Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

State Farm Seeks Another 11% Hike for California Homeowners Insurance

State Farm Seeks Another 11% Hike for California Homeowners Insurance

Insurer updated its previous rate request just days after winning OK for a 17% rate increase.
State Farm OK to Hike Home Insurance Rates 17% in California

State Farm OK to Hike Home Insurance Rates 17% in California

Insurance Commissioner Lara approves the judge-sanctioned decision, for now.
4 More Insurers Join Florida’s Home Insurance Market

4 More Insurers Join Florida’s Home Insurance Market

State’s homeowners insurance rates fell 3% in 2024 but are still highest in the nation.
Does Homeowners Insurance Cover Roof Damage?

Does Homeowners Insurance Cover Roof Damage?

A home insurance policy can pay to repair or replace your roof if a fire, ice storm, vandalism, or other covered peril damages it.
Is Flood Insurance Tax-Deductible?

Is Flood Insurance Tax-Deductible?

You can’t deduct flood insurance premiums on your income tax return. But you may be able to claim deductions for certain other home-related expenses.
Best Memphis Homeowners Insurance Quotes (2026)

Best Memphis Homeowners Insurance Quotes

Allstate, Auto-Owners, and Foremost offer the best homeowners insurance policies in Memphis, Tennessee.
Best Atlanta Homeowners Insurance Quotes (2026)

Best Atlanta Homeowners Insurance Quotes

Allstate, Auto-Owners, and Chubb offer the best homeowners insurance policies in Atlanta.
CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured

CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured

Dual suits charge insurers ‘colluded’ to ‘eliminate competition’ and push high-risk policies to state’s insurer of last resort.
Best Spokane Homeowners Insurance Quotes (2026)

Best Spokane Homeowners Insurance Quotes

Nationwide, Chubb, and Allstate offer the best homeowners insurance policies in Spokane.
Earthquake Insurance: A Complete Guide for Homeowners (2026)

Earthquake Insurance: A Complete Guide for Homeowners

If you live in a high-risk area, adding earthquake insurance to your homeowners policy can better protect your property.
Best Anchorage Homeowners Insurance Quotes (2026)

Best Anchorage Homeowners Insurance Quotes

State Farm and Allstate offer the cheapest homeowners insurance policies on average in Anchorage.
Best Pittsburgh Homeowners Insurance Quotes (2026)

Best Pittsburgh Homeowners Insurance Quotes

Allstate, Westfield, and Erie offer the best homeowners insurance policies in Pittsburgh.
Best Tucson Homeowners Insurance Quotes (2026)

Best Tucson Homeowners Insurance Quotes

American Family, USAA, and Chubb offer the best homeowners insurance policies in Tucson, Arizona.
15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts

15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts

Homeowners insurance costs rose 20% in 2024, climbing on a sharp increase in expensive disasters and rising repair costs, Insurify’s report notes.
Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa ranks No. 3 on Insurify’s list of states where home insurance premiums are rising the fastest.
Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Lawmakers move to break a years-long cycle of short-term extensions for FEMA’s flood insurance program, providing stability for millions of American homeowners.
House Fire Statistics: Trends, Risks, and Causes

House Fire Statistics: Trends, Risks, and Causes

The NFPA reported an estimate of 352,500 house fires in 2023, marking a 6% decrease from 2022. Though there has been a reduction in home fires, learn more about house fire statistics, including common causes, wildfires, and costs.
California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

Some companies have used ‘flawed aerial imagery’ to cancel or non-renew policies, state’s top insurance regulator says