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What Is a Home Insurance Declaration Page?
A homeowners insurance declaration page serves as proof of coverage and summarizes key policy details like coverage, coverage limits, and deductibles.
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Recoverable Depreciation: What It Means for Your Home Insurance Claim
Recoverable depreciation is the portion of your insurance payout that your insurer withholds until you repair or replace damaged property.
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Vacation Home Insurance: Coverage, Costs, and How It Works
Farmers, Liberty Mutual, and Progressive are a few of the best companies for vacation home insurance.
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What Is Loss of Use Coverage in Homeowners Insurance?
Loss of use coverage provides for you to live somewhere else in the event your home is unlivable. But there are other things you should know about this coverage.
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Survey: 45% of Homeowners Say Insurance Should Be Optional. Here’s the Price of Opting Out in Each State.
Lenders generally require homebuyers to carry home insurance. But nearly half of homeowners support making home insurance optional. Without insurance coverage, the average household would take on extreme long-term risk but save 13% or $281 on monthly housing payments.
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Insurance Premium Pressure: 57% Have Made Financial Sacrifices to Afford Home Insurance
Most homeowners (59%) saw their insurance premiums increase in 2025. As costs rise, more than one quarter said they would drop home insurance if they could (28%).
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Consumer Complaints About Insurers Rose 7% in 2025
Auto and home insurance customers, specifically, filed 9.2% more complaints in 2025 than in 2024.
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Flood Insurance Costs Could Soar 64% Without Government-Backed NFIP
Nine in 10 Americans with flood insurance get their coverage through the heavily subsidized National Flood Insurance Program (NFIP). If the NFIP ends, Americans could see average flood insurance costs rise by about $600 annually.
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Risking It All: 1 in 6 Homeowners in the Most Climate-Vulnerable States Skip Home Insurance
In the 10 states where average incomes are lowest, the rate rises to nearly 1 in 5 uninsured homes, indicating that affordability is also a factor.
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Mandatory Wildfire Insurance in Nevada Goes Up in Smoke
New law allows insurers to remove wildfire coverage from standard home insurance policies to reduce premiums.
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Flood Insurance: What It Covers and Costs
Flood insurance costs $786 per year, on average, and can provide coverage for flood-related damages that traditional home insurance doesn’t cover.
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Over 1.1 Million California Homeowners Face Property Insurance Rate Hike
Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
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Tariffs Could Raise Home Insurance Costs up to 38% Faster
With tariffs, Insurify projects the average annual cost of homeowners insurance could rise to $3,626 by the end of the year, an 11% increase from the end of 2024.
FEMA Flood Zone X: Insurance Requirements, Shaded vs. Unshaded Zones Explained
Homes in Flood Zone X have minimal to moderate risk of flooding, according to FEMA.
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California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas
First Select policy non-renewal notices will roll out over the next year.
FEMA Flood Maps Omit Millions of High-Risk Homes, Report Says
Research finds outdated and incomplete maps underestimate flood risk, leaving millions underinsured.
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Insurance Claims Spike During Holidays. How to Prevent Costly Claims
Keep the holidays bright by preventing home damage, car crashes, and package theft.
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State Farm Cutting Auto Rates, Hiking Home Premiums in Louisiana
Rate changes will affect more than 1.3 million policyholders in the Bayou State.