Cost of Ford Car Insurance (2025)
Ford insurance costs an average of $135 per month across all models.
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Table of contents
Ford Motor Company has held a major portion of the American vehicle market since 1903. Its F-Series pickup truck is one of the most popular vehicles in the nation, second only to the similarly priced Chevrolet Silverado pickup.[1] [2]
The average cost of liability-only coverage for Ford vehicles is $94 per month, while the full-coverage average is $177 per month, according to Insurify data. In comparison, the liability-only national average for all vehicles is $105 per month, and the full-coverage average is $195 per month.
Here’s what you need to know about finding car insurance for your Ford.
Quick Facts
Ford F-Series pickup trucks are among the most popular vehicles in America.
The Ford Mustang has been the bestselling sports car in the world since 2013.
USAA, GEICO, and State Farm offer the cheapest insurance for Ford drivers.
Cost of Ford insurance by model
The specific Ford model you drive will affect your premiums since your insurer will consider everything from the purchase price of your car to its safety rating, likelihood of theft, and engine size when underwriting your policy. Certain safety features may also qualify you for discounts.
The below table shows how much you might pay to insure different Ford models.
Ford Model  | Average Quote: Full Coverage | Average Quote: Liability Only |
|---|---|---|
| F-Series | $172 | $92 |
| Fusion | $196 | $104 |
| Escape | $158 | $84 |
| Focus | $172 | $92 |
| Mustang | $229 | $122 |
| Explorer | $168 | $89 |
| Edge | $162 | $86 |
| Taurus | $172 | $91 |
| Bronco | $188 | $100 |
| Expedition | $170 | $90 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cheapest Ford insurance by model
If you drive a Ford, you should compare car insurance quotes to find the cheapest insurance policies for the specific model and trim level you drive. Below you’ll find the cheapest car insurance companies for some of Ford’s most popular models.
Ford F-Series trucks are among the most popular pickups in America, spanning everything from the light-duty, full-size Ford F-150 to the heavy-duty F-250, F-350, and F-450 pickups.
The 2025 F-150 has an MSRP range of $39,445 to $112,925, depending on the trim package. The closest similar model, the Chevrolet Silverado, also has a base MSRP of around $38,995, but the high-end models of the Chevy top out at an MSRP of $71,995.
Check out average car insurance costs for the Ford F-Series from top insurers in the table below.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $88 $42 GEICO $104 $48 State Farm $105 $49 Allstate $117 $55 Progressive $136 $88 American Family $136 $63 Nationwide $162 $77 Travelers $171 $82 Farmers $207 $98 Liberty Mutual $222 $154 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Although Ford discontinued the Fusion in 2020, you can still see plenty of examples of this midsize five-seater sedan on the road. The MSRP for the 2020 Fusion ranged from $24,365 for the base model to $35,790 for the top of the line, and Kelley Blue Book suggests a fair purchase price of $13,904 to $17,156 for anyone buying a used 2020 model.
Similar models include the Honda Accord, Toyota Camry, Chevrolet Malibu, and Kia Optima, all of which have a similar MSRP range.[3]
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $100 $48 GEICO $119 $55 State Farm $120 $56 Allstate $133 $62 Progressive $154 $100 American Family $155 $72 Nationwide $184 $88 Travelers $194 $93 Farmers $236 $111 Liberty Mutual $252 $176 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Escape is Ford’s compact crossover SUV offering. With an MSRP range of $29,895 to $39,605 for the 2025 model, the Escape costs about the same as its more popular competitors, the Toyota RAV4 ($30,645 to $38,950) and the Honda CR-V ($31,495 to $36,395).
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $80 $39 GEICO $95 $44 State Farm $96 $45 Allstate $107 $50 Progressive $124 $80 American Family $125 $57 Nationwide $148 $71 Travelers $156 $75 Farmers $190 $89 Liberty Mutual $203 $141 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The most recent Ford Focus model is from 2018, when the manufacturer discontinued American models of this compact passenger car. The Focus was available as either a sedan or a five-door hatchback, and it competed with the similarly priced Chevy Cruze and Kia Forte and the more expensive Honda Civic and Mazda3.
The 2018 Focus had an MSRP range of $19,920 to $41,995, though Kelley Blue Book suggests a current fair purchase price range from $6,119 to $27,904 for a used 2018 Focus.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $88 $42 GEICO $104 $48 State Farm $105 $49 Allstate $117 $55 Progressive $135 $88 American Family $136 $63 Nationwide $162 $77 Travelers $170 $82 Farmers $207 $98 Liberty Mutual $222 $154 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Since Ford launched the first-generation Mustang in the mid-1960s, it’s been a popular choice among drivers looking for an affordable sports car — and it’s been the world’s bestselling sports car over the last 10 years. A 2025 Ford Mustang has an MSRP of $33,515 to $65,975, depending on the style and trim you choose.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $117 $56 GEICO $139 $65 State Farm $140 $66 Allstate $155 $73 Progressive $180 $117 American Family $182 $84 Nationwide $215 $103 Travelers $227 $109 Farmers $276 $130 Liberty Mutual $295 $206 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Ford Explorer is a midsize SUV with three rows of seating. With an MSRP range of $41,350 to $55,835, the Ford Explorer sits squarely in the same price range as its competitors: the Honda Pilot, Chevy Traverse, Kia Telluride, and Hyundai Palisade.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $86 $41 GEICO $102 $47 State Farm $103 $48 Allstate $114 $53 Progressive $132 $86 American Family $133 $61 Nationwide $158 $75 Travelers $167 $80 Farmers $202 $96 Liberty Mutual $216 $151 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Ford doesn’t plan to offer the Edge after the 2024 model year, ending the two-row midsize crossover SUV’s nearly two-decade run. Drivers interested in purchasing a new Ford Edge can expect to pay an MSRP of $39,960 to $48,700 for a 2024 model.
The base price for the Edge is more expensive than some of its closest competitors, such as the Hyundai Santa Fe and the Nissan Pathfinder, but more affordable than others, including the Dodge Durango and the Honda Passport.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $83 $40 GEICO $98 $46 State Farm $99 $46 Allstate $110 $51 Progressive $127 $83 American Family $128 $59 Nationwide $152 $73 Travelers $160 $77 Farmers $195 $92 Liberty Mutual $208 $145 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The last Ford Taurus rolled off the assembly line on March 1, 2019, bringing an end to the reign of this popular five-seat passenger sedan. As of 2019, the original MSRP for a Taurus ranged from $28,895 to $44,865, although Kelley Blue Book recommends a fair purchase price of $17,907 to $24,717 for used 2019 models purchased today.
Compared to the same model year of competitors, like the Toyota Avalon and Buick LaCrosse, the Taurus had a lower MSRP and a lower fair purchase price.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $88 $42 GEICO $104 $48 State Farm $105 $49 Allstate $116 $55 Progressive $135 $88 American Family $136 $63 Nationwide $161 $77 Travelers $170 $81 Farmers $207 $98 Liberty Mutual $221 $154 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Often referred to as the world’s first sport-utility vehicle, the Ford Bronco first rolled off the assembly line in 1965. Ford discontinued the Bronco in 1996 but brought it back in 2021. With standard 4-wheel drive, the Bronco was engineered for off-roading and seats five passengers.
The MSRP for a 2025 Bronco starts at $39,890 for the base trim level and rises to $91,930 for the Raptor trim.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $96 $46 GEICO $113 $53 State Farm $114 $54 Allstate $127 $60 Progressive $148 $96 American Family $149 $68 Nationwide $176 $84 Travelers $186 $89 Farmers $226 $107 Liberty Mutual $241 $168 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
With three rows, the Expedition is Ford’s biggest SUV. Ford fully redesigned the 2025 Expedition, with features including a new exterior, interior, and infotainment system.
The base MSRP for the Expedition Active trim level is $63,995, and the MSRP increases to $85,650 for the King Ranch trim.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $87 $42 GEICO $103 $48 State Farm $104 $49 Allstate $115 $54 Progressive $134 $87 American Family $135 $62 Nationwide $160 $76 Travelers $169 $81 Farmers $205 $97 Liberty Mutual $219 $153 Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Best companies for Ford car insurance
The best auto insurance company for you depends on your circumstances. Since insurers use a number of factors to determine your premium rates, the best and cheapest options will vary for drivers with different demographics and driving histories. Additionally, where you live can also affect your auto insurance costs.
Here are three of the best car insurance companies for Ford insurance.
Best for military members: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $47/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $98/mo |
4.9
Best choiceBased on 2,080 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,187)
Alberta
May 28, 2025
Verified Review
Excellent
It is good, just looking for a cheaper rate.
Tracey
May 28, 2025
Verified Review
USAA Auto Insurance Review
Very high priced, but good coverage.
Bobby
May 25, 2025
Verified Review
USAA Review
Difficult to reach.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA exclusively serves current and former members of the military and their immediate families and is the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more.
Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s 2024 U.S. Auto Insurance Study.
Pros
High customer satisfaction
Low premiums
SafePilot program rewards good driving with a discount of up to 30%
Cons
Only available to active-duty military, veterans, military spouses, or children of service members or veterans
No 24/7 customer phone support
Customer reviews are mixed for service and claims processing
Best for overall customer satisfaction: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $117/mo |
4.1
Best choiceBased on 11,151 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,008)
Kathern
May 28, 2025
Verified Review
Voice of opinion.
State Farm is good, but their rates are rather high. It's challenging to get a good rate with any insurance. Insurance companies often have to cover costs for accidents involving uninsured drivers.
Florinda
May 26, 2025
Verified Review
Too much
Extremely high insurance premiums. I’m looking for something much lower than $150.
Karon
May 25, 2025
Verified Review
Lousy customer service
I was told 6 weeks ago that I had a refund coming when I switched from a homeowner's policy to a renter's policy. I never received the check. Now it's another 3 weeks before they can re-issue the check. I applied for a re-rate three weeks ago on my auto policy, as I am paying over $100 a month for driving less than 50 miles a week. I still haven't received a reply to that application.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranks highly for customer satisfaction in many regions in the J.D. Power 2024 U.S. Auto Insurance Study.
Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.
Pros
High rates of customer satisfaction
Rideshare insurance available
Savings for bundling auto with home, renters, condo, or life insurance
Cons
No gap insurance offering
May not be the cheapest choice for drivers with violations
Accident forgiveness limited to longtime customers with clean driving records
Best for drivers older than 25: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $148/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $178/mo |
4.0
Best choiceBased on 11,910 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,412)
Karen
May 25, 2025
Verified Review
Geico is number 1 in my book
Any dealings I have had with Geico have been excellent, so I am pleased with Geico.
Destiny
May 24, 2025
Verified Review
Great Insurance
Geico is great to deal with and has good reviews.
Carla
May 19, 2025
Verified Review
Perfect record, but keeps costing more.
Good through the years, but the cost keeps increasing.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products.
The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints for a company of its size.
Pros
Good rates for good drivers, seniors, and young drivers
Accident forgiveness available
A+ (Superior) financial strength rating from AM Best
Cons
High rates for drivers with certain violations, like DUIs
No rideshare or new car replacement coverage available
Lower customer satisfaction scores from J.D. Power
Average cost of Ford insurance by state
Your location is one of many factors that affect your car insurance rates. In the chart below, you can see how much drivers pay for car insurance in different states across all Ford models.
Full-Coverage Rates by State
State | Average Monthly Quote: Full Coverage |
|---|---|
| Alabama | $129 |
| Arizona | $158 |
| Arkansas | $232 |
| California | $218 |
| Colorado | $199 |
| Connecticut | $303 |
| Delaware | $223 |
| Florida | $208 |
| Georgia | $226 |
| Idaho | $113 |
| Illinois | $154 |
| Indiana | $131 |
| Iowa | $110 |
| Kansas | $149 |
| Kentucky | $196 |
| Louisiana | $201 |
| Maine | $136 |
| Maryland | $307 |
| Massachusetts | $161 |
| Michigan | $251 |
| Minnesota | $177 |
| Mississippi | $188 |
| Missouri | $175 |
| Montana | $150 |
| Nebraska | $158 |
| Nevada | $254 |
| New Hampshire | $102 |
| New Jersey | $161 |
| New Mexico | $144 |
| New York | $427 |
| North Carolina | $85 |
| North Dakota | $124 |
| Ohio | $117 |
| Oklahoma | $161 |
| Oregon | $146 |
| Pennsylvania | $157 |
| Rhode Island | $134 |
| South Carolina | $244 |
| South Dakota | $117 |
| Tennessee | $135 |
| Texas | $214 |
| Utah | $166 |
| Vermont | $137 |
| Virginia | $174 |
| Washington | $145 |
| District of Columbia | $311 |
| West Virginia | $142 |
| Wisconsin | $120 |
| Wyoming | $108 |
Source: Alaska and Hawaii omitted due to insufficient data.
How to get insurance through Ford
Ford offers its own car insurance product, called Ford Insure. On its website, the company says you can get a quote in 30 seconds or less. All types of vehicles are eligible for coverage, so you don’t necessarily need to drive a Ford to get a policy.
The company offers standard coverages, and rental reimbursement coverage is included. But it doesn’t offer many optional add-on coverages. Ford offers several discounts, including a multi-vehicle discount, new car discount, and good student discount.
Ford Insure doesn’t list its availability on its website, but you can call a Ford Insure representative at 1 (888) 270-0025 for more information.
How to ensure you have enough coverage on your Ford
You might choose to carry a number of different types of insurance coverages for your Ford. Here are some of the most common coverages that can meet your insurance needs:
Bodily injury liability
Bodily injury liability coverage is mandatory in most states and covers the cost of medical bills and other associated expenses of someone who is injured in an accident you cause.
Property damage liability
Property damage liability coverage is also mandatory in nearly all states. It covers the cost of repairing or replacing someone else’s property that’s damaged in an accident you cause.
Personal injury protection (PIP)
Depending on which state you live in, this kind of coverage may be mandatory. PIP will pay for your medical bills and associated expenses if you’re hurt in an accident, no matter who caused it.
Uninsured/underinsured motorist coverage
Required in some states, uninsured/underinsured motorist coverage will pay for your medical bills and associated expenses if you’re injured in an accident that an uninsured or underinsured driver causes.
Collision coverage
No states legally mandate collision coverage, though if you lease your Ford vehicle your lender may require you to carry it. This coverage pays to repair or replace your vehicle if it’s damaged in an accident, no matter who’s at fault.
Comprehensive coverage
Another optional coverage, comprehensive coverage pays to repair or replace your vehicle if anything other than a car accident damages it, such as theft, vandalism, or bad weather.
Ford car insurance FAQs
Finding the right auto insurance as a Ford driver will depend on your particular circumstances, including what specific model you drive, your driving history, your location, your credit history, and your age. Here are answers to some of the most commonly asked questions about Ford insurance.
USAA offers the least expensive liability-only and full-coverage insurance for Ford vehicles, according to Insurify data. Since USAA is only available to military members and their families, civilians will find that GEICO and State Farm offer the cheapest Ford insurance, Insurify data shows.
The cost of insuring a Ford vehicle varies among the different Ford models. While the Ford Escape, Edge, and Explorer are among the least expensive models to purchase full coverage for, according to Insurify data, the Mustang is one of the most expensive, only outstripped by the BMW 6-Series, 7-Series, and 4-Series.
For a 2024 Ford Mustang, liability-only coverage costs $183 per month, and full coverage costs $334 per month, Insurify data shows.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Ford. "Company Timeline."
- Edmunds. "Most Popular Cars in America."
- Kelley Blue Book. "Vehicle Prices."
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Emily Guy Birken
Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson.
Her work has appeared on The Huffington Post, Business Insider, Kiplinger's, MSN Money, and The Washington Post online.
She is the author of several books, including The 5 Years Before You Retire, End Financial Stress Now, and the brand new book Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy.
Emily lives in Milwaukee with her family.
Emily has been a contributor at Insurify since October 2022.
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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