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Insurify's insurance experts guide you through the basics of home insurance insurance.

Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Seventy-five percent of American homeowners think home insurance will soon be unaffordable, according to Realtor.com’s research.
Home Insurers Recommitting to California Market

Home Insurers Recommitting to California Market

Five home insurers, including three of the 10 largest, have returned or recommitted to the state’s embattled insurance market
With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

The NFIP has shed nearly 12,000 policies since August 2024, and more communities are forgoing participation in the federal program.
California Set to Launch First Public Wildfire Model for Home Insurance

California Set to Launch First Public Wildfire Model for Home Insurance

Model could help regulators and homeowners better understand rate increases.
More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

Following tort reform, insurers are denying more claims, and more homeowners are taking legal action, Weiss Ratings says.
For 61% of Gen Z Renters, Emotion — More Than Financial Security — Drives Homeownership Desires

For 61% of Gen Z Renters, Emotion — More Than Financial Security — Drives Homeownership Desires

Nearly all Gen Z renters want to be homeowners, but over a third can’t afford a down payment.
What Is the Florida Homestead Exemption?

What Is the Florida Homestead Exemption?

The Florida Homestead Exemption is a property tax break that can potentially reduce the taxable value of your property by as much as $50,000.
How to File a Flood Insurance Claim

How to File a Flood Insurance Claim

You typically have 60 days from the flood to file a flood insurance claim. Make sure to document the damage thoroughly and as soon as you can.
How Do Home Insurance Companies Pay Out Claims?

How Do Home Insurance Companies Pay Out Claims?

Home insurance companies typically issue claim settlements within one month. The money will go to you, your mortgage company, or the contractor.
Home Warranty vs. Home Insurance: Key Differences

Home Warranty vs. Home Insurance: Key Differences

Home warranties protect your home’s appliances and systems. Home insurance covers your home’s structure, personal belongings, and liability risk.
Home Insurance Renewal: How It Works and What to Consider

Home Insurance Renewal: How It Works and What to Consider

Some home insurance policies renew automatically. If yours doesn’t, it’s important to understand when and how to renew your policy.
High-Risk Homeowners: 67% Would Weather Climate Risk for a Good Deal on a House

High-Risk Homeowners: 67% Would Weather Climate Risk for a Good Deal on a House

Nearly half of surveyed homeowners knew they were buying a disaster-prone home.
How to File a Home Insurance Claim in 7 Steps

How to File a Home Insurance Claim in 7 Steps

As you prepare to file an insurance claim, it’s essential to move quickly, document the damage, and contact your insurer.
Hidden Costs of Homeownership Come in at $21,084 — on Top of a Mortgage

Hidden Costs of Homeownership Come in at $21,084 — on Top of a Mortgage

Insurance, utilities, and other homeownership costs are eating into Americans’ budgets. In states like Hawaii and California, non-mortgage costs can surpass $30,000 per year.
12 Ways to Lower Your Electric Bill

12 Ways to Lower Your Electric Bill

Unplugging devices, installing a smart thermostat, and getting an energy audit are a few ways you can lower your electric bill.
Home Security Statistics and Trends in 2025

Home Security Statistics and Trends in 2025

Home security survey shows that 56% of Americans install security systems to protect themselves, though FBI data reveals that home-related crime has been on the decline the past two decades.
Poor Credit Hits Homeowners Hard When Buying Home Insurance, Report Finds

Poor Credit Hits Homeowners Hard When Buying Home Insurance, Report Finds

Even average credit can make home insurance more expensive, study says.
Rate Decreases May Be on the Way for Some Florida Condo and Home Owners

Rate Decreases May Be on the Way for Some Florida Condo and Home Owners

State’s ninth-largest home insurer is seeking a rate decrease for some policyholders.