Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

10 States Where Tornadoes Increased the Most Over the Past 3 Years

10 States Where Tornadoes Increased the Most Over the Past 3 Years

Tornadoes increased by 39% across the U.S. between 2022 and 2024, but some states saw nearly 10 times more tornadoes in the same period. Home insurers are noting the risk and hiking rates in response.
By Cassie Sheets|March 6, 2025
Could Floridians Vote Their Way to Lower Insurance Rates?

Could Floridians Vote Their Way to Lower Insurance Rates?

Proposed constitutional amendment would bar most insurer non-renewals and provide a 4% discount to policyholders for being claims-free.
By Chris Schafer|March 4, 2025
Stillwater Home Insurance Review: Ratings and Quotes (2026)

Stillwater Home Insurance Review: Ratings and Quotes

Stillwater Insurance has an impressive number of discounts and coverage options, but mixed customer reviews.
By Erin Gobler|March 3, 2025
Allstate Home Insurance Review: Ratings and Quotes (2026)

Allstate Home Insurance Review: Ratings and Quotes

Allstate provides a range of home insurance options but has fewer discounts than some competitors and below-average customer service ratings.
By Jessica Martel|February 28, 2025
Shelter Home Insurance Review: Ratings and Quotes (2026)

Shelter Home Insurance Review: Ratings and Quotes

Shelter offers a variety of discounts and add-ons to homeowners in 14 U.S. states.
By Anna Baluch|February 28, 2025
Florida Homeowners Now Have Another Option for Flood Insurance

Florida Homeowners Now Have Another Option for Flood Insurance

A new online marketplace may make buying flood insurance easier for some Floridians.
By Katie Powers|February 27, 2025
State Farm’s 22% Emergency Rate Hike Request Gets Pushback from California Regulator

State Farm’s 22% Emergency Rate Hike Request Gets Pushback from California Regulator

Insurance commissioner demands more justification and a meeting with state’s largest home insurer.
By Evelyn Pimplaskar|February 24, 2025
Matic Home Insurance Review: Consumer Reviews, Quotes (2026)

Matic Home Insurance Review: Consumer Reviews, Quotes

Matic makes it simple to compare homeowners insurance quotes, but the number of quotes it returns is limited.
By Jess Ullrich|February 14, 2025
California Insurers Can Pass Half of $1B FAIR Plan Rescue Cost to Policyholders

California Insurers Can Pass Half of $1B FAIR Plan Rescue Cost to Policyholders

Last-resort insurer says LA wildfire claims have depleted its funds.
By Evelyn Pimplaskar|February 13, 2025
10 States Where Climate Change Isn’t Driving Home Insurance Spikes

10 States Where Climate Change Isn’t Driving Home Insurance Spikes

Major natural disasters have caused nearly $750 billion in damages in the U.S. over the past five years, leading to higher home insurance rates. Insurify analysis shows some states are faring better than others.
By Matt Brannon|February 11, 2025
Nationwide Home Insurance Review: Ratings and Quotes (2026)

Nationwide Home Insurance Review: Ratings and Quotes

Nationwide is a reputable insurer, but some customers have complaints.
By Danny Smith|February 5, 2025
GEICO Home Insurance Review: Ratings and Quotes (2026)

GEICO Home Insurance Review: Ratings and Quotes

GEICO has standard coverage and discount offerings, but customers have mixed opinions on its homeowners insurance coverage.
By Jess Ullrich|February 3, 2025
AIG Homeowners Insurance Review: Ratings and Quotes (2026)

AIG Homeowners Insurance Review: Ratings and Quotes

AIG is a good home insurance option for high-net-worth homeowners and has above-average customer and claims satisfaction scores.
By Jessica Martel|January 28, 2025
Kin Home Insurance Review: Ratings and Quotes (2026)

Kin Home Insurance Review: Ratings and Quotes

Kin offers flexible homeowners insurance policies in many high-risk U.S. states.
By Lindsay VanSomeren|January 28, 2025
12% Rate Hike on the Way for Thousands of California Home and Condo Owners

12% Rate Hike on the Way for Thousands of California Home and Condo Owners

State Department of Insurance approved increases for California Automobile Insurance Company policyholders.
By Evelyn Pimplaskar|January 27, 2025
State Auto Home Insurance Review: Ratings and Quotes (2026)

State Auto Home Insurance Review: Ratings and Quotes

State Auto has many coverage options, but homeowners are dissatisfied with its customer service.
By Alani Asis|January 24, 2025
Swyfft Home Insurance Review: Ratings and Quotes (2026)

Swyfft Home Insurance Review: Ratings and Quotes

Swyfft offers technology-focused home insurance with a fast claims process. Learn how the company works and the pros and cons of buying a policy.
By Jamie Johnson|January 23, 2025
Auto-Owners Home Insurance Review: Ratings and Quotes (2026)

Auto-Owners Home Insurance Review: Ratings and Quotes

Auto-Owners offers competitive rates for its home insurance, but its limited availability means it’s not for everyone.
By Miranda Marquit |January 22, 2025