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How Insurify Scores Home Insurance Companies
We rate insurers on 18 key factors, including affordability and customer service, to help you decide which company is best for your needs.
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Forget Hurricanes. This Is America’s Fastest-Growing Insurance Threat
Billion-dollar thunderstorms are quietly rewriting the rules of home insurance
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Roof Insurance: What Homeowners Insurance Covers and Excludes
Roof insurance is a part of your dwelling coverage in a standard homeowners insurance policy, not a separate product.
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Homeowners Are Paying More for Insurance, but They Still May Be Underinsured
Rising premiums and a lack of understanding surrounding coverage limits are leaving millions of homeowners financially vulnerable to significant losses.
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What Is Contents Insurance and How Does It Work?
If your personal belongings are damaged or stolen, contents insurance may cover the replacement costs.
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What Manufactured and Mobile Home Insurance Covers
Insurance for manufactured and mobile homes covers damage to the structure, your personal belongings, and provides liability coverage.
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Does Home Insurance Cover Jewelry?
Home insurance usually includes jewelry coverage — but only up to a certain amount. You might need an extra policy to protect high-value pieces.
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FEMA Flood Zone X: Insurance Requirements, Shaded vs. Unshaded Zones Explained
Homes in Flood Zone X have minimal to moderate risk of flooding, according to FEMA.
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Insurify’s Home Insurance Risk Index: America’s Least Insurable Counties, Ranked
Fires, floods, and other disasters are causing financial losses across the U.S. Insurify’s Home Insurance Risk Index (HIRI) identifies which areas are most threatened and expensive to insure, scoring every county from 0 to 100.
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The Great Insurance Retreat: Why Homeowners Coverage Is Vanishing in High-Risk States
As insurers tighten standards and raise premiums, experts say homeowners must act before non-renewal notices arrive.
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Condo Earthquake Insurance: What Condo Owners Should Know
If you live in an area prone to seismic activity, a condo earthquake insurance policy provides essential protection that your condo master policy may not.
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Best Earthquake Insurance Companies
California Earthquake Authority, Allstate, and American Family Insurance are among the best earthquake insurance companies for homeowners.
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Home Insurance for New Construction: What to Know in 2026
Home insurance for new construction covers your home differently while it’s being built and after it’s complete. Choosing the right policy can help protect your investment.
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Personal Liability Home Insurance: What It Covers and Why You Need It
Personal liability coverage protects your assets when accidents happen on your property or when you’re responsible for injuries or damage to others.
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Insurance AI Under Fire for Alleged Racial Bias
Bellwether lawsuit moves forward as insurance industry leaders rethink how it uses artificial intelligence.
Home Renovation Insurance: Do You Need It for Your Remodel?
Standard home insurance may not cover all renovation risks. Consider adding home renovation insurance to fill coverage gaps.
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The Next Insurance Crisis: Hailstorms Are Quickly and Quietly Driving Up Home Insurance Costs
Nearly two-thirds (65%) of homeowners in storm-prone areas report that severe weather damaged their roofs.
Cheapest Home Insurance for Older Homes
Westfield, Grange, and Erie are among the cheapest home insurance companies for older homes.