Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

NY State Weighs New Hurricane Deductible Regulations

NY State Weighs New Hurricane Deductible Regulations

Rule change would require insurers to show dollar amounts for hurricane deductibles, bar deductible ‘stacking.’
By Evelyn Pimplaskar|April 15, 2025
Best Lubbock, Texas, Homeowners Insurance Quotes (2026)

Best Lubbock, Texas, Homeowners Insurance Quotes

Farmers, State Farm, and Travelers offer some of the best homeowners insurance policies in Lubbock, Texas.
By Lindsay VanSomeren|April 15, 2025
Will Florida Roll Back Insurer-Friendly Litigation Rules?

Will Florida Roll Back Insurer-Friendly Litigation Rules?

Will limiting insurance lawsuits help or hurt policyholders? Experts offer mixed outlooks.
By Julia Taliesin|April 14, 2025
Best Sacramento Homeowners Insurance Quotes (2026)

Best Sacramento Homeowners Insurance Quotes

Allstate, Chubb, and USAA offer the best homeowners insurance policies in Sacramento.
By Aly J. Yale|April 10, 2025
Home Insurance Rates to Rise 8% in 2025, After a 20% Increase in the Last Two Years

Home Insurance Rates to Rise 8% in 2025, After a 20% Increase in the Last Two Years

Insurify projects the average homeowner will spend an additional $261 on home insurance premiums by the end of the year. California will see one of the largest rate hikes, at an estimated 21%.
By Matt Brannon|April 7, 2025
State Farm Home Insurance Review: Ratings and Quotes (2026)

State Farm Home Insurance Review: Ratings and Quotes

State Farm provides competitively priced homeowners insurance and several ways to customize your coverage.
By Daria Kelly Uhlig|April 4, 2025
Three Insurers to Take Over More Than 135,000 Florida Property Insurance Policies From Citizens

Three Insurers to Take Over More Than 135,000 Florida Property Insurance Policies From Citizens

The state’s insurer of last resort continues its efforts to transfer policies to the private property insurance market.
By Katie Powers|March 31, 2025
Consumers Complained the Most About These Insurance Companies in 2024, Report Says

Consumers Complained the Most About These Insurance Companies in 2024, Report Says

Car and home insurance customers lodged hundreds of complaints, according to analysis of industry database.
By Evelyn Pimplaskar|March 27, 2025
Property Management Insurance: What to Know About Coverage

Property Management Insurance: What to Know About Coverage

Property management insurance can protect you from some of the greatest financial threats your business can face.
By Christy Rakoczy|March 26, 2025
Liberty Mutual Home Insurance Review: Ratings and Quotes (2026)

Liberty Mutual Home Insurance Review: Ratings and Quotes

Liberty Mutual offers a variety of home insurance coverages, but its customer satisfaction ratings and complaint index are poor.
By Ben Luthi|March 26, 2025
State Farm OK to Hike California Home Insurance Rates — For Now

State Farm OK to Hike California Home Insurance Rates — For Now

The insurer must prove it needs a 21.8% emergency increase in April hearing or repay policyholders for the rate increase.
By Chris Schafer|March 17, 2025
Erie Home Insurance Review: Ratings and Quotes (2026)

Erie Home Insurance Review: Ratings and Quotes

Get cheap, comprehensive coverage with Erie home insurance in 12 states.
By Alani Asis|March 12, 2025
USAA Home Insurance Review: Ratings and Quotes (2026)

USAA Home Insurance Review: Ratings and Quotes

USAA is an excellent home insurance option for veterans, active military members, and their families.
By Danny Smith|March 10, 2025
‘More Stuff’ Is Leading to More Insurance Problems

‘More Stuff’ Is Leading to More Insurance Problems

Increasing development in high-risk areas means more Americans — and their homes — are in harm’s way.
By Julia Taliesin|March 10, 2025
Smaller, More Frequent, and Severe Storms Are Growing Threats to Homeowners, Report Finds

Smaller, More Frequent, and Severe Storms Are Growing Threats to Homeowners, Report Finds

Texas has the most homes with a moderate or greater risk of 1-inch hail, strong tornadoes, and 65 mph-plus winds.
By Julia Taliesin|March 10, 2025
10 States Where Tornadoes Increased the Most Over the Past 3 Years

10 States Where Tornadoes Increased the Most Over the Past 3 Years

Tornadoes increased by 39% across the U.S. between 2022 and 2024, but some states saw nearly 10 times more tornadoes in the same period. Home insurers are noting the risk and hiking rates in response.
By Cassie Sheets|March 6, 2025
Could Floridians Vote Their Way to Lower Insurance Rates?

Could Floridians Vote Their Way to Lower Insurance Rates?

Proposed constitutional amendment would bar most insurer non-renewals and provide a 4% discount to policyholders for being claims-free.
By Chris Schafer|March 4, 2025
Stillwater Home Insurance Review: Ratings and Quotes (2026)

Stillwater Home Insurance Review: Ratings and Quotes

Stillwater Insurance has an impressive number of discounts and coverage options, but mixed customer reviews.
By Erin Gobler|March 3, 2025