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What an HO-4 Insurance Policy Covers
An HO-4 policy covers liability and personal property for renters.
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Phasing Out FEMA: 10 States That Could Lose the Most
The White House is taking steps to wind down FEMA’s role in disaster relief funding. States like Florida, Louisiana, and Texas are likely to feel the impact more than most.
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3 More California Home Insurers Get Go-Ahead for Hefty Rate Hikes
Grange, Stillwater, and Wawanesa policyholders face increases ranging from 5% to 40%.
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How Much Does Flood Insurance Cost?
Federal flood insurance costs an average of $786 annually, but it depends on your location’s risk level.
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What Is an Escrow Balance, and How Is It Calculated?
Mortgage servicers use escrow accounts to cover the cost of home insurance premiums, among other things.
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Airbnb Insurance: A Guide for Hosts and Guests
Airbnb’s AirCover covers both hosts and guests for liability, property damages, and cancellations.
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What Is Equipment Breakdown Coverage?
Equipment breakdown coverage is an optional insurance coverage that protects against sudden electrical or mechanical breakdowns of home appliances and systems.
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What Storage Unit Insurance Covers
Storage unit insurance covers the belongings in a storage unit. You can buy a special policy, or you may be able to use your homeowners or renters insurance to protect your property.
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In Vulnerable Areas, Climate Risk Drives Home Insurance Non-Renewals, Not Just Rate Hikes
Forget unaffordable, home insurance is becoming unavailable as insurers withdraw from high-risk areas.
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Personal Property Coverage: What You Need to Know
Personal property coverage protects your belongings, whether they’re inside or outside your home.
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Insurance Reform in Louisiana Sparks Controversy, Expands Oversight
Insurance commissioner opposes new legislation that allows him to block rate increases and require more transparency from home and auto insurers.
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CA Judge Rules State Insurer of Last Resort Can’t Deny Smoke Damage Claims
California’s wildfires could cost the state’s FAIR Plan far more than originally expected.
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Survey: 91% of Gen Z Has Homebuying Doubts. Most Young Homeowners Underestimated the Costs
Gen Z’s dreams of homeownership are still alive, but many worry they’ll end up with buyer’s remorse after pulling the trigger. Of those who bought a home, nearly 90% were surprised by the cost of expenses like home insurance and property taxes.
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String of Cyberattacks Against Insurance Industry Could Disrupt Home and Auto Policyholders
Customers could face delayed claims filing and communication blackouts as a notorious hacker group targets U.S. insurance companies.
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10 States Facing the Highest Financial Losses from Severe Weather
Natural disasters have driven up insurance costs for homeowners. States like Florida, South Carolina, and North Dakota are among the most financially threatened by severe weather, according to an Insurify analysis of population-adjusted loss data.
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California’s Home Insurer of Last Resort Sees 74% Jump in Policy Numbers
With nearly $600 billion at risk, FAIR Plan growth points to ‘a less stable market’ and could push costs even higher for homeowners.
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New Bill Would Allow Louisiana Home Insurers to Block Lawsuits in Exchange for Cheaper Premiums
Proposed legislation would mean cheaper premiums for Louisiana homeowners, but the trade-off could leave unsatisfied policyholders with less recourse.
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Erie Insurance: Cyberattack Caused Network Outage
Attack locked customers of claims, billing, and online accounts — but did it expose their data, too?