic from popular insurers.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$65$135
    GEICO$74$160
    State Farm$76$161
    Allstate$84$179
    American Family$96$209
    Nationwide$118$248
    Travelers$125$261
    Progressive$135$208
    Farmers$150$318
    Liberty Mutual$237$340
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The MSRP of the 2023 Honda Civic ranges from $24,845 to $32,345. The table below shows the average cost of insuring a 2023 Honda Civic with various companies.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$65$136
    GEICO$75$161
    State Farm$76$162
    Allstate$85$180
    American Family$97$211
    Nationwide$119$249
    Travelers$126$263
    Progressive$136$209
    Farmers$151$320
    Liberty Mutual$238$342
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Depending on the trim level, the 2022 Honda Civic cost you anywhere between $23,645 and $31,145. Here are the average costs from different companies for 2022 Honda Civic car insurance.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$59$122
    GEICO$67$145
    State Farm$69$146
    Allstate$76$162
    American Family$87$190
    Nationwide$107$225
    Travelers$114$237
    Progressive$122$189
    Farmers$136$289
    Liberty Mutual$215$309
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The original MSRP of the 2021 Honda Civic was $22,265 for the LX Sedan and $23,015 for the LX Hatchback. Start your search for coverage for your 2021 Honda Civic with the auto insurers in the table below.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$53$110
    GEICO$61$130
    State Farm$62$131
    Allstate$69$146
    American Family$79$171
    Nationwide$97$202
    Travelers$102$213
    Progressive$110$170
    Farmers$122$260
    Liberty Mutual$193$278
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The 2020 Honda Civic came with a starting MSRP of $21,755 for the LX Sedan, $22,005 for the LX Coupe, and $22,705 for the LX Hatchback.

    Here are the cheapest car insurance companies for 2020 Honda Civic insurance.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$54$113
    GEICO$62$133
    State Farm$63$134
    Allstate$70$149
    American Family$80$175
    Nationwide$99$207
    Travelers$105$218
    Progressive$113$174
    Farmers$125$265
    Liberty Mutual$198$284
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The 2019 Honda Civic had a starting MSRP of $21,305 for the LX Sedan, all the way up to $29,705 for the Sport Touring hatchback. The table below shows average quotes for 2019 Honda Civic insurance.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$53$110
    GEICO$60$130
    State Farm$62$131
    Allstate$68$145
    American Family$78$170
    Nationwide$96$201
    Travelers$102$212
    Progressive$110$169
    Farmers$122$258
    Liberty Mutual$192$276
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • For the LX or the 2018 Honda Civic’s base trim, the MSRP was $20,635. The Sport Touring Hatchback had a starting MSRP of $29,645. The table below shows the average rates for 2018 Honda Civic car insurance from the cheapest companies.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$51$107
    GEICO$59$126
    State Farm$60$128
    Allstate$66$142
    American Family$76$166
    Nationwide$94$196
    Travelers$99$207
    Progressive$107$165
    Farmers$119$252
    Liberty Mutual$187$269
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The original MSRP for the 2017 Honda Civic was $20,430 for the LX model. The table below shows the average cost of insuring a 2017 Honda Civic with various insurers.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$50$105
    GEICO$58$124
    State Farm$59$125
    Allstate$65$139
    American Family$75$162
    Nationwide$92$192
    Travelers$97$203
    Progressive$105$161
    Farmers$117$247
    Liberty Mutual$184$264
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Depending on the trim and package, the 2016 Honda Civic cost between $20,275 and $27,335. Here are average quotes from different car insurance companies for the 2016 Honda Civic.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$48$100
    GEICO$55$119
    State Farm$56$120
    Allstate$63$133
    American Family$72$156
    Nationwide$88$184
    Travelers$93$195
    Progressive$100$155
    Farmers$112$237
    Liberty Mutual$176$253
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of Honda insurance by state

Your location, including your ZIP code, has an effect on your car insurance rates. The chart below shows the average monthly cost of car insurance across all Honda models by state.

Full-Coverage Rates by State

State
sort ascsort desc
Average Monthly Quote: Full Coverage
sort ascsort desc
Alabama$136
Arizona$167
Arkansas$246
California$231
Colorado$211
Connecticut$321
Delaware$236
Florida$220
Georgia$239
Idaho$120
Illinois$163
Indiana$138
Iowa$116
Kansas$158
Kentucky$208
Louisiana$212
Maine$144
Maryland$325
Massachusetts$171
Michigan$265
Minnesota$187
Mississippi$199
Missouri$185
Montana$159
Nebraska$168
Nevada$269
New Hampshire$108
New Jersey$171
New Mexico$152
New York$451
North Carolina$90
North Dakota$132
Ohio$124
Oklahoma$171
Oregon$154
Pennsylvania$166
Rhode Island$141
South Carolina$258
South Dakota$124
Tennessee$143
Texas$226
Utah$175
Vermont$145
Virginia$184
Washington$153
District of Columbia$329
West Virginia$150
Wisconsin$127
Wyoming$114

Source: Alaska and Hawaii omitted due to insufficient data.

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How to ensure you have enough coverage on your Honda Civic

Auto insurance rates from the top car insurance companies depend on how much car insurance you get and factors like your age, marital status, driving history, safety features, crash test ratings, and insurance company.

Here are several Honda Civic car insurance options you can explore:

  • illustration card https://a.storyblok.com/f/162273/x/7b43b14514/damage-from-aircraft.svg

    Collision coverage

    Collision coverage can apply if your vehicle hits another car or object, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage protects you from non-collision events that damage your vehicle. A few examples include fires, floods, theft, or hitting an animal.

  • illustration card https://a.storyblok.com/f/162273/150x150/c09380c3c0/car-dashboard-96x96-orange_045-airbag.svg

    Personal injury protection (PIP) coverage

    Personal injury protection coverage pays for your and your passengers’ medical expenses after an accident, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    If you finance or lease your Honda, gap insurance covers the difference between the insurance settlement and your auto loan in the event of a total loss.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental car reimbursement

    When your car is in the shop for repairs under a covered claim, this coverage pays for a rental car for you to drive in the meantime.

Honda Civic car insurance FAQs

If you’re in the market for Honda Civic insurance, this additional information might help you as you search for the lowest rates and best coverage.

  • USAA continually offers the most affordable premiums for Honda Civic owners. For the 2025 model, the average rate is $67 per month for minimum coverage. Because USAA only serves the military community, you may turn to GEICO and State Farm, two of the top car insurance companies for cheap rates.

  • Not really. Compared to similar vehicles on the market, Honda Civics come with affordable car insurance rates. This may be because of their moderate price points and high safety rankings from the National Highway Traffic Safety Administration (NHTSA) and the IIHS.

  • The average monthly cost of liability-only insurance for a Honda Civic is $106. A full-coverage policy runs an average of $200 per month. Keep in mind, your premiums will depend on the model year of your Civic and other factors like your ZIP code, age, driving record, and more.

  • Newer Civic models are typically more expensive to insure than older models. This is because their repair costs tend to be higher. Fortunately, you can still find cheap car insurance coverage for a newer Honda Civic. Shop around and get car insurance quotes from different companies.

  • You can enjoy cheaper car insurance rates for a Honda Civic if you choose an older model and maintain a clean driving record. Take advantage of discounts, like a good student discount or homeowners insurance bundling discount, to lower your Civic car insurance costs even more.

Sources

  1. Honda Auto News. "Civic Leadership: Honda Civic is America’s Best-Selling Retail Passenger Car for 6th Straight Year."
  2. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  3. Kelley Blue Book. "2025 Honda Civic."
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Anna has been a contributor at Insurify since December 2022.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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