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Insurify's insurance experts guide you through the basics of home insurance insurance.

Does Homeowners Insurance Cover Plumbing Problems?

Does Homeowners Insurance Cover Plumbing Problems?

Standard homeowners insurance policies cover most, but not all, types of plumbing issues.
Homeowners Insurance Guide for First-Time Homebuyers

Homeowners Insurance Guide for First-Time Homebuyers

A home is a big investment for you and your mortgage lender, so you’ll need to have homeowners insurance before you can close on a house.
Hazard Insurance in Texas: A Complete Guide for Homeowners in 2026

Hazard Insurance in Texas: A Complete Guide for Homeowners in 2026

Texas hazard insurance protects your home’s structure from common hazards like hail, tornadoes, and hurricanes.
Average Home Insurance Rates by State (2026)

Average Home Insurance Rates by State

The state you live in can affect your home insurance rate. Find out how much homeowners insurance typically costs in your state.
Home Insurance Renewal: What To Expect in 2026

Home Insurance Renewal: What To Expect in 2026

Your home insurance renews every year, and you’ll get a notice in the mail, usually 30 days before. It’s a great time to shop for better rates and ask about discounts.
Am I in a Flood Zone?

Am I in a Flood Zone?

Your home’s flood zone plays a role in your total insurance costs. Here’s how to determine if you’re in a flood zone.
Texas Hurricane Insurance: Complete Guide for Homeowners in 2026

Texas Hurricane Insurance: Complete Guide for Homeowners in 2026

Texas is prone to hurricanes. Fortunately, several insurance policies can help.
AAA Home Insurance Review: Ratings and Quotes (2026)

AAA Home Insurance Review: Ratings and Quotes

AAA works with several regional insurance companies to provide homeowners insurance.
Amica Home Insurance Review: Ratings and Quotes (2026)

Amica Home Insurance Review: Ratings and Quotes

Competitive insurance rates and excellent customer service have made Amica one of the highest-rated homeowners insurance companies in the U.S.
Louisiana Flood Insurance: Complete Guide for Homeowners in 2026

Louisiana Flood Insurance: Complete Guide for Homeowners in 2026

To protect their homes from flood damage, Louisiana homeowners can purchase flood insurance through the NFIP or a private flood insurer.
Colorado Flood Insurance: Complete Guide for Homeowners in 2026

Colorado Flood Insurance: Complete Guide for Homeowners in 2026

Homeowners in Colorado at risk of flooding can purchase flood insurance from the National Flood Insurance Program (NFIP) or a private insurance company.
What Is Other Structures Coverage in Home Insurance?

What Is Other Structures Coverage in Home Insurance?

Other structures coverage protects permanent structures on your property, like a fence, shed, or freestanding garage.
Landlord Insurance for Condos: What to Know

Landlord Insurance for Condos: What to Know

Landlord insurance covers damages and liability when you’re renting your property. Insuring your condo as a landlord is a little different since the entire structure isn’t yours to insure.
North Carolina Hurricane Insurance: What to Know

North Carolina Hurricane Insurance: What to Know

North Carolina experiences hurricanes on a regular basis, so homeowners should consider purchasing hurricane-related coverages.
Hurricane Insurance: A Complete Guide for Homeowners

Hurricane Insurance: A Complete Guide for Homeowners

Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
Hazard Insurance: What It Is and How It Works

Hazard Insurance: What It Is and How It Works

Hazard insurance represents the portion of your homeowners insurance policy that helps pay to rebuild or repair your home after damage from a covered peril.
FEMA Just Redrew the Map: Is Your House Now in a Flood Zone?

FEMA Just Redrew the Map: Is Your House Now in a Flood Zone?

States and counties are adjusting their flood maps but homeowners remain generally unaware of the changes.