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LA County Investigating State Farm’s Handling of January Wildfire Claims
Policyholders complain of slow-walking, underpayments, and denials, county says.
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NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
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Landlord Insurance: Coverage, Costs, and How to Choose a Policy
Landlord insurance covers property damage, liability claims, and lost rental income. If you own a rental home, it offers essential protection for your property.
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Vacant and Unoccupied Home Insurance: Coverages, Costs, and How to Buy It
A standard homeowners insurance policy doesn’t cover a vacant property, so you’ll need vacant home insurance to protect an empty house.
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Condo Insurance in Florida: Costs, Coverage, and Requirements
On average, condo owners pay $7,074 annually for condo insurance in the Sunshine State.
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Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners
A quiet catastrophe year gives insurance companies a break. Still, La Niña, wildfire risks, and severe storms mean homeowners should stay alert and proactive.
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USAA Seeking Another 7% Home Insurance Increase in California
The proposed increase would affect 350,000 Californians.
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Holiday Shopping Survey: Porch Pirates and Tariffs Threaten Gift-Giving in 2025
Americans face more risks than porch pirates this holiday season. While 46% of Americans have fallen victim to package theft, another 79% say tariffs will cause them to adjust their shopping plans.
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Florida Insurance Crisis: Why Rates Are High, and What You Can Do
Explore the roots of Florida’s home insurance crisis, from hurricanes and lawsuits to market reforms. Learn how to protect your property and wallet.
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How Much Is Homeowners Insurance on a $150,000 House?
The average annual cost of homeowners insurance for a $150,000 home is $1,511.
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What Your Home’s Protection Class Is and How to Find It
Your home’s protection class is a grade that Insurance Services Office, Inc. (ISO) gives to homes based on their proximity to fire protection services in a community.
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How Long Can a Mortgage Company Hold an Insurance Check?
Your mortgage company can hold your insurance check until the repairs are complete, but they have to release funds within a certain time.
Florida Hurricane Deductible: A Complete Guide for Homeowners
Hurricane deductibles in Florida take precedence over your regular deductible until the hurricane has subsided.
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What State Farm Home Systems Protection Covers
State Farm’s home systems protection is an add-on coverage to your home insurance policy that covers accidental electrical and mechanical breakdowns of your appliances.
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Chubb Home Insurance Review: Ratings and Quotes
Don’t let Chubb’s luxury reputation fool you — the company protects homes of all sizes with comprehensive coverage and surprisingly competitive rates.
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How to Get Anonymous Home Insurance Quotes Online
It’s difficult to get accurate insurance quotes without giving some personal information, but you have ways to minimize your risk of spam.
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Frontline Home Insurance Review: Ratings and Quotes
Frontline sells home insurance in five storm-prone states.
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Cheapest Homeowners Insurance for Seniors
Your age won’t affect your home insurance rate, but several other factors will.