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Costlier Claims Push Home Insurance Costs Up for All, Even Those Who Never Filed
Rising costs for wildfires, water damage, and liability claims drive home insurance prices to new record levels.
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Vacant and Unoccupied Home Insurance: Coverages, Costs, and How to Buy It
A standard homeowners insurance policy doesn’t cover a vacant property, so you’ll need vacant home insurance to protect an empty house.
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Insurify’s Home Insurance Risk Index: America’s Least Insurable Counties, Ranked
Fires, floods, and other disasters are causing financial losses across the U.S. Insurify’s Home Insurance Risk Index (HIRI) identifies which areas are most threatened and expensive to insure, scoring every county from 0 to 100.
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Umbrella Insurance Policy: What It Is and How It Protects You
An umbrella policy provides coverage beyond the limits of standard liability policies. Not every homeowner needs umbrella insurance, and it’s best suited for people with significant assets.
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Townhome Insurance: What It Is, What It Covers, and How Much It Costs
Townhome insurance works like a standard homeowners insurance policy, but the coverage you need depends on your HOA’s master policy and whether you own or rent.
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HO-6 Insurance: Condo Insurance Explained
HO-6 insurance protects your condo unit, belongings, and liability — filling the gaps your condo association’s master policy leaves.
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Homeowners Think Insurance Covers These Losses. They’re Often Shocked to Learn It Doesn’t.
Costly misunderstandings about coverage for flooded basements, aging roofs, and more often come to light only after disaster strikes.
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Best Homeowners Insurance for Veterans and Military Members
Deployment and military equipment can affect how much home insurance coverage veterans and active-duty service members need. Compare homeowners quotes for members of the military community.
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Jewelry Insurance: What Homeowners Need to Know
Standard homeowners insurance offers limited jewelry coverage, but high-value items often need extra protection through a rider or separate jewelry insurance policy.
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Eyes in the Skies: How Insurers Are Using Airborne Tech to Inspect Your Home
From drones to AI-driven satellite imagery, insurers are remotely assessing property risks — often catching homeowners by surprise with repair demands or policy nonrenewals.
Hazard Insurance: What It Is and How It Works
Hazard insurance represents the portion of your homeowners insurance policy that helps pay to rebuild or repair your home after damage from a covered peril.
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FEMA Just Redrew the Map: Is Your House Now in a Flood Zone?
States and counties are adjusting their flood maps but homeowners remain generally unaware of the changes.
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Manufactured and Mobile Home Insurance in Florida
Mobile home insurance can protect your home from unforeseen events like theft and fires.
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Your Pool Could Cost You More Than You Think
New safety laws and tightening insurance rules are changing what it costs to own a backyard pool.
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Coastal Home Insurance: What Homeowners Near the Coast Should Know
Coastal homes are at high risk of damage from windstorms and flooding. Coastal home insurance is comprehensive coverage that helps protect your investment.
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How Insurify Scores Home Insurance Companies
We rate insurers on 18 key factors, including affordability and customer service, to help you decide which company is best for your needs.
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Forget Hurricanes. This Is America’s Fastest-Growing Insurance Threat
Billion-dollar thunderstorms are quietly rewriting the rules of home insurance
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Roof Insurance: What Homeowners Insurance Covers and Excludes
Roof insurance is a part of your dwelling coverage in a standard homeowners insurance policy, not a separate product.