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Texas Hurricane Insurance: Complete Guide for Homeowners in 2026
Texas is prone to hurricanes. Fortunately, several insurance policies can help.
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AAA Home Insurance Review: Ratings and Quotes
AAA works with several regional insurance companies to provide homeowners insurance.
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Amica Home Insurance Review: Ratings and Quotes
Competitive insurance rates and excellent customer service have made Amica one of the highest-rated homeowners insurance companies in the U.S.
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Louisiana Flood Insurance: Complete Guide for Homeowners in 2026
To protect their homes from flood damage, Louisiana homeowners can purchase flood insurance through the NFIP or a private flood insurer.
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Colorado Flood Insurance: Complete Guide for Homeowners in 2026
Homeowners in Colorado at risk of flooding can purchase flood insurance from the National Flood Insurance Program (NFIP) or a private insurance company.
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What Is Other Structures Coverage in Home Insurance?
Other structures coverage protects permanent structures on your property, like a fence, shed, or freestanding garage.
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Landlord Insurance for Condos: What to Know
Landlord insurance covers damages and liability when you’re renting your property. Insuring your condo as a landlord is a little different since the entire structure isn’t yours to insure.
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North Carolina Hurricane Insurance: What to Know
North Carolina experiences hurricanes on a regular basis, so homeowners should consider purchasing hurricane-related coverages.
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Hurricane Insurance: A Complete Guide for Homeowners
Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
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Condo Insurance vs. Homeowners Insurance: Learn the Differences
Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
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Home Insurers Dropped 2 Million Policies as Premiums and Profits Rose
Insurer-initiated non-renewals increased 61% in 2024, while inflation-adjusted premiums rose as much as 43% from 2018 levels, a new industry report found.
Home Insurance Rates Continued Rising in the First Half of 2026 — Some Counties Saw Rates Spike up to 33%
Counties in Louisiana, Minnesota, Colorado, and Florida saw the largest home insurance premium increases in the first half of 2026.
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Costlier Claims Push Home Insurance Costs Up for All, Even Those Who Never Filed
Rising costs for wildfires, water damage, and liability claims drive home insurance prices to new record levels.
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Vacant and Unoccupied Home Insurance: Coverages, Costs, and How to Buy It
A standard homeowners insurance policy doesn’t cover a vacant property, so you’ll need vacant home insurance to protect an empty house.
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Insurify’s Home Insurance Risk Index: America’s Least Insurable Counties, Ranked
Fires, floods, and other disasters are causing financial losses across the U.S. Insurify’s Home Insurance Risk Index (HIRI) identifies which areas are most threatened and expensive to insure, scoring every county from 0 to 100.
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Umbrella Insurance Policy: What It Is and How It Protects You
An umbrella policy provides coverage beyond the limits of standard liability policies. Not every homeowner needs umbrella insurance, and it’s best suited for people with significant assets.
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Townhome Insurance: What It Is, What It Covers, and How Much It Costs
Townhome insurance works like a standard homeowners insurance policy, but the coverage you need depends on your HOA’s master policy and whether you own or rent.
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HO-6 Insurance: Condo Insurance Explained
HO-6 insurance protects your condo unit, belongings, and liability — filling the gaps your condo association’s master policy leaves.