Whether your home insurance covers foundation repairs depends on your specific coverage and the cause of the damage.
Recoverable depreciation is the gap between an item’s actual cash value and the cost of replacing it. Learn about how home insurance helps cover this cost.
An HO-3 insurance policy protects homeowners against property damage, legal liability, and other costs associated with unexpected disasters.
Eight different types of homeowners insurance are available, each meeting various coverage needs. Learn more about them.
Renters insurance can cover the cost of replacing your personal belongings in case of damage or theft. Learn more.
Home warranties protect your home’s appliances and systems. Home insurance covers your home’s structure, personal belongings, and risk of liability.
Renters insurance typically covers your personal property if it’s stolen or damaged. Check out what scenarios your renters insurance will reimburse you for.
You may need landlord insurance, also called rental property insurance, if you rent out your home, condo, or apartment long-term. Learn more.
Service line coverage can help protect you from financial liability for damage to sewer, water, cable and electric lines on your property.
If you don’t have homeowners insurance, or don’t have enough, your mortgage lender may purchase force-placed insurance and charge you for it.
Does homeowners insurance cover dog bites? Typically, yes, but there are some special cases. Learn more about if you’re covered if your dog bites a guest.
Wondering how to find out if you live in a flood zone? Homeowners can easily check through FEMA’s online flood map service center.
A sump pump drains water from your basement to prevent flooding. Learn more about how they work and if you need one.
Wondering if you should use private flood insurance or FEMA flood insurance? Learn more about both and which coverage is right for you.
An attractive nuisance is a dangerous condition on a landowner’s property that may particularly attract children onto the land and pose a risk to their safety.
