Chevrolet Blazer EV Car Insurance Quotes (2025)
Insuring a Chevrolet Blazer EV costs an average of $139 per month, which is slightly less than the national average cost of car insurance.
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Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.
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Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
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Table of contents
Chevrolet Blazer EV drivers pay an average of $96 per month for liability coverage and $181 for full-coverage auto insurance. This is below the average insurance costs for similar midsize crossover SUV electric vehicles like the Hyundai Ioniq 5 and the Ford Mustang Mach-E.
Though the Blazer EV is a new offering from General Motors as of model year 2024, it was MotorTrend’s SUV of the year when it debuted, and Chevrolet sold more than 23,000 of these EVs in its first full year of sales.
Learn about finding car insurance for your Blazer EV, including average rates by state and vehicle model year.
Quick Facts
The Chevrolet Blazer EV’s current MSRP ranges from $46,095 to $62,095, with the upper trim level representing the high-performance Super Sport (SS) line.
USAA, GEICO, and State Farm offer the cheapest rates for the Chevrolet Blazer EV, on average.
The average annual cost of insurance for the Blazer EV is $1,152 for liability-only coverage and $2,172 for full-coverage insurance.
Cost of Chevrolet Blazer EV insurance
The average cost of Chevrolet Blazer EV insurance is $96 per month for liability-only coverage and $181 for full coverage. Budget-minded Blazer EV drivers will find the cheapest rates with USAA, which offers average rates of $44 per month for liability coverage and $92 per month for full coverage.
Insurance rates vary depending on your driving record, location, vehicle model year, and other factors.[1] In the table below, you’ll see how much it costs to cover a Chevy Blazer for each model year.
Model Year  | Average Monthly Quote |
|---|---|
| 2025 | $171 |
| 2024 | $156 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Chevy Blazer EV has a manufacturer’s suggested retail price (MSRP) that ranges from $46,095 to $62,095.[2] The 2025 edition comes in two trim levels and has a 334-mile range. Drivers who want more luxury can add Enhanced Automatic Parking Assist, and the SS grade comes with more than 600 horsepower.
The table below shows the cheapest rates for the 2025 model year.
Insurance CompanyAverage Monthly QuoteUSAA $85 State Farm $101 Allstate $113 GEICO $125 American Family $130 Progressive $151 Nationwide $156 Travelers $165 Farmers $198 Liberty Mutual $249 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In its debut year, the 2024 Blazer EV had a maximum range of 324 miles and 288 horsepower. The 2024 Blazer EV model year didn’t include the Super Sport (SS) trim level. The electric SUV’s MSRP ranged from $53,715 to $57,215.
Here are the cheapest rates for the 2024 Blazer.
Insurance CompanyAverage Monthly QuoteUSAA $78 State Farm $93 Allstate $103 GEICO $114 American Family $118 Progressive $137 Nationwide $143 Travelers $151 Farmers $181 Liberty Mutual $228 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Blazer EV compared to competitors
The Honda Prologue, Hyundai Ioniq, and Kia Soul EV are the Chevy Blazer EV’s closest competitors. Ford’s Mustang Mach-E and Tesla’s Model Y also compete as midsize crossover SUVs, but these SUV EVs may get confused for sedans.
The Blazer’s MSRP is comparable to the rest, with the exception of the Kia Soul EV, which has a maximum sticker price of $26,965. Even so, Blazer insurance is the cheapest, except for insurance for the Kia Soul, and the Soul EV beats the Blazer’s average monthly premium by only $4 per month.
Check out the average monthly quotes for each of these vehicles below.
Vehicle | Average Monthly Quote |
|---|---|
| Chevrolet Blazer EV | $139 |
| Ford Mustang Mach-E | $206 |
| Honda Prologue | $205 |
| Hyundai Ioniq | $153 |
| Kia Soul EV | $135 |
| Tesla Model Y | $221 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chevy insurance by state
Your Chevrolet insurance can vary depending on your location, since risk factors differ by state. For example, if you don’t have charging infrastructure within your EV’s driving range, it could potentially affect your insurance costs.
Below, check out the average Chevrolet insurance rates that drivers pay across all Chevy models by state. Alaska and Hawaii aren’t included due to lack of data.
Full Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Jersey | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| Washington D.C. | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
Factors affecting EV insurance costs
Insuring an electric vehicle can cost more than insuring a traditional gas-powered vehicle. This additional cost has several reasons, including:[3]
Electric vehicles cost more to buy. The average 2024 price of a new EV was $55,544, while the average new car across all categories sold for $49,740 that year. A higher initial price means a higher value and a higher insurance premium.
Electric vehicles cost more to repair. Not only might repairs on your EV require specialized knowledge or equipment, but battery damage may also require special safety protocols.
Electric vehicle batteries are expensive to replace. If you need a new EV battery, it could set you back as much as $15,000, not including labor, while a replacement battery for a gas vehicle generally costs between $45 and $250.
How to ensure you have enough coverage on your Chevrolet Blazer EV
Getting enough coverage for your Blazer EV can be confusing. Start with your state’s minimum liability coverage requirements. But most experts suggest purchasing higher liability limits to better financially protect yourself. From there, consider adding the following optional coverages:
Collision coverage
Collision insurance will help pay the repair costs of your Blazer EV if you get into an at-fault accident. Without this coverage, you’ll pay out of pocket to repair any damage to your EV.
Comprehensive coverage
Comprehensive insurance covers damage to your Blazer from anything other than a collision, such as extreme weather, vandalism, theft, or a falling object. This coverage can help you pay for repairs that you’d otherwise pay on your own.
Personal injury protection (PIP) or medical payments (MedPay)
PIP coverage or MedPay helps pay for your and your passengers’ medical expenses after an accident, regardless of fault. Some states require all drivers to carry this coverage, but it may be a good idea even if it’s not mandatory, especially if your health insurance coverage is spotty.
Uninsured/underinsured motorist (UM/UIM)
If a driver with no insurance or insufficient insurance causes an accident, UM/UIM insurance can help cover the cost of your property damage and medical bills. You may live in an area that requires you to carry this kind of coverage, but uninsured motorist insurance can be a worthwhile addition even if it’s not a requirement.
Chevrolet Blazer EV car insurance FAQs
Whether you already own a Chevy Blazer EV or are thinking of buying one, the answers to the following common insurance questions can help.
USAA, GEICO, and State Farm have the cheapest average quotes for the Chevy Blazer EV, according to Insurify data. But no two EV drivers are likely to find the cheapest rates from the same insurer, since rates depend on factors like your ZIP code, driving history, claims history, vehicles, mileage, and more. That’s why it’s so important to compare quotes from multiple insurance companies.
The average cost of Chevrolet Blazer EV insurance is $96 per month for liability-only insurance and $181 for full-coverage insurance, according to Insurify data.
The Chevy Blazer EV is slightly cheaper to insure than the national average, costing an average of $139 per month, or $1,668 per year. Compare that to the national average cost of $138 per month, or $1,661 per year.
Chevrolet doesn’t list its replacement battery prices online, although several sources indicate that most EV replacement batteries typically cost upwards of $15,000 to $20,000.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- III. "What determines the price of an auto insurance policy?."
- Kelley Blue Book. "Chevrolet Blazer EV."
- NHTSA. "Electric and Hybrid Vehicles."
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Emily Guy Birken
Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson.
Her work has appeared on The Huffington Post, Business Insider, Kiplinger's, MSN Money, and The Washington Post online.
She is the author of several books, including The 5 Years Before You Retire, End Financial Stress Now, and the brand new book Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy.
Emily lives in Milwaukee with her family.
Emily has been a contributor at Insurify since October 2022.
Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.