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Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners
A quiet catastrophe year gives insurance companies a break. Still, La Niña, wildfire risks, and severe storms mean homeowners should stay alert and proactive.
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USAA Seeking Another 7% Home Insurance Increase in California
The proposed increase would affect 350,000 Californians.
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What Manufactured and Mobile Home Insurance Covers
Insurance for manufactured and mobile homes covers damage to the structure, your personal belongings, and provides liability coverage.
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Holiday Shopping Survey: Porch Pirates and Tariffs Threaten Gift-Giving in 2025
Americans face more risks than porch pirates this holiday season. While 46% of Americans have fallen victim to package theft, another 79% say tariffs will cause them to adjust their shopping plans.
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Florida Insurance Crisis: Why Rates Are High, and What You Can Do
Explore the roots of Florida’s home insurance crisis, from hurricanes and lawsuits to market reforms. Learn how to protect your property and wallet.
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How Much Is Homeowners Insurance on a $150,000 House?
The average annual cost of homeowners insurance for a $150,000 home is $1,511.
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What Your Home’s Protection Class Is and How to Find It
Your home’s protection class is a grade that Insurance Services Office, Inc. (ISO) gives to homes based on their proximity to fire protection services in a community.
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How Long Can a Mortgage Company Hold an Insurance Check?
Your mortgage company can hold your insurance check until the repairs are complete, but they have to release funds within a certain time.
Florida Hurricane Deductible: A Complete Guide for Homeowners
Hurricane deductibles in Florida take precedence over your regular deductible until the hurricane has subsided.
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What State Farm Home Systems Protection Covers
State Farm’s home systems protection is an add-on coverage to your home insurance policy that covers accidental electrical and mechanical breakdowns of your appliances.
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Chubb Home Insurance Review: Ratings and Quotes
Don’t let Chubb’s luxury reputation fool you — the company protects homes of all sizes with comprehensive coverage and surprisingly competitive rates.
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How to Get Anonymous Home Insurance Quotes Online
It’s difficult to get accurate insurance quotes without giving some personal information, but you have ways to minimize your risk of spam.
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Frontline Home Insurance Review: Ratings and Quotes
Frontline sells home insurance in five storm-prone states.
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Cheapest Homeowners Insurance for Seniors
Your age won’t affect your home insurance rate, but several other factors will.
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Florida Property Tax Exemptions and Discounts
Sunshine State homeowners can save up to $50,000 in property taxes with Florida’s homestead exemption.
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Do You Need Windstorm Insurance in Florida?
Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
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High-Value Home Insurance
Chubb and Westfield offer some of the best home insurance coverage for homes worth more than $750,000.
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5 Best Home Insurance Companies
State Farm and American Family are two of the best home insurance companies.