10+ years writing insurance and personal finance topics
Former associate finance editor for Investopedia
Jess is a subject matter expert in insurance, banking, and other personal finance topics. Her byline has appeared in numerous top web media, including Investopedia.
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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If you love taking road trips and are planning to visit Mexico, ensuring you have proper auto insurance coverage is essential. Mexican law mandates that you have car insurance from a Mexican company, so your U.S. auto policy won’t be sufficient.
Fortunately, some insurance companies offer specialized coverage. AmigoMex is one insurer that provides car insurance to U.S. and Canadian residents visiting Mexico. This company also gives helpful guidance on Mexico’s insurance requirements, though it’s only licensed in Arizona, California, and Texas.
Quick Facts
You can purchase liability, comprehensive, and collision insurance through AmigoMex.
AmigoMex offers daily, semi-annual, and annual policies for visitors to Mexico.
Because most of its policies are temporary, AmigoMex doesn’t offer any car insurance discounts.
How AmigoMex compares to other insurance companies
Some of AmigoMex’s closest competitors are Grupo Nacional Provincial and El Aguila. Competing companies also provide car insurance for visitors to Mexico, but they don’t offer the educational materials that you’ll find with AmigoMex. This insurance company lets you learn about requirements before you travel and select coverage based on your unique needs.
Its customer service team is also easily accessible by phone, email, and WhatsApp in case you have questions about coverage or need assistance during your travels. Grupo Nacional Provincial and El Aguila offer fewer ways to connect with a representative.
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AmigoMex car insurance coverage options
AmigoMex gives you insight into insurance requirements for Mexico, making it easy to get the minimum amount of coverage you need. But the company recommends you obtain more than the minimum coverage for added protection, including a suggested combined single liability limit of $300,000.
Besides liability insurance, which protects other drivers, their passengers, and their vehicles if you’re responsible for an accident, AmigoMex offers these additional coverages:
Comprehensive coverage
Comprehensive insurance protects your car if it’s damaged due to a natural event or another covered incident, such as fire or theft.
Collision coverage
Collision insurance protects your car if you’re involved in a motor vehicle accident and your vehicle is damaged.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you, your car, and your passengers if you’re involved in an accident with an uninsured or underinsured driver.
AmigoMex partners with large, multinational insurance companies, including AIG and Chubb, for its coverage.
Customers also get additional services, such as:[1]
Legal help
Lodging if they’re involved in an accident and their car needs repair
Reimbursement for medical expenses
The option to fly home to the U.S. or Canada if they total their car
Help with temporary vehicle permits
How to get a quote from AmigoMex Auto Insurance
AmigoMex offers convenient online quotes, which you can get in a matter of seconds. To start, you input the type of coverage you want, your vehicle’s information, and your travel dates.
You can then click “Get Quote Now,” and AmigoMex will provide quotes from AIG and Chubb.
AmigoMex car insurance discounts
Because it specializes in temporary insurance coverage for visitors to Mexico, AmigoMex doesn’t offer car insurance discounts. The company offers annual policies, but those aren’t its specialty.[2] So, you probably can’t save money for safe driving, bundling, being a good student, or having certain safety features in your car.
How customers feel about AmigoMex
It’s difficult to determine how customers feel about AmigoMex. Online reviewers haven’t provided much feedback about this insurance company or its parent company, American Border Insurance Services (ABIS). But you can find some insights here.
AmigoMex ratings
It’s difficult to gauge whether AmigoMex is well rated or not. Companies like AM Best, J.D. Power, and the National Association of Insurance Commissioners (NAIC) typically provide insight into insurers’ financial strength and customer satisfaction. But none of these entities have rated AmigoMex.
But this insurer offers coverage through AIG and Chubb. Here’s a look at ratings for these companies.
Rating
▲▼
Score
▲▼
What This Means
▲▼
AM Best
AIG: A (Excellent)
Chubb: A++ (Superior)
Indicator of good financial strength
J.D. Power
AIG: Not rated
Chubb: Not rated
Not rated
NAIC Complaint Index
AIG: Below-average number of complaints
Chubb: Below-average number of complaints
Both companies fall below the industry average measure of customer complaints
Other options for AmigoMex customers
AmigoMex offers auto insurance coverage exclusively. You can’t insure your home, apartment, boats, motorcycles, or pets through this company. Customers can purchase daily, semi-annual, or annual auto insurance coverage only.
But the company can help with things that other insurers might not assist with, such as legal assistance, temporary vehicle permits, and more.
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How to file a claim with AmigoMex Auto Insurance
Follow these steps to file a claim with AmigoMex Auto Insurance:[3]
1. Ensure you report your accident to the Mexican authorities.
2. Know which company has written your policy: AIG or Chubb.
3. Contact the appropriate company by phone to file a claim while in Mexico.
AIG
01 (800) 00-113-00 from a Mexico-based landline
01 (55) 5488-4723 from a Mexico-based landline
+52 (55) 5488-4723 from a U.S.-based phone line
Chubb
Claims: 01 (800) 801-0117
Calling from any U.S. phone line: +52 (81) 8864-9322
AmigoMex insurance FAQs
Here’s some additional information about AmigoMex if you’re still wondering whether this company is the right choice for you.
Is AmigoMex legitimate?
Yes. AmigoMex is a legitimate insurance company. Its parent company, American Border Insurance Services, has been in business for more than 25 years, and around 15,000 customers have worked with this company.
What types of auto insurance coverage does AmigoMex Auto Insurance offer?
What discounts are available from AmigoMex Auto Insurance?
Unfortunately, AmigoMex auto insurance doesn’t offer any discounts. Unlike many other major insurance companies, AmigoMex specializes in temporary auto insurance policies, so you won’t see common discounts that many competitors provide.
Is AmigoMex good at paying claims?
AmigoMex issues AIG and Chubb insurance policies. Insurance industry credit-rating service AM Best has rated both companies highly for financial strength. AIG received an A (Excellent) rating for 2024, while Chubb received an A++ (Superior) rating. These ratings signal that the companies are good at paying claims.
How do you cancel your AmigoMex insurance policy?
There’s no clear way to cancel your AmigoMex insurance policy. If you need to delay or cancel your trip, contact AmigoMex to discuss your options.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Jess is a personal finance writer who's been creating financial and business content for over a decade. Her work is published on Investopedia, MoneyWise, NextAdvisor, The HuffPost, and more. Prior to freelancing full-time, Jess was an editor at Investopedia, The Balance, and FinanceBuzz. Connect with her on LinkedIn.
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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