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Personal Liability Home Insurance: What It Covers and Why You Need It
Personal liability coverage protects your assets when accidents happen on your property or when you’re responsible for injuries or damage to others.
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Insurance AI Under Fire for Alleged Racial Bias
Bellwether lawsuit moves forward as insurance industry leaders rethink how it uses artificial intelligence.
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Home Renovation Insurance: Do You Need It for Your Remodel?
Standard home insurance may not cover all renovation risks. Consider adding home renovation insurance to fill coverage gaps.
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The Next Insurance Crisis: Hailstorms Are Quickly and Quietly Driving Up Home Insurance Costs
Nearly two-thirds (65%) of homeowners in storm-prone areas report that severe weather damaged their roofs.
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Cheapest Home Insurance for Older Homes
Westfield, Grange, and Erie are among the cheapest home insurance companies for older homes.
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Earthquake Insurance in California: Guide for Homeowners in 2026
California faces some of the highest earthquake risk in the country. Earthquake insurance can help, provided your coverage matches your needs.
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El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms
Although experts expect a below-average hurricane season, they caution that this is really a redistribution of risk, and storms may shift.
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Proposed California Home Insurance Reform Bills Advance in State Senate
Bills would require more detailed insurer explanations for non-renewals and claims, and penalty for delayed claims payments.
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The New Tornado Alley: How Expanding Severe Storm Risk Is Disrupting Home Insurance
In storm-prone areas, 20% of surveyed homeowners chose not to file a claim for weather damage because their deductibles were too high.
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6 Top Home Insurance Tips From Reddit Users
Reddit users have many helpful home insurance tips to keep in mind, including comparing coverage options, bundling coverage, and choosing a high deductible.
Loss Assessment Coverage: What It Is and When You Need It
Loss assessment coverage helps pay your share of condo or HOA repair costs when your association’s insurance falls short.
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Catastrophe Insurance for Homeowners
Standard home insurance policies exclude some major disasters, like floods and earthquakes, but catastrophe insurance can fill the gaps.
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Best Condo Insurance Companies
Allstate, American Family, and Amica are among our top picks for condo insurance due to price, customer service ratings, and coverage selections.
Tiny House Insurance: How to Insure a Small or Mobile Home
Find out what kind of insurance you need for your tiny home — whether it’s on wheels, off the grid, or built on a permanent foundation.
How To Get Homeowners Insurance After Non-Renewal
Getting non-renewed doesn’t mean you’re uninsurable, but acting quickly can help you avoid a coverage lapse and find new coverage through standard insurers or a FAIR Plan.
Homeowners Insurance vs. Mortgage Insurance: What’s the Difference?
Home insurance protects you if a covered peril damages your home. Mortgage insurance protects lenders if a borrower stops paying their mortgage.
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How to Get Homeowners Insurance With a Bad Roof
A roof is your home’s first line of defense against the elements. That’s why you may find it more costly or difficult to buy homeowners insurance coverage with an old or damaged roof.
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Does Allstate Have Dog Breed Restrictions for Homeowners Insurance?
Allstate doesn’t have dog breed restrictions for homeowners insurance. But if your dog has a bite history, you might not be able to get coverage.