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Home Insurance Coverage for Townhomes
If you own a townhouse, mortgage lenders often require you to carry insurance. The type of townhome insurance you need may depend on your homeowners association.
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Hurricane Insurance: A Complete Guide for Homeowners
Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
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Condo Insurance vs. Homeowners Insurance: Learn the Differences
Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
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Condo Earthquake Insurance: What Condo Owners Should Know
If you live in an area prone to seismic activity, a condo earthquake insurance policy provides essential protection that your condo master policy may not.
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Best Earthquake Insurance Companies
California Earthquake Authority, Allstate, and American Family Insurance are among the best earthquake insurance companies for homeowners.
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Home Insurance for New Construction: What to Know in 2026
Home insurance for new construction covers your home differently while it’s being built and after it’s complete. Choosing the right policy can help protect your investment.
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Personal Liability Home Insurance: What It Covers and Why You Need It
Personal liability coverage protects your assets when accidents happen on your property or when you’re responsible for injuries or damage to others.
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Insurance AI Under Fire for Alleged Racial Bias
Bellwether lawsuit moves forward as insurance industry leaders rethink how it uses artificial intelligence.
Home Renovation Insurance: Do You Need It for Your Remodel?
Standard home insurance may not cover all renovation risks. Consider adding home renovation insurance to fill coverage gaps.
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The Next Insurance Crisis: Hailstorms Are Quickly and Quietly Driving Up Home Insurance Costs
Nearly two-thirds (65%) of homeowners in storm-prone areas report that severe weather damaged their roofs.
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Cheapest Home Insurance for Older Homes
Westfield, Grange, and Erie are among the cheapest home insurance companies for older homes.
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Earthquake Insurance in California: Guide for Homeowners in 2026
California faces some of the highest earthquake risk in the country. Earthquake insurance can help, provided your coverage matches your needs.
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El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms
Although experts expect a below-average hurricane season, they caution that this is really a redistribution of risk, and storms may shift.
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Proposed California Home Insurance Reform Bills Advance in State Senate
Bills would require more detailed insurer explanations for non-renewals and claims, and penalty for delayed claims payments.
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The New Tornado Alley: How Expanding Severe Storm Risk Is Disrupting Home Insurance
In storm-prone areas, 20% of surveyed homeowners chose not to file a claim for weather damage because their deductibles were too high.
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6 Top Home Insurance Tips From Reddit Users
Reddit users have many helpful home insurance tips to keep in mind, including comparing coverage options, bundling coverage, and choosing a high deductible.
Loss Assessment Coverage: What It Is and When You Need It
Loss assessment coverage helps pay your share of condo or HOA repair costs when your association’s insurance falls short.
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Catastrophe Insurance for Homeowners
Standard home insurance policies exclude some major disasters, like floods and earthquakes, but catastrophe insurance can fill the gaps.