Chrysler 300 Car Insurance Quotes (2025)
Chrysler 300 drivers pay an average of $164 per month for insurance.
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Written byAlani Asis
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Alani es una escritora independiente especializada en finanzas personales. Su objetivo es hacer que los temas complejos sean más accesibles a través de contenidos divertidos y digestibles.
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Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
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Table of contents
The Chrysler 300 is a spacious sedan with rear-wheel drive and a luxurious interior. Chrysler discontinued the 300 in 2023, but you can still find used models on the market.
The average cost of Chrysler 300 car insurance is about $214 per month for full coverage and $114 per month for liability-only coverage, Insurify data shows. Its insurance costs can be more expensive than similar makes and models, such as the Nissan Versa and the Mitsubishi Mirage.
Here’s what you need to know about finding the best coverage for your Chrysler 300.
Quick Facts
USAA and GEICO offer the cheapest car insurance for Chrysler 300 drivers.
A new 2023 Chrysler 300 had a starting MSRP of $37,740.
The Chrysler 300 has had 38 recalls, ranging from airbag issues to electrical malfunctions and tire pressure issues.
Cost of Chrysler 300 insurance by model year
The average monthly cost of insuring a Chrysler 300 is $164. If you’re looking to save, USAA is the cheapest insurance company, but only active-duty military members, veterans, and their eligible family members qualify. The second-cheapest company is GEICO.
Many factors affect how much you pay for car insurance, including the model year of your car. Newer models typically cost more to insure, as they’re of higher value and cost more to repair.
Here’s how the model year affects the cost of insurance.
Model Year  | Average Monthly Quote |
|---|---|
| 2023 | $203 |
| 2022 | $195 |
| 2021 | $185 |
| 2020 | $180 |
| 2019 | $177 |
| 2018 | $172 |
| 2017 | $169 |
| 2016 | $165 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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When new, the manufacturer’s suggested retail price (MSRP) for a base-trim 2023 Chrysler 300 was $37,740. Now, a 2023 Chrysler 300 has an MSRP of $25,597.[1]
Take a look at the average monthly cost of car insurance for a 2023 Chrysler 300.
Insurance CompanyAverage Monthly QuoteUSAA $101 State Farm $121 Allstate $134 GEICO $149 American Family $154 Progressive $179 Nationwide $186 Travelers $196 Farmers $236 Liberty Mutual $297 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2022 Chrysler 300 ranged from $35,140 to $50,945, depending on the trim level. Currently, the base trim has an MSRP of $23,976.
Below is the average monthly cost of car insurance for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $97 State Farm $115 Allstate $128 GEICO $143 American Family $148 Progressive $172 Nationwide $179 Travelers $188 Farmers $226 Liberty Mutual $285 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
For the 2021 Chrysler 300, the base MSRP was $33,370, with top-tier trims reaching up to $44,320.
Here’s a breakdown of average monthly insurance quotes for this vehicle.
Insurance CompanyAverage Monthly QuoteUSAA $92 State Farm $110 Allstate $122 GEICO $135 American Family $141 Progressive $163 Nationwide $169 Travelers $179 Farmers $214 Liberty Mutual $270 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Chrysler 300 had an MSRP between $31,535 and $45,285, based on features and configuration. The table below shows the average monthly insurance rates for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $90 State Farm $107 Allstate $119 GEICO $132 American Family $137 Progressive $160 Nationwide $165 Travelers $174 Farmers $209 Liberty Mutual $263 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for a 2019 Chrysler 300 started at $30,965 and climbed to $45,235 for higher-end trims. Currently, the base-level trim has an MSRP of $15,895.
Take a look at the average monthly insurance quotes for this vehicle.
Insurance CompanyAverage Monthly QuoteUSAA $88 State Farm $105 Allstate $117 GEICO $130 American Family $135 Progressive $156 Nationwide $163 Travelers $171 Farmers $205 Liberty Mutual $259 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Chrysler 300 comes in several trim levels and, when new, had an MSRP ranging from $30,390 to $44,185. Here’s how much drivers typically pay per month to insure this car.
Insurance CompanyAverage Monthly QuoteUSAA $86 State Farm $102 Allstate $114 GEICO $127 American Family $131 Progressive $152 Nationwide $158 Travelers $166 Farmers $200 Liberty Mutual $252 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The cost of the 2017 Chrysler 300 started at $33,435 and went up to $46,865, depending on the trim and features. Currently, it has a depreciated MSRP of $12,027.
Below is the average monthly cost of car insurance for this model.
Insurance CompanyAverage Monthly QuoteUSAA $84 State Farm $100 Allstate $111 GEICO $124 American Family $128 Progressive $149 Nationwide $154 Travelers $163 Farmers $195 Liberty Mutual $246 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2016 Chrysler 300 ranged from $33,355 to $46,785, depending on the trim and options selected. Today, you can find a 2016 Chrysler 300 for about $10,223.
See the table below for estimated monthly insurance rates.
Insurance CompanyAverage Monthly QuoteUSAA $82 State Farm $98 Allstate $109 GEICO $121 American Family $125 Progressive $146 Nationwide $151 Travelers $159 Farmers $191 Liberty Mutual $240 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chrysler insurance by state
Your location will affect the cost of insurance for your Chrysler. Insurance companies consider factors such as accident rates and claims history to calculate rates for drivers in a particular area.
Take a look at the map below for the average monthly cost of Chrysler insurance across all models by state. Alaska and Hawaii aren’t included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $135 |
| Arizona | $165 |
| Arkansas | $243 |
| California | $228 |
| Colorado | $208 |
| Connecticut | $317 |
| Delaware | $233 |
| Florida | $218 |
| Georgia | $236 |
| Idaho | $118 |
| Illinois | $161 |
| Indiana | $137 |
| Iowa | $115 |
| Kansas | $156 |
| Kentucky | $205 |
| Louisiana | $210 |
| Maine | $143 |
| Maryland | $321 |
| Massachusetts | $169 |
| Michigan | $262 |
| Minnesota | $185 |
| Mississippi | $197 |
| Missouri | $183 |
| Montana | $157 |
| Nebraska | $166 |
| Nevada | $266 |
| New Hampshire | $107 |
| New Jersey | $169 |
| New Mexico | $150 |
| New York | $446 |
| North Carolina | $89 |
| North Dakota | $130 |
| Ohio | $122 |
| Oklahoma | $169 |
| Oregon | $152 |
| Pennsylvania | $164 |
| Rhode Island | $140 |
| South Carolina | $255 |
| South Dakota | $122 |
| Tennessee | $142 |
| Texas | $224 |
| Utah | $173 |
| Vermont | $144 |
| Virginia | $182 |
| Washington | $151 |
| Washington D.C. | $326 |
| West Virginia | $148 |
| Wisconsin | $125 |
| Wyoming | $113 |
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How to ensure you have enough coverage on your Chrysler 300
The amount of insurance coverage you need for your Chrysler 300 will depend on state requirements, your financial situation, and coverage needs.
Liability-only coverage is typically the most affordable option, but it only provides the bare-minimum coverage. Full-coverage insurance can be more costly, but it offers protection for you and your vehicle.
Here are the common coverages to consider:[2]
Liability coverage
Liability insurance helps pay for any property damages or bodily injuries you cause in an accident. Every state except New Hampshire requires drivers to carry liability insurance.
Collision coverage
Collision insurance helps you cover the cost of vehicle repairs and replacements if your car is damaged in a car accident, regardless of fault. If you finance or lease your vehicle, your lender may require you to purchase this type of coverage.
Comprehensive coverage
Comprehensive insurance covers vehicle damage sustained in non-collision incidents, like theft or vandalism. Auto lenders may also require you to get this insurance.
Personal injury protection (PIP) coverage
PIP helps you cover the cost of medical bills if you or your passenger gets injured in an accident. You may need this if you live in a no-fault state.
Underinsured or uninsured motorist coverage
Uninsured/underinsured motorist insurance helps cover injuries if someone without enough insurance causes an accident. It may also apply during a hit-and-run. Some states require you to get this insurance.
Chrysler 300 car insurance FAQs
If you’re in the market to purchase a Chrysler 300, the additional information below can answer common questions about its insurance and maintenance costs.
The cheapest insurance company for a Chrysler 300 is USAA. But USAA is available only to active-duty military members, reservists, veterans, and immediate family members. If you don’t qualify, GEICO and State Farm are other great insurers.
Yes. On average, insurance for a Chrysler 300 costs $164 per month. In comparison, competitors the Nissan Versa and Mitsubishi Mirage cost $152 and $157 per month to insure, respectively.
Full-coverage insurance costs an average of $214 per month for a Chrysler 300. Liability insurance is cheaper, at an average of $114 per month.
Your insurance premiums will vary depending on factors such as your age, location, vehicle model and features, driving record, policy type, and more.
It’s a good idea to compare multiple insurance quotes to find the cheapest rate.
A Chrysler 300 costs about $631 per year to maintain. This is more expensive than the average annual maintenance cost of a full-size vehicle.[3]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Kelley Blue Book. "Chrysler 300."
- III. "Auto insurance basics—understanding your coverage."
- Repair Pal. "Chrysler 300 Reliability Rating."
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Alani Asis
Alani Asis is a personal finance freelance writer with nearly three years of experience in content creation. She has landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.
Alani has been a contributor at Insurify since January 2023.
Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.