Cheap DUI Car Insurance in Nevada (With Quotes)
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Written byJeanette Wisniewski
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Jeanette WisniewskiInsurance Writer
Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.
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Edited byJohn Leach
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John LeachSenior Insurance Copy Editor
Licensed property and casualty insurance agent
8+ years editing experience
John leads Insurify’s copy desk, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.
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Reviewed byAmber Benka
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Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance. She has owned the R.A.L Insurance Agency for four years.
Updated November 20, 2024
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Table of contents
Best DUI Insurance Companies in Nevada (2022)
For drivers with a DUI or DWI offense in Nevada, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Nevada. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Nevada.
Carrier ▲▼ | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. ▲▼ |
|---|---|
| Kemper | $237 |
| Travelers | $245 |
| American Family Insurance | $294 |
| Dairyland Insurance | $328 |
| Mercury | $335 |
DUI Car Insurance Costs in Nevada
In Nevada, a DUI or DWI offense will on average have drivers paying $579 per month and $6,948 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 100% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
How Much Does a DUI Impact Car Insurance Rates in Nevada?
No one considers the impact of a DUI before they get behind the wheel intoxicated. Afterward, the state makes the consequences crystal clear. But months down the road, you might be surprised to find you have even more costs to bear when it comes to car insurance.
Once the insurance company finds out about your DUI, your billing statement will look different. On average, your insurance rates will increase by over 99 percent. What does the average insurance bill in Nevada look like after a DUI? Drivers in similar situations are paying about $578 for car insurance—that's $288 more than the average cost other drivers pay.
No Violation - Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. ▲▼ | After DUI - Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. ▲▼ | Average Percent Increase After DUI ▲▼ |
|---|---|---|
| $290 | $579 | 99.66% |
What Are the Average Car Insurance Prices After a DUI in Nevada?
After a DUI in Nevada, the average cost for car insurance is important for shoppers to keep in mind. Though you may land a price higher or lower than the average, this number can help you determine whether you've found a good deal.
Though you'll automatically pay more because of your DUI, averages in Nevada are higher than in most other states. Nevada ranks as the sixth most expensive state for car insurance after a DUI. Premiums for drivers with a DUI here average out to $578.66.
Nevada After DUI Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. ▲▼ | Most Expensive State for DUI (1-50) ▲▼ |
|---|---|
| $579 | 6th |
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How Long Is the Lookback Period for a DUI in Nevada?
A lookback period is necessary when determining administrative and criminal penalties for a DUI. This length of time determines how long a DUI is relevant. In Nevada, the lookback period is seven years. This means that any DUIs you get within a seven-year period are counted.
For example, if you have two DUIs within seven years, you'll be penalized for a first and second offense. If you can keep your record clean after a DUI for seven years, the Nevada DMV and courts consider that DUI irrelevant.
Nevada DUI Penalties
If convicted of a DUI in Nevada, you could land in prison, have to pay thousands in fines, and have your license taken away. The extent of the penalties can change based on age, the number of DUIs on your record, your blood alcohol content, whether minors were in your vehicle, and whether your actions caused injury or death.
For example, first-time offenders face up to six months in jail, $1,000 in court costs, and a 90-day suspension of their driver's license. If, however, their blood alcohol content (BAC) was above.18, they receive the additional penalties of having an ignition interlock device installed on their vehicle and enrollment in a drug abuse treatment program.
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
FAQs - Nevada Car Insurance
Why is car insurance so expensive in Nevada?
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Do car insurance rates vary by county in Nevada?
Auto insurance costs will vary between locations and insurance carriers, depending on the county Nevada. Insurify analyzed the latest data for the five most populous cities in Nevada to find you the cheapest quotes in each of these metropolitan areas.
Which providers have the best auto insurance ratings in Nevada?
The way to find the carrier with the best auto insurance ratings in Nevada and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
How much do annual auto insurance rates increase in Nevada?
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
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Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Jeanette WisniewskiInsurance Writer
Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.
John LeachSenior Insurance Copy Editor
Licensed property and casualty insurance agent
8+ years editing experience
John leads Insurify’s copy desk, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.
Featured in
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance. She has owned the R.A.L Insurance Agency for four years.
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