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Mandatory Wildfire Insurance in Nevada Goes Up in Smoke
New law allows insurers to remove wildfire coverage from standard home insurance policies to reduce premiums.
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Flood Insurance: What It Covers and Costs
Flood insurance costs $786 per year, on average, and can provide coverage for flood-related damages that traditional home insurance doesn’t cover.
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Over 1.1 Million California Homeowners Face Property Insurance Rate Hike
Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
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Tariffs Could Raise Home Insurance Costs up to 38% Faster
With tariffs, Insurify projects the average annual cost of homeowners insurance could rise to $3,626 by the end of the year, an 11% increase from the end of 2024.
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California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas
First Select policy non-renewal notices will roll out over the next year.
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FEMA Flood Maps Omit Millions of High-Risk Homes, Report Says
Research finds outdated and incomplete maps underestimate flood risk, leaving millions underinsured.
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Insurance Claims Spike During Holidays. How to Prevent Costly Claims
Keep the holidays bright by preventing home damage, car crashes, and package theft.
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State Farm Cutting Auto Rates, Hiking Home Premiums in Louisiana
Rate changes will affect more than 1.3 million policyholders in the Bayou State.
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Winter Fires Pose Double Threat to Uninsured Homeowners
10 states have high rates of uninsured homes and higher risks of devastating home fires.
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What Is the 80/20 Rule in Home Insurance?
Following the 80/20 rule could help ensure you’ll get the payout amount you need if you ever have to file a home insurance claim.
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The Zebra Home Insurance Review: How the Comparison Site Stacks Up
The Zebra is a trustworthy insurance-comparison site, but some users might have to click through to individual insurer websites to see actual quotes.
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Farmers Ends Cap on New Home Policies in California
Insurer credits regulatory reforms in decision to lift ban on selling over 9,500 new policies per month.
LA County Investigating State Farm’s Handling of January Wildfire Claims
Policyholders complain of slow-walking, underpayments, and denials, county says.
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NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
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Landlord Insurance: Coverage, Costs, and How to Choose a Policy
Landlord insurance covers property damage, liability claims, and lost rental income. If you own a rental home, it offers essential protection for your property.
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Vacant and Unoccupied Home Insurance: Coverages, Costs, and How to Buy It
A standard homeowners insurance policy doesn’t cover a vacant property, so you’ll need vacant home insurance to protect an empty house.
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Condo Insurance in Florida: Costs, Coverage, and Requirements
On average, condo owners pay $1,969 annually for condo insurance in the Sunshine State.
Manufactured and Mobile Home Insurance in Florida
Mobile home insurance can protect your home from unforeseen events like theft and fires.