Cheap Auto Insurance Quotes in York, ME (2021)

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Car Insurance in York, ME

The average cost of Maine car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in York, ME to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$27
$50
$69
$83
$99
ProgressiveGEICOAllstateTravelersState Farm
Monthly $

Cheapest Car Insurance in York, ME

Here are the cheapest carriers in York for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$87
$87
$90
$85
$84
$90
MainePortlandLewistonBangorSouth PortlandYork
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

York, ME Driving Facts

maine

Minimum Car Insurance Requirements in ME

The state of Maine requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Maine are:

  • $50,000 bodily injury liability per person
  • $100,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Maine state law requires are $50,000 for the injury or death of a single person involved in a car accident and $100,000 for the injury or death of multiple persons. Insurance providers list this coverage at 50/100, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $100,000 are your responsibility.

The minimum property damage liability insurance requirements in Maine are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Maine requires $25,000 for the minimum. You’ll see the collective state minimum listed at 50/100/25. The 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

What happens if someone hits you, and they do not have insurance or enough insurance to pay for your damages? Consider that the Insurance Information Institute reports 4.5 percent or just under one out of twenty Maine drivers has no insurance. That’s why the state requires minimum uninsured motorist coverage and underinsured motorist coverage at:

  • $50,000 per person
  • $100,000 per accident

Uninsured motorist bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance.

Underinsured motorist bodily injury pays your medical expenses if you’re hit by someone who does not have high enough policy limits to cover your costs.

Medical Payments coverage, or Med Pay, covers you and your passengers’ medical expenses regardless of fault. The state minimum requirement for this coverage:

  • $2,000 per person per accident

Find local York agents

Foy Insurance Group, Inc.- York
646 US Route 1, York, ME 03909
Tapley Insurance Agency, Inc.
300 York St, York, ME 03909-1006
Billings Laurie
286 York St, York, ME 03909
Ellis Insurance Agency
196 York St, York, ME 03909-1314
Atlantic Adjusters Inc
1 Abattoir Dr, York, ME 03909
Chalmers Insurance Group-York
164 York Street, York, ME 03909
York Insurance Agency
484 US-1, York, ME 03909
The Bergeron Agency - Nationwide Insurance
118 York St, York, ME 03909
Schmid Insurance Agency, Inc.
433 US-1 #116, York, ME 03909
KLK Benefits &Insurance
484 US-1, York, ME 03909

Insurify Insights: How York Drivers Measure Up

jeep
Jeep Grand Cherokee
Most Popular Car in
York, ME
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how York drivers measure up to their fellow Maine motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle York

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in York is the Jeep Grand Cherokee.

DUI/DWIs York

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. York drivers rank -- in the number of DUI’s per driver across all cities in Maine.

  • Rank within state: #--
  • Percent of drivers in York with a DUI: %
  • Drivers in York, ME with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding York

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Maine, York drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in York with a speeding ticket: %
  • Drivers in York, ME with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.