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Hurricane Insurance: A Complete Guide for Homeowners
Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
|April 5, 2026
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Condo Insurance vs. Homeowners Insurance: Learn the Differences
Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
|April 5, 2026
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Does Allstate Have Dog Breed Restrictions for Homeowners Insurance?
Allstate doesn’t have dog breed restrictions for homeowners insurance. But if your dog has a bite history, you might not be able to get coverage.
|April 2, 2026
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10 Areas of Your Home That Most Homeowners Insurance Policies Don’t Protect
Make sure your home insurance thoroughly protects your home by adding relevant supplemental coverages, like flood and earthquake coverage.
|April 2, 2026
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How to Buy Flood Insurance in 2026: A Step-by-Step Guide
To buy flood insurance, check your flood risk, estimate how much dwelling and contents coverage you need, and compare NFIP and private policy options before flood season.
|April 1, 2026
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Indiana Home Insurance Costs Jumped Over 17% Since 2023
After a 6% increase in 2025, the state will see an additional 3% hike in 2026, new report projects.
|March 31, 2026
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Home Insurance in High Fire-Risk Areas: What Homeowners Need to Know in 2026
Wildfire exposure makes home insurance harder and more expensive to get, but homeowners in high fire-risk areas still have coverage options through private insurance companies and state-based FAIR Plans.
|March 31, 2026
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What Is Home Repair Insurance?
Home repair insurance is a service contract — not an insurance policy — that can cover repairs and replacement of home systems and appliances after a covered breakdown.
|March 31, 2026
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Minnesota Home Insurance Costs Soared 34% in 2025
And Minnesota homeowners could face another increase of nearly 4% in 2026, new report projects.
|March 26, 2026
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High-Risk Homeowners Insurance: Best Companies for Hard-to-Insure Homes
Kin, Foremost, and Nationwide are some of the best companies if you’re a high-risk homeowner.
|March 24, 2026
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Does Homeowners Insurance Cover Trampolines?
Backyard trampolines can raise insurance risks. Learn how homeowners insurance treats trampolines and how to protect yourself from liability.
|March 24, 2026
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Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025
Average annual premium rose over $300 last year, new report says. And 2026 could bring further increases.
|March 24, 2026
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The Most ‘Affordable’ Cities for First-Time Homebuyers Redefine Affordability
The age-old 30% rule is unrealistic. New homeowners often spend closer to 50% of their median household income on homeownership costs.
|March 23, 2026
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Washington Home Insurance Costs Likely to Climb in 2026
State home insurance premiums could rise 4.4% by year’s end, but will still be among the most affordable in the U.S.
|March 23, 2026
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Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds
The Sunshine State remains the most expensive place in the U.S. for homeowners insurance, according to Insurify’s Insuring the American Homeowner Report.
|March 18, 2026
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California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says
Insurers may seek rate increases to offset losses from 2025 L.A. wildfires, according to Insuring the American Homeowner Report.
|March 18, 2026
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Insurify Projects Home Insurance Rates Will Rise for the 5th Consecutive Year, After a 12% Increase in 2025
The annual cost of home insurance will reach $3,057 (+4%) by the end of 2026, following a year in which nearly all states saw climbing premiums. Insurify projects that California, Nebraska, New Mexico, and Georgia will see home insurance premiums surge 10% or more by the end of this year.
|March 17, 2026
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Moral Hazard in Home Insurance: Definition and Examples
Moral hazard in home insurance happens when a homeowner behaves irresponsibly, like not locking their doors to prevent theft, because they assume their insurer will cover any damages.
|March 12, 2026