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Flood Insurance: What It Covers and Costs
Flood insurance costs $786 per year, on average, and can provide coverage for flood-related damages that traditional home insurance doesn’t cover.
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Over 1.1 Million California Homeowners Face Property Insurance Rate Hike
Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
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Tariffs Could Raise Home Insurance Costs up to 38% Faster
With tariffs, Insurify projects the average annual cost of homeowners insurance could rise to $3,626 by the end of the year, an 11% increase from the end of 2024.
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California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas
First Select policy non-renewal notices will roll out over the next year.
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FEMA Flood Maps Omit Millions of High-Risk Homes, Report Says
Research finds outdated and incomplete maps underestimate flood risk, leaving millions underinsured.
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Insurance Claims Spike During Holidays. How to Prevent Costly Claims
Keep the holidays bright by preventing home damage, car crashes, and package theft.
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State Farm Cutting Auto Rates, Hiking Home Premiums in Louisiana
Rate changes will affect more than 1.3 million policyholders in the Bayou State.
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Winter Fires Pose Double Threat to Uninsured Homeowners
10 states have high rates of uninsured homes and higher risks of devastating home fires.
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What Is the 80/20 Rule in Home Insurance?
Following the 80/20 rule could help ensure you’ll get the payout amount you need if you ever have to file a home insurance claim.
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Farmers Ends Cap on New Home Policies in California
Insurer credits regulatory reforms in decision to lift ban on selling over 9,500 new policies per month.
LA County Investigating State Farm’s Handling of January Wildfire Claims
Policyholders complain of slow-walking, underpayments, and denials, county says.
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NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
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Landlord Insurance: Coverage, Costs, and How to Choose a Policy
Landlord insurance covers property damage, liability claims, and lost rental income. If you own a rental home, it offers essential protection for your property.
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Condo Insurance in Florida: Costs, Coverage, and Requirements
On average, condo owners pay $7,480 annually for condo insurance in the Sunshine State.
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Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners
A quiet catastrophe year gives insurance companies a break. Still, La Niña, wildfire risks, and severe storms mean homeowners should stay alert and proactive.
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USAA Seeking Another 7% Home Insurance Increase in California
The proposed increase would affect 350,000 Californians.
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Holiday Shopping Survey: Porch Pirates and Tariffs Threaten Gift-Giving in 2025
Americans face more risks than porch pirates this holiday season. While 46% of Americans have fallen victim to package theft, another 79% say tariffs will cause them to adjust their shopping plans.
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Florida Insurance Crisis: Why Rates Are High, and What You Can Do
Explore the roots of Florida’s home insurance crisis, from hurricanes and lawsuits to market reforms. Learn how to protect your property and wallet.