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Insurify's insurance experts guide you through the basics of home insurance insurance.

Manufactured and Mobile Home Insurance in Florida (2026)

Manufactured and Mobile Home Insurance in Florida

Mobile home insurance can protect your home from unforeseen events like theft and fires.
Your Pool Could Cost You More Than You Think

Your Pool Could Cost You More Than You Think

New safety laws and tightening insurance rules are changing what it costs to own a backyard pool.
Coastal Home Insurance: What Homeowners Near the Coast Should Know

Coastal Home Insurance: What Homeowners Near the Coast Should Know

Coastal homes are at high risk of damage from windstorms and flooding. Coastal home insurance is comprehensive coverage that helps protect your investment.
How the 2026 Midterms Could Reshape Home Insurance Affordability

How the 2026 Midterms Could Reshape Home Insurance Affordability

Four states are electing insurance commissioners in November. The winners could inherit new regulatory powers as home insurance premiums hit record highs.
How Insurify Scores Home Insurance Companies

How Insurify Scores Home Insurance Companies

We rate insurers on 18 key factors, including affordability and customer service, to help you decide which company is best for your needs.
Forget Hurricanes. This Is America’s Fastest-Growing Insurance Threat

Forget Hurricanes. This Is America’s Fastest-Growing Insurance Threat

Billion-dollar thunderstorms are quietly rewriting the rules of home insurance
Roof Insurance: What Homeowners Insurance Covers and Excludes

Roof Insurance: What Homeowners Insurance Covers and Excludes

Roof insurance is a part of your dwelling coverage in a standard homeowners insurance policy, not a separate product.
Homeowners Are Paying More for Insurance, but They Still May Be Underinsured

Homeowners Are Paying More for Insurance, but They Still May Be Underinsured

Rising premiums and a lack of understanding surrounding coverage limits are leaving millions of homeowners financially vulnerable to significant losses.
What Is Contents Insurance and How Does It Work?

What Is Contents Insurance and How Does It Work?

If your personal belongings are damaged or stolen, contents insurance may cover the replacement costs.
What Manufactured and Mobile Home Insurance Covers (2026)

What Manufactured and Mobile Home Insurance Covers

Insurance for manufactured and mobile homes covers damage to the structure, your personal belongings, and provides liability coverage.
FEMA Flood Zone X: Insurance Requirements, Shaded vs. Unshaded Zones Explained

FEMA Flood Zone X: Insurance Requirements, Shaded vs. Unshaded Zones Explained

Homes in Flood Zone X have minimal to moderate risk of flooding, according to FEMA.
Insurify’s Home Insurance Risk Index: America’s Least Insurable Counties, Ranked

Insurify’s Home Insurance Risk Index: America’s Least Insurable Counties, Ranked

Fires, floods, and other disasters are causing financial losses across the U.S. Insurify’s Home Insurance Risk Index (HIRI) identifies which areas are most threatened and expensive to insure, scoring every county from 0 to 100.
The Great Insurance Retreat: Why Homeowners Coverage Is Vanishing in High-Risk States

The Great Insurance Retreat: Why Homeowners Coverage Is Vanishing in High-Risk States

As insurers tighten standards and raise premiums, experts say homeowners must act before non-renewal notices arrive.
Condo Earthquake Insurance: What Condo Owners Should Know

Condo Earthquake Insurance: What Condo Owners Should Know

If you live in an area prone to seismic activity, a condo earthquake insurance policy provides essential protection that your condo master policy may not.
Best Earthquake Insurance Companies

Best Earthquake Insurance Companies

California Earthquake Authority, Allstate, and American Family Insurance are among the best earthquake insurance companies for homeowners.
Home Insurance for New Construction: What to Know in 2026

Home Insurance for New Construction: What to Know in 2026

Home insurance for new construction covers your home differently while it’s being built and after it’s complete. Choosing the right policy can help protect your investment.
Personal Liability Home Insurance: What It Covers and Why You Need It

Personal Liability Home Insurance: What It Covers and Why You Need It

Personal liability coverage protects your assets when accidents happen on your property or when you’re responsible for injuries or damage to others.
Insurance AI Under Fire for Alleged Racial Bias

Insurance AI Under Fire for Alleged Racial Bias

Bellwether lawsuit moves forward as insurance industry leaders rethink how it uses artificial intelligence.