Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Florida Hurricane Deductible: A Complete Guide for Homeowners

Florida Hurricane Deductible: A Complete Guide for Homeowners

Hurricane deductibles in Florida take precedence over your regular deductible until the hurricane has subsided.
What State Farm Home Systems Protection Covers

What State Farm Home Systems Protection Covers

State Farm’s home systems protection is an add-on coverage to your home insurance policy that covers accidental electrical and mechanical breakdowns of your appliances.
Chubb Home Insurance Review: Ratings and Quotes (2026)

Chubb Home Insurance Review: Ratings and Quotes

Don’t let Chubb’s luxury reputation fool you — the company protects homes of all sizes with comprehensive coverage and surprisingly competitive rates.
How to Get Anonymous Home Insurance Quotes Online (2026)

How to Get Anonymous Home Insurance Quotes Online

It’s difficult to get accurate insurance quotes without giving some personal information, but you have ways to minimize your risk of spam.
Frontline Home Insurance Review: Ratings and Quotes (2026)

Frontline Home Insurance Review: Ratings and Quotes

Frontline sells home insurance in five storm-prone states.
Cheapest Homeowners Insurance for Seniors (2026)

Cheapest Homeowners Insurance for Seniors

Your age won’t affect your home insurance rate, but several other factors will.
Florida Property Tax Exemptions and Discounts

Florida Property Tax Exemptions and Discounts

Sunshine State homeowners can save up to $50,000 in property taxes with Florida’s homestead exemption.
Do You Need Windstorm Insurance in Florida?

Do You Need Windstorm Insurance in Florida?

Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
High-Value Home Insurance (2026)

High-Value Home Insurance

Chubb and Westfield offer some of the best home insurance coverage for homes worth more than $750,000.
5 Best Home Insurance Companies (2026)

5 Best Home Insurance Companies

State Farm and American Family are two of the best home insurance companies.
Water Damage Statistics: Exploring Costs and Insurance Claims

Water Damage Statistics: Exploring Costs and Insurance Claims

Flood damage costs the U.S. billions of dollars annually, with Florida and Louisiana leading with the highest single-family dwelling losses in 2024.
What Is Contents Insurance and How Does It Work?

What Is Contents Insurance and How Does It Work?

If your personal belongings are damaged or stolen, contents insurance may cover the replacement costs.
Well Water vs. City Water: Which Is Better?

Well Water vs. City Water: Which Is Better?

Well water and city water vary by cost and water quality regulations. Learn more about each water source and find out which one fits your needs.
Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Seventy-five percent of American homeowners think home insurance will soon be unaffordable, according to Realtor.com’s research.
Home Insurers Recommitting to California Market

Home Insurers Recommitting to California Market

Five home insurers, including three of the 10 largest, have returned or recommitted to the state’s embattled insurance market
With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

The NFIP has shed nearly 12,000 policies since August 2024, and more communities are forgoing participation in the federal program.
California Set to Launch First Public Wildfire Model for Home Insurance

California Set to Launch First Public Wildfire Model for Home Insurance

Model could help regulators and homeowners better understand rate increases.
More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

Following tort reform, insurers are denying more claims, and more homeowners are taking legal action, Weiss Ratings says.