)
What Is an Escrow Balance, and How Is It Calculated?
Mortgage servicers use escrow accounts to cover the cost of home insurance premiums, among other things.
)
Airbnb Insurance: A Guide for Hosts and Guests
Airbnb’s AirCover covers both hosts and guests for liability, property damages, and cancellations.
)
What Is Equipment Breakdown Coverage?
Equipment breakdown coverage is an optional insurance coverage that protects against sudden electrical or mechanical breakdowns of home appliances and systems.
)
What Storage Unit Insurance Covers
Storage unit insurance covers the belongings in a storage unit. You can buy a special policy, or you may be able to use your homeowners or renters insurance to protect your property.
)
In Vulnerable Areas, Climate Risk Drives Home Insurance Non-Renewals, Not Just Rate Hikes
Forget unaffordable, home insurance is becoming unavailable as insurers withdraw from high-risk areas.
)
Personal Property Coverage: What You Need to Know
Personal property coverage protects your belongings, whether they’re inside or outside your home.
)
Insurance Reform in Louisiana Sparks Controversy, Expands Oversight
Insurance commissioner opposes new legislation that allows him to block rate increases and require more transparency from home and auto insurers.
)
CA Judge Rules State Insurer of Last Resort Can’t Deny Smoke Damage Claims
California’s wildfires could cost the state’s FAIR Plan far more than originally expected.
)
Survey: 91% of Gen Z Has Homebuying Doubts. Most Young Homeowners Underestimated the Costs
Gen Z’s dreams of homeownership are still alive, but many worry they’ll end up with buyer’s remorse after pulling the trigger. Of those who bought a home, nearly 90% were surprised by the cost of expenses like home insurance and property taxes.
)
String of Cyberattacks Against Insurance Industry Could Disrupt Home and Auto Policyholders
Customers could face delayed claims filing and communication blackouts as a notorious hacker group targets U.S. insurance companies.
)
10 States Facing the Highest Financial Losses from Severe Weather
Natural disasters have driven up insurance costs for homeowners. States like Florida, South Carolina, and North Dakota are among the most financially threatened by severe weather, according to an Insurify analysis of population-adjusted loss data.
)
California’s Home Insurer of Last Resort Sees 74% Jump in Policy Numbers
With nearly $600 billion at risk, FAIR Plan growth points to ‘a less stable market’ and could push costs even higher for homeowners.
)
New Bill Would Allow Louisiana Home Insurers to Block Lawsuits in Exchange for Cheaper Premiums
Proposed legislation would mean cheaper premiums for Louisiana homeowners, but the trade-off could leave unsatisfied policyholders with less recourse.
)
Erie Insurance: Cyberattack Caused Network Outage
Attack locked customers of claims, billing, and online accounts — but did it expose their data, too?
Rising Storm Risks, Insurance Costs Drive Home Values Down and Residents Out, Report Finds
Effects are spreading beyond Florida and into housing markets ‘most people don’t expect,’ Cotality says.
)
‘Above-Normal’ Atlantic Hurricane Season Could Cause Surge in Home Insurance Rates
Last year, just two storms caused $16 billion in insured losses and more than $113 billion in total damages. Favorable hurricane conditions could again spell disaster in 2025.
)
End of Energy-Efficient Home Improvement Credits Moves Closer to Reality
Senate passage of policy bill would end popular multibillion-dollar residential tax credits.
)
$10K Tax Credit May Be on the Way for Louisiana Homeowners Who Stormproof Their Roofs
A new bill could help Louisiana homeowners fortify their homes against hurricane damage and combat the state’s insurance crisis.