Cheapest Auto Insurance in Aiken, South Carolina (2025)
USAA offers the cheapest car insurance in Aiken, with minimum-coverage policies as low as $60 per month.
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Written byDanny Smith
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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Edited byMark Vallet
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Mark is a freelance journalist and analyst with more than 15 years of experience covering the insurance industry. He has extensive experience creating and editing content on a variety of subjects with deep expertise in insurance and automotive writing.
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Table of contents
Drivers in Aiken pay an overall average of $175 per month for car insurance. This is cheaper than South Carolina’s average of $196 but more expensive than the national average of $138 per month.
Insurers consider numerous factors when setting your premium, including the local crime rate. Aiken has a higher property crime rate than most South Carolina cities, with roughly 37 property crimes per 1,000 residents.[1]
In addition to crime, insurers consider the frequency of severe weather, and while Aiken isn’t on the coast, South Carolina is no stranger to major storms. You should always compare car insurance quotes from multiple insurers to find the best rate.
Quick Facts
USAA, Auto-Owners, and State Farm are the cheapest car insurance companies for Aiken drivers.
Aiken drivers pay $204 per month for full-coverage car insurance and $145 for liability-only coverage, on average.
South Carolina is an at-fault state, so a driver who causes an accident is liable for damages.
Cheapest car insurance companies in Aiken
When it comes to finding cheap car insurance in Aiken, your risk factors, vehicle, and budget all affect which insurer is right for you. Premiums can vary dramatically between insurance companies, and finding the right fit for you and your vehicle can be time-consuming.
Finding the cheapest car insurance in Aiken can be even harder if you have an incident on your record or are putting a teen behind the wheel. The table below highlights some of the best insurers for certain drivers. You’ll want to do your own research and compare quotes from multiple companies before buying a policy.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| USAA | 9.1 | $104 | $68 | Active military, veterans, and their families |
| State Farm | 9.3 | $115 | $75 | Teen drivers |
| Nationwide | 9.0 | $169 | $110 | Drivers with bad credit |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for active military, veterans, and their families: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $60/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $91/mo |
4.9
Best choiceBased on 2,405 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,311)
Richard
Verified Review
Pricey Insurance for Seniors with Recent Claims
Reviewed in Minnesota on November 2025
Because of two claims in May-June 2024, my premium has skyrocketed. It sounds like they don't want senior citizens as policyholders, and I have been with USAA for over 55 years!
Tina
Verified Review
Tina's Warning
Reviewed in Oklahoma on November 2025
Do not go with USAA. They changed my amount from $97 to $160, saying their rates went up. To me, that sucks. The only way my rate should change that much is if I increased my coverage or lowered my deductible, but I didn't do any of those. Am I right? Still, it skyrocketed. I had to drop down to just liability on one vehicle. Don't use USAA.
Oscar
Verified Review
I'm just checking prices. Their service is great, but their prices match the service. Just checking prices and coverage. They go hand in hand.
Reviewed in Colorado on November 2025
I'm just checking prices. Their service is great, but their prices match the service. Just checking prices and coverage. They go hand in hand.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA is typically the best option for military members and their families, as it offers affordable rates and excellent service. While there isn’t a military base in Aiken, the state of South Carolina has eight military bases.[2] USAA regularly scores at the top of the J.D. Power U.S. Auto Insurance Study.
Pros
A++ (Superior) financial strength rating from AM Best
Offers investing, banking, and retirement solutions to its members
Cons
Only available to active military, veterans, and their families
Customer service not available 24/7
Best insurer for teen drivers: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $66/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $101/mo |
4.1
Best choiceBased on 12,565 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,511)
Dave
Verified Review
State Farm delivered
Reviewed in Virginia on November 2025
Great agent.
John
Verified Review
State Farm Insurance
Reviewed in North Carolina on November 2025
The premiums start out low until you're a customer, and then the premiums go up without hearing from our agent.
Charles
Verified Review
Expensive, Non-Caring
Reviewed in Wisconsin on November 2025
Expensive and impersonal at times when handling claims. As a long-term customer, I was treated like a new or non-long-term customer. I worked with corporate over the phone rather than with a local agency. Service in the past was more personal with a local agent, but in the past 5+ years, it has been dealt with over the phone with an agent who knows nothing of your history.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
A teen driver is involved in a crash every 1.3 hours, according to the South Carolina Department of Public Safety, which is just one reason why teens are so expensive to insure.[3] State Farm is the best insurer for teens in Aiken, with affordable rates and various ways for teen drivers to save, such as the Steer Clear program.
Pros
Above-average J.D. Power customer satisfaction rating in the Southeast
Various available discounts and coverages
Cons
Doesn’t offer gap insurance
Accident forgiveness not available
Best insurer for drivers with bad credit: Nationwide
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $97/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $148/mo |
4.3
Best choiceBased on 897 verified guest reviews and ratings
How drivers feel about Nationwide
Drivers appreciate the helpful and knowledgeable customer service but dislike the frequent and significant rate increases. Some also found the claims process to be slow and frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Usage-based savings
Accident forgiveness
Recreational vehicle coverage
How drivers feel about Nationwide
Drivers appreciate the helpful and knowledgeable customer service but dislike the frequent and significant rate increases. Some also found the claims process to be slow and frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Usage-based savings
Accident forgiveness
Recreational vehicle coverage
Reviews (499)
Joyce
Verified Review
Excellent
Reviewed in New York on November 2025
Find an insurance that helps out senior citizens.
Raymond
Verified Review
Above Average
Reviewed in New York on November 2025
Good experience, especially with the claims department.
Edward
Verified Review
Happy for the most part
Reviewed in Pennsylvania on November 2025
I haven’t had any claims, but roadside assistance could be better.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
641NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.7A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
A bad credit history will almost always result in more expensive car insurance. Insurers factor credit scores into a credit-based insurance score and use it to determine premiums. If your credit is less than stellar, Nationwide is one of the cheapest insurers in Aiken.
Pros
Wide variety of insurance products and coverages
Offers usage-based car insurance
Cons
Not available in all states
Below-average J.D. Power customer satisfaction rating in the Southeast
How to get the cheapest car insurance in Aiken
Insurers collect a variety of information when setting a rate. They’ll consider both your personal and vehicle’s risk factors. In addition, your policy choices will also affect your premium, as will the insurer’s cost of doing business.
Here are a few tips for finding cheap car insurance Aiken:
Keep a clean driving record. Drivers with clean records typically pay the cheapest premiums. Drive defensively, and avoid speeding.
Apply for discounts. Auto insurance companies usually offer a plethora of discounts that can help you save money on an auto policy, such as good student and defensive driver discounts.
Bundle your home and auto insurance policies. If you bundle your car insurance with homeowners or renters insurance, you could save a good amount on coverage.
Choose a higher deductible. A higher deductible means a lower premium. Be sure you can afford to pay it out of pocket if you need to file a claim.
Compare quotes. Shop around and compare premiums from at least three car insurance companies before buying a policy. Insurers weigh factors differently, so you may find cheaper rates for the same coverage from certain companies.
Find Cheap Car Insurance in Aiken, South Carolina
Liability rates start at $60 per month
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Cheapest liability-only car insurance in Aiken: USAA
Liability car insurance covers the other driver’s injuries and property damage and injury costs from an at-fault accident. It’s important to understand that liability won’t pay to repair your own vehicle or cover any medical bills related to injuries you may have received in the accident. If you’re only carrying liability coverage, you’ll need to cover repairs to your vehicle out of pocket.
The cheapest insurer for liability-only car insurance in Aiken is USAA, with an average cost of $60 per month.
The table below shows the cheapest liability-only coverage in the Aiken area. Premiums will vary depending on your personal and vehicle rating factors, so be sure to shop your coverage with a variety of insurance companies.
The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $60 |
| Auto-Owners | $65 |
| State Farm | $66 |
| Progressive | $95 |
| Nationwide | $97 |
| Allstate | $103 |
| Travelers | $111 |
| GEICO | $112 |
| Safeco | $126 |
| State Auto | $134 |
| Root | $138 |
| National General | $139 |
| Dairyland | $148 |
| Direct Auto | $148 |
| The General | $166 |
| GAINSCO | $183 |
| Liberty Mutual | $186 |
| Bristol West | $202 |
| AssuranceAmerica | $206 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Aiken: USAA
Full-coverage car insurance provides liability coverage as well as collision and comprehensive protection. Collision coverage will pay to repair or replace your vehicle if it’s damaged in an accident, while comprehensive will pay for damage caused by fire, flood, vandalism, and more.
If you want to fully repair your car after an accident, you should carry full-coverage car insurance. If you have a loan or lease on the vehicle, your lender will require full coverage to protect its investment in your vehicle.
The cheapest insurer for full-coverage car insurance in Aiken is USAA, with an average cost of $91 per month. The table provides details on some other affordable insurers and their average monthly quotes.
The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $91 |
| Auto-Owners | $98 |
| State Farm | $101 |
| Nationwide | $148 |
| GEICO | $149 |
| Progressive | $153 |
| Allstate | $157 |
| Safeco | $162 |
| Travelers | $170 |
| National General | $201 |
| Direct Auto | $202 |
| State Auto | $206 |
| Root | $216 |
| Liberty Mutual | $269 |
| AssuranceAmerica | $300 |
| The General | $303 |
| Dairyland | $323 |
| GAINSCO | $337 |
| Bristol West | $348 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Aiken, South Carolina
Drivers using Insurify have found quotes as cheap as $75/mo for liability only and $115/mo for full coverage in Aiken and other South Carolina cities.
*Quotes generated for Insurify users in and around Aiken, South Carolina within the last 10 days. Last updated on November 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Aiken, South Carolina within the last 10 days. Last updated on November 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in South Carolina
South Carolina, like most other states, is an at-fault state, which means that the person responsible for a car accident needs to pay for other people’s injuries and property damage that results from the accident.
South Carolina legally requires all drivers to carry liability coverage. Liability coverage is broken into two categories: bodily injury and property damage. Bodily injury (BI) covers medical and legal bills for other drivers you injure with your vehicle, while property damage (PD) will pay for damaged or destroyed property.
The table below lists South Carolina’s minimum car insurance requirements:
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
While these are the required limits, they may not be sufficient in a serious accident. You’d have to cover any expenses that exceed your coverage limits out of pocket.
Some additional coverages to consider carrying to protect your wallet include:
Collision coverage
Collision coverage pays for damage caused by a collision with another car or an object like a telephone pole or fence.
Comprehensive coverage
Comprehensive coverage pays for non-collision damages, like theft, vandalism, and severe weather.
Medical payments coverage
Medical payments coverage pays for immediate medical care after an accident, regardless of who’s at fault.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage pays for accident-related damages caused by drivers with zero or insufficient insurance.
Gap insurance
Gap insurance covers the difference between your loan balance and insurance settlement if your insurer totals your vehicle.
Cheapest car insurance for drivers with an incident
Insurance companies consider your driving record when setting your premium. You’ll likely pay a higher rate if you have any incidents on your record. Incidents include at-fault accidents, speeding tickets, driving under the influence (DUI), reckless driving, and other moving violations.
How much your rate will climb with an incident on your driving record will vary depending on the type of incident, as well as other personal factors. Multiple incidents in a short time will result in a dramatic premium increase. Serious violations such as a DUI or reckless driving will result in a large premium increase, while a minor speeding ticket may only lead to a slight bump.
The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| USAA | $60 | $75 | $78 | $92 |
| Auto-Owners | $65 | $82 | $83 | $100 |
| State Farm | $66 | $81 | $84 | $102 |
| Progressive | $95 | $113 | $122 | $153 |
| Nationwide | $97 | $121 | $126 | $149 |
| Allstate | $103 | $129 | $133 | $159 |
| Travelers | $111 | $139 | $145 | $171 |
| GEICO | $112 | $142 | $140 | $169 |
| Safeco | $126 | $162 | $173 | $206 |
| State Auto | $134 | $172 | $177 | $206 |
| Root | $138 | $178 | $177 | $211 |
| National General | $139 | $169 | $180 | $214 |
| Dairyland | $148 | $180 | $191 | $228 |
| Direct Auto | $148 | $181 | $198 | $228 |
| The General | $166 | $215 | $224 | $256 |
| GAINSCO | $183 | $213 | $230 | $282 |
| Liberty Mutual | $186 | $229 | $243 | $287 |
| Bristol West | $202 | $246 | $260 | $311 |
| AssuranceAmerica | $206 | $237 | $269 | $317 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Aiken, SC
Monthly rates start at $73 for drivers with an incident
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Average cost of car insurance by age
One rating factor that insurers consider is your age. It can have a major effect on your premium. In most cases, premiums will be sky-high for newly minted drivers, stabilize in middle age, and climb again as you hit your golden years.
Young drivers pay more for car insurance than any other group. Adding a teen to your policy can often double the cost of your premium. They pay so much for coverage because they’re inexperienced on the road and tend to take more risks, leading to plenty of at-fault accidents.
The risk of motor vehicle crashes is higher among teens ages 16 to 19 than among any other age group, according to the Centers for Disease Control and Prevention (CDC).[4] Teen drivers in this age group have a fatal crash rate almost three times as high as drivers 20 and older per mile driven.[5]
Car insurance rates stabilize in your 30s (assuming a clean record) but will start climbing again around age 70 because statistics show that senior drivers tend to be involved in more accidents. Older drivers don’t suffer from a lack of experience but typically have slower reactions, medical issues, and injure more easily, making them a greater risk to insure.
Check out the table below to find average monthly rates for various age groups.
Age | Average Monthly Quote |
|---|---|
| Teens | $402 |
| 20s | $270 |
| 30s | $204 |
| 40s | $188 |
| 50s | $168 |
| 60s | $164 |
| 70s | $174 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Aiken car insurance quotes by credit tier
While you might not think your credit history has anything to do with your car insurance, your insurer would disagree. Most states (South Carolina included) allow insurers to consider your credit information when setting a premium.
Insurers consider your credit as part of a larger credit-based insurance score to determine your premium. Drivers with lower credit scores almost always pay more for car insurance than drivers with excellent or good credit. Improving your credit score can lead to massive savings.
The chart below shows how poor credit can result in a more expensive car insurance policy, and vice versa.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Aiken car insurance FAQs
Finding the right car insurance can be a challenge. Below are answers to some of the most commonly asked questions about car insurance in Aiken.
How much is car insurance in Aiken?
The average cost of car insurance in Aiken is $175 per month. Aiken drivers pay $145 per month for liability coverage and $204 for full-coverage car insurance, on average. Your car insurance premium will depend on your driving record, age, credit history, and other factors.
Which company has the cheapest car insurance in Aiken?
USAA has the cheapest liability car insurance in Aiken, at $60 per month. Auto-Owners is the second-cheapest insurer in the city, with a rate of $65. The third-cheapest insurer, State Farm, has a liability-only rate of $66 per month.
Comparing quotes from multiple insurers is the best way to find the cheapest car insurance for your insurance needs.
What are the best car insurance companies in Aiken?
USAA is the best car insurance company in Aiken, with an Insurify Quality (IQ) Score of 4.3 out of 5, an AM Best financial strength rating of A++ (Superior), and high customer satisfaction ratings. Other top insurers include State Farm and Nationwide.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Cheap Car Insurance in Anderson, SC, Starting at $60
November 25, 2025
Sources
- Neighborhood Scout. "Aiken, SC crime analytics."
- MilitaryBases.com. "South Carolina Military Bases."
- South Carolina Department of Public Safety. "South Carolina Traffic Collision Fact Book."
- Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts."
- Insurance Institute for Highway Safety. "Teenagers."
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Danny Smith
Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.
Danny has been a contributor at Insurify since March 2022.
Edited byMark Vallet
Mark is a freelance journalist and analyst with more than 15 years of experience covering the insurance industry. He has extensive experience creating and editing content on a variety of subjects with deep expertise in insurance and automotive writing.