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How to File a Flood Insurance Claim
You typically have 60 days from the flood to file a flood insurance claim. Make sure to document the damage thoroughly and as soon as you can.
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How Do Home Insurance Companies Pay Out Claims?
Home insurance companies typically issue claim settlements within one month. The money will go to you, your mortgage company, or the contractor.
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Home Warranty vs. Home Insurance: Key Differences
Home warranties protect your home’s appliances and systems. Home insurance covers your home’s structure, personal belongings, and liability risk.
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Home Insurance Renewal: How It Works and What to Consider
Some home insurance policies renew automatically. If yours doesn’t, it’s important to understand when and how to renew your policy.
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High-Risk Homeowners: 67% Would Weather Climate Risk for a Good Deal on a House
Nearly half of surveyed homeowners knew they were buying a disaster-prone home.
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How to File a Home Insurance Claim in 7 Steps
As you prepare to file an insurance claim, it’s essential to move quickly, document the damage, and contact your insurer.
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Hidden Costs of Homeownership Come in at $21,084 — on Top of a Mortgage
Insurance, utilities, and other homeownership costs are eating into Americans’ budgets. In states like Hawaii and California, non-mortgage costs can surpass $30,000 per year.
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12 Ways to Lower Your Electric Bill
Unplugging devices, installing a smart thermostat, and getting an energy audit are a few ways you can lower your electric bill.
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Home Security Statistics and Trends in 2025
Home security survey shows that 56% of Americans install security systems to protect themselves, though FBI data reveals that home-related crime has been on the decline the past two decades.
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Poor Credit Hits Homeowners Hard When Buying Home Insurance, Report Finds
Even average credit can make home insurance more expensive, study says.
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Rate Decreases May Be on the Way for Some Florida Condo and Home Owners
State’s ninth-largest home insurer is seeking a rate decrease for some policyholders.
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State Farm Faces Lawsuit Over Denied Hail and Wind Claims in Alabama
Damages range from $18,000 to $20,000 per claimant.
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American Family Home Insurance Review: Ratings and Quotes
Coverage is available for homeowners, condo owners, and even renters in 19 states, with top industry and customer satisfaction ratings.
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New Mexico’s FAIR Plan Gets $300K Coverage Boost
Home insurer of last resort will now cover homes valued at up to $750K.
Lemonade to Stop Selling Home Insurance in More Texas Counties as State Faces High Climate Risks
In a state marked by climate disasters, homeowners continue to lose coverage options.
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Florida Has Now Added More Home Insurers Than It Lost Since 2020
But the state’s climate challenges still leave Florida homeowners paying record-high premiums.
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Most Americans Don’t Trust Insurers Will Help Them When Something Goes Wrong, Study Finds
While most know they need home and car insurance, 24% have reduced coverage to save money.
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Already, U.S. Natural Disasters Drive Near-Record Global Insurance Losses in 2025
$84 billion losses signal bigger bills, fewer options for American property owners