)
Does Home Insurance Cover Jewelry?
Home insurance usually includes jewelry coverage — but only up to a certain amount. You might need an extra policy to protect high-value pieces.
)
FEMA Flood Zone X: Insurance Requirements, Shaded vs. Unshaded Zones Explained
Homes in Flood Zone X have minimal to moderate risk of flooding, according to FEMA.
)
Insurify’s Home Insurance Risk Index: America’s Least Insurable Counties, Ranked
Fires, floods, and other disasters are causing financial losses across the U.S. Insurify’s Home Insurance Risk Index (HIRI) identifies which areas are most threatened and expensive to insure, scoring every county from 0 to 100.
)
The Great Insurance Retreat: Why Homeowners Coverage Is Vanishing in High-Risk States
As insurers tighten standards and raise premiums, experts say homeowners must act before non-renewal notices arrive.
)
Condo Earthquake Insurance: What Condo Owners Should Know
If you live in an area prone to seismic activity, a condo earthquake insurance policy provides essential protection that your condo master policy may not.
)
Best Earthquake Insurance Companies
California Earthquake Authority, Allstate, and American Family Insurance are among the best earthquake insurance companies for homeowners.
)
Home Insurance for New Construction: What to Know in 2026
Home insurance for new construction covers your home differently while it’s being built and after it’s complete. Choosing the right policy can help protect your investment.
)
Personal Liability Home Insurance: What It Covers and Why You Need It
Personal liability coverage protects your assets when accidents happen on your property or when you’re responsible for injuries or damage to others.
)
Insurance AI Under Fire for Alleged Racial Bias
Bellwether lawsuit moves forward as insurance industry leaders rethink how it uses artificial intelligence.
Home Renovation Insurance: Do You Need It for Your Remodel?
Standard home insurance may not cover all renovation risks. Consider adding home renovation insurance to fill coverage gaps.
)
The Next Insurance Crisis: Hailstorms Are Quickly and Quietly Driving Up Home Insurance Costs
Nearly two-thirds (65%) of homeowners in storm-prone areas report that severe weather damaged their roofs.
)
Cheapest Home Insurance for Older Homes
Westfield, Grange, and Erie are among the cheapest home insurance companies for older homes.
)
Earthquake Insurance in California: Guide for Homeowners in 2026
California faces some of the highest earthquake risk in the country. Earthquake insurance can help, provided your coverage matches your needs.
El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms
Although experts expect a below-average hurricane season, they caution that this is really a redistribution of risk, and storms may shift.
)
Proposed California Home Insurance Reform Bills Advance in State Senate
Bills would require more detailed insurer explanations for non-renewals and claims, and penalty for delayed claims payments.
)
The New Tornado Alley: How Expanding Severe Storm Risk Is Disrupting Home Insurance
In storm-prone areas, 20% of surveyed homeowners chose not to file a claim for weather damage because their deductibles were too high.
)
6 Top Home Insurance Tips From Reddit Users
Reddit users have many helpful home insurance tips to keep in mind, including comparing coverage options, bundling coverage, and choosing a high deductible.
Loss Assessment Coverage: What It Is and When You Need It
Loss assessment coverage helps pay your share of condo or HOA repair costs when your association’s insurance falls short.