Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa ranks No. 3 on Insurify’s list of states where home insurance premiums are rising the fastest.
Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Lawmakers move to break a years-long cycle of short-term extensions for FEMA’s flood insurance program, providing stability for millions of American homeowners.
House Fire Statistics: Trends, Risks, and Causes

House Fire Statistics: Trends, Risks, and Causes

The NFPA reported an estimate of 352,500 house fires in 2023, marking a 6% decrease from 2022. Though there has been a reduction in home fires, learn more about house fire statistics, including common causes, wildfires, and costs.
California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

Some companies have used ‘flawed aerial imagery’ to cancel or non-renew policies, state’s top insurance regulator says
Best Mobile, Alabama, Homeowners Insurance Quotes (2026)

Best Mobile, Alabama, Homeowners Insurance Quotes

Allstate, State Farm, and USAA offer some of the best homeowners insurance policies in Mobile, Alabama.
Best Reno Homeowners Insurance Quotes (2026)

Best Reno Homeowners Insurance Quotes

American Family, State Farm, and Allstate offer some of the best homeowners insurance policies in Reno, Nevada.
Best Myrtle Beach Homeowners Insurance Quotes (2026)

Best Myrtle Beach Homeowners Insurance Quotes

Heritage Insurance Holdings, Cincinnati Insurance, and ASI offer some of the cheapest homeowners insurance policies in Myrtle Beach.
Best Seattle Homeowners Insurance Quotes (2026)

Best Seattle Homeowners Insurance Quotes

Travelers and Chubb offer the best homeowners insurance policies in Seattle.
Best Oklahoma City Homeowners Insurance Quotes (2026)

Best Oklahoma City Homeowners Insurance Quotes

Allstate, State Farm, and USAA offer the best homeowners insurance policies in Oklahoma City.
Best Honolulu Homeowners Insurance Quotes (2026)

Best Honolulu Homeowners Insurance Quotes

Island Insurance, USAA, and AIG offer the best homeowners insurance policies in Honolulu.
Best Phoenix Homeowners Insurance Quotes (2026)

Best Phoenix Homeowners Insurance Quotes

Armed Forces Insurance Exchange and State Farm offer some of the best homeowners insurance policies in Phoenix.
Are ‘Frivolous’ Lawsuits Contributing to Record-High Insurance Rates in Louisiana?

Are ‘Frivolous’ Lawsuits Contributing to Record-High Insurance Rates in Louisiana?

Legal system abuse costs Louisiana consumers an extra $1,011 per year, according to a new report.
Best Long Island Homeowners Insurance Quotes (2026)

Best Long Island Homeowners Insurance Quotes

Chubb, Travelers, and New York Central Mutual offer some of the best homeowners insurance policies in Long Island.
NY State Weighs New Hurricane Deductible Regulations

NY State Weighs New Hurricane Deductible Regulations

Rule change would require insurers to show dollar amounts for hurricane deductibles, bar deductible ‘stacking.’
Best Lubbock, Texas, Homeowners Insurance Quotes (2026)

Best Lubbock, Texas, Homeowners Insurance Quotes

Farmers, State Farm, and Travelers offer some of the best homeowners insurance policies in Lubbock, Texas.
Will Florida Roll Back Insurer-Friendly Litigation Rules?

Will Florida Roll Back Insurer-Friendly Litigation Rules?

Will limiting insurance lawsuits help or hurt policyholders? Experts offer mixed outlooks.
Best Sacramento Homeowners Insurance Quotes (2026)

Best Sacramento Homeowners Insurance Quotes

Allstate, Chubb, and USAA offer the best homeowners insurance policies in Sacramento.
State Farm Home Insurance Review: Ratings and Quotes (2026)

State Farm Home Insurance Review: Ratings and Quotes

State Farm provides competitively priced homeowners insurance and several ways to customize your coverage.