Cheap Auto Insurance Quotes in Lewiston, ME (2021)

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Car Insurance in Lewiston, ME

The average cost of Maine car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Lewiston, ME to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$28
$51
$70
$78
$97
ProgressiveGEICOAllstateTravelersState Farm
Monthly $

Cheapest Car Insurance in Lewiston, ME

Here are the cheapest carriers in Lewiston for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$86
$87
$85
$84
$85
$90
MainePortlandBangorSouth PortlandAuburnLewiston
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Lewiston, ME Driving Facts

maine

Minimum Car Insurance Requirements in ME

The state of Maine requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Maine are:

  • $50,000 bodily injury liability per person
  • $100,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Maine state law requires are $50,000 for the injury or death of a single person involved in a car accident and $100,000 for the injury or death of multiple persons. Insurance providers list this coverage at 50/100, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $100,000 are your responsibility.

The minimum property damage liability insurance requirements in Maine are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Maine requires $25,000 for the minimum. You’ll see the collective state minimum listed at 50/100/25. The 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

What happens if someone hits you, and they do not have insurance or enough insurance to pay for your damages? Consider that the Insurance Information Institute reports 4.5 percent or just under one out of twenty Maine drivers has no insurance. That’s why the state requires minimum uninsured motorist coverage and underinsured motorist coverage at:

  • $50,000 per person
  • $100,000 per accident

Uninsured motorist bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance.

Underinsured motorist bodily injury pays your medical expenses if you’re hit by someone who does not have high enough policy limits to cover your costs.

Medical Payments coverage, or Med Pay, covers you and your passengers’ medical expenses regardless of fault. The state minimum requirement for this coverage:

  • $2,000 per person per accident

Find local Lewiston agents

Champoux Insurance Agency
150 East Ave., Lewiston, ME 04240
NFP Property & Casualty, Inc.
185 Webster St, Lewiston, ME 04240
Cross Insurance-Lewiston
150 Mill Street, Lewiston, ME 04240
Bilodeau Ins Agency-Lewiston
541 Lisbon Street, Lewiston, ME 04240
Rainbow Insurance, LLC
391 Main St, Lewiston, ME 04240-6729
D & H Insurance Agency
18 Highland Spring Rd, Lewiston, ME 04240
Skillings-Shaw Assoc
103 Park St., Lewiston, ME 04240-6236
Cross Surety
485 Main St., Lewiston, ME 04240
Mark Arneault Insurance Agency
711 Main St, Lewiston, ME 04240
Nationwide Insurance: Casey Brougham Agency
239 Lisbon St, Lewiston, ME 04240

Insurify Insights: How Lewiston Drivers Measure Up

nissan
Nissan Sentra
Most Popular Car in
Lewiston, ME
suspended licenses
#3
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Lewiston drivers measure up to their fellow Maine motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Lewiston

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Lewiston drivers rank 1 in the number of car accidents per driver across all cities in Maine.

  • Rank within state: #1
  • Percent of drivers in Lewiston with an accident: 14.08%
  • Drivers in Lewiston, ME with an accident in their driving history paid on average 31.85% more than drivers with a clean record

Speeding Lewiston

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Maine, Lewiston drivers rank 1 in the number of speeding infractions per driver.

  • Rank within state: #1
  • Percent of drivers in Lewiston with a speeding ticket: 11.19%
  • Drivers in Lewiston, ME with a speeding ticket in their driving history paid on average 66.67% more than drivers with a clean record

DUI/DWIs Lewiston

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Lewiston drivers rank 2 in the number of DUI’s per driver across all cities in Maine.

  • Rank within state: #2
  • Percent of drivers in Lewiston with a DUI: 1.44%
  • Drivers in Lewiston, ME with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Lewiston

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Lewiston is the Nissan Sentra.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.