Cheapest Auto Insurance in New York (2026)
Erie offers the cheapest liability-only quotes in the state, at $120 per month.
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Written byElizabeth Rivelli
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Elizabeth Rivelli
5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Edited bySarah Archambault
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Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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Data reviewed byKonstantin Halachev
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7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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Table of contents
The average cost of car insurance in New York is $165 per month, which exceeds the national monthly average of $137. Your location affects how much you pay for coverage. Drivers in densely populated areas, like Manhattan and Brooklyn, pay expensive premiums due to increased risks of car accidents and vehicle theft.
Additionally, New York faces severe winter storms, which may explain why drivers pay such high rates throughout the state. Comparing car insurance quotes from multiple companies can help you find affordable coverage.
Here’s what you need to know about finding cheap car insurance in New York.
Quick Facts
Erie, USAA, and Travelers offer the cheapest average car insurance quotes in New York.
New York drivers pay $155 per month for liability coverage and $175 for full-coverage insurance, on average.
Because New York is a no-fault state, drivers involved in a car accident will need to file a claim with their respective insurers to cover medical expenses for an accident-related injury.[1]
6 of the cheapest car insurance companies in New York
Many reputable auto insurance companies provide cheap coverage in New York. The table below shows average monthly quotes from six of the cheapest auto insurance companies in New York.
Insurance Company  | Average Monthly Quote: Liability Only |
|---|---|
| CSAA | $89 |
| Safeco | $191 |
| Progressive | $298 |
| Liberty Mutual | $93 |
| Erie | $120 |
| USAA | $125 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
CSAA
| User Reviews | 4.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $236/mo |
4.5
Best choiceBased on 2,312 verified guest reviews and ratings
How drivers feel about CSAA
Drivers appreciate the professional customer service and quick claim handling but dislike the consistent rate increases and expensive premiums. Some also found the communication lacking and felt neglected.
AI-generated from the text of verified reviews collected by Insurify
Best For
AAA members
Customer service
Membership perks
How drivers feel about CSAA
Drivers appreciate the professional customer service and quick claim handling but dislike the consistent rate increases and expensive premiums. Some also found the communication lacking and felt neglected.
AI-generated from the text of verified reviews collected by Insurify
Best For
AAA members
Customer service
Membership perks
Reviews (485)
Joseph
Verified Review
AAA is the best
Reviewed in Mississippi on January 24, 2026
I believe you would get a lower rate and excellent coverage.
Cheryl
Verified Review
Only moderately satisfied
Reviewed in Mississippi on January 5, 2026
The price quoted and the first payment were made, but the subsequent payments increased. I was forced to use auto-pay, which I don't find necessary at 72 years old. I was supposed to be auto-billed on 2/2, and today, 2/5, I still haven't been billed. That's not acceptable.
James
Verified Review
Disappointed
Reviewed in Georgia on December 24, 2025
Home insurance is GREAT but car insurance is too expensive.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Due to the high cost of living in New York, drivers in the state may need to find ways to save money on insurance coverage. CSAA offers the cheapest average rates in New York and offers home insurance in addition to car insurance. But you have to be a member of AAA to sign up for a policy.
Pros
AM Best financial strength rating of A (Excellent)
Extensive AAA membership perks
Cons
Must be a member of AAA
Coverages and discounts vary by AAA partner
Safeco
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $87/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $140/mo |
4.3
Best choiceBased on 983 verified guest reviews and ratings
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
Reviews (529)
Patrick
Verified Review
Poor Business Practice
Reviewed in Michigan on January 30, 2026
The price is a bit cheaper than average at first. The issue is that after a month, they claimed they never received the qualifying medical insurance letter, changed your PIP allocations, and charged you hundreds more than the original quote. They make you jump through hoops to get your money back, then only return a minute fraction of it and claim it was the customer's fault. They will not return the money wrongfully taken for "lack of medical coverage letter"—they received it! And let's just for amusement say they never received it, you'd think an email, text, or call to say "Hey, we don't have the medical coverage letter, and we need that or we will deduct such and such on such and such date" would be appropriate... but no, they'd rather be shady! Additionally, getting a service agent at certain times can be difficult!
Stephen
Verified Review
Costs too much
Reviewed in Colorado on January 28, 2026
The insurance is good, but the cost is too high.
Farid
Verified Review
Analysis
Reviewed in California on January 26, 2026
For me, they raised rates too much.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.72A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
If you want to get rewarded for safe driving, Safeco is worth considering. You’ll receive a 10% discount automatically when you sign up for its RightTrack program. You’ll download Safeco’s mobile app and drive for 90 days. The company says you could save up to 30% on your policy with RightTrack.
Safeco also offers accident forgiveness coverage and a diminishing deductible that decreases for up to five years or until you reach a maximum of $500.
Pros
Option to bundle home and auto insurance
Backed by Liberty Mutual
Cons
Some negative Better Business bureau (BBB) reviews
Above-average number of customer complaints filed with the National Association of Insurance Commissioners (NAIC)
Progressive
| JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 621 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $298/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $451/mo |
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
Reviews (7,903)
Steph
Verified Review
Good Hand Holder
Reviewed in North Carolina on February 1, 2026
I did have a reason to communicate with my insurance, Progressive, and it was helpful, low-key, and efficient.
David
Verified Review
As anyone should do, keep looking for prices. Some places claim discounts for no accidents in over 3 years. Some offer discounts for low mileage annually. They claim all sorts of discounts but do not deliver. I have yet to find any insurance company that stands behind their statements. Progressive is no different.
Reviewed in Arizona on February 1, 2026
As anyone should do, keep looking for prices. Some places claim discounts for no accidents in over 3 years. Some offer discounts for low mileage annually. They claim all sorts of discounts but do not deliver. I have yet to find any insurance company that stands behind their statements. Progressive is no different.
Gail
Verified Review
A Little High
Reviewed in Missouri on February 1, 2026
They are still high for my driving record, but okay.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
621NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
To help save money on car insurance, you can always ask about potential discounts. Progressive is an excellent example of an auto insurer that charges affordable rates and offers many discounts, including multi-policy, safe driving, and good student discounts.
Pros
Many potential discounts
AM Best financial strength rating of A+ (Superior)
Cons
Some negative BBB reviews
No anti-theft device discount
Calculate how much your New York car insurance might cost
The cost of car insurance in the Empire State depends on a variety of factors, including your ZIP code, age, vehicle type, driving record, mileage, credit-based insurance score, deductible, and policy limits.[2] You can use Insurify’s car insurance calculator to see how much you might pay for auto insurance and to get quotes from top insurance companies.
ESTIMATED RATE: $174 per month
40.2% of similar drivers pay less for coverage. Save up to $1272 per year by comparing quotes!
Quoted premiums and averages sourced from Insurify's database of more than 97 million car insurance quotes from 120+ partner providers. Actual rates may vary based on each policy buyer's unique driver profile.
How to get the cheapest car insurance in New York
The following tips can help you get low-cost car insurance in New York:
Buy a cheaper car. Opt for a budget-friendly vehicle to avoid overspending on both the car itself and its insurance. Non-luxury cars typically have lower service and repair costs, which leads to cheaper insurance claims and more affordable policy rates.
Ask for discounts. Don’t forget to ask about potential discounts when talking to insurance agents. Many companies offer discounts for completing defensive driving courses, opting for paperless communication, bundling insurance products, insuring a vehicle with an anti-theft device, maintaining good academic records, or having multiple drivers in your family.
Compare a few quotes. Taking the time to research and compare quotes from different auto insurance companies can help you find the cheapest options. This can help you identify the policy that aligns with your financial plan and coverage requirements, ensuring you get the best value for your money.
Find Car Insurance in New York
Liability quotes start as low as $120 per month
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Cheapest car insurance for drivers with an incident
New York drivers with an incident on their record typically pay higher premiums than drivers with a clean record. For insurance purposes, incidents include at-fault accidents, speeding tickets, driving under the influence, and other serious moving violations.
Insurance companies generally consider drivers with incidents on their record as riskier to insure, so these drivers often pay higher rates than people with a clean driving history.
Cheapest car insurance for drivers with a speeding ticket: Erie
Speeding tickets often increase insurance rates. When you’re pulled over for speeding, it indicates that you’re driving unsafely and may be at an increased risk of causing an accident. But how much your insurance goes up after a speeding ticket depends on factors like how fast you were going over the posted speed limit and whether the violation occurred in a school zone.
Some car insurance companies raise premiums more than others for people with a speeding ticket. The average cost of car insurance for drivers with a speeding ticket in New York is $237 per month for full coverage and $210 per month for liability-only coverage.
The table below shows the cheapest car insurance for New York drivers with a speeding ticket.
The below rates are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Clean Driving Record | With Speeding Ticket |
|---|---|---|
| Erie | $120 | $164 |
| USAA | $125 | $167 |
| Travelers | $146 | $196 |
| State Farm | $171 | $225 |
| Allstate | $180 | $243 |
| Nationwide | $182 | $245 |
| GEICO | $192 | $260 |
| Progressive | $298 | $403 |
| Chubb | $333 | $439 |
| Bristol West | $413 | $539 |
| 21st Century | $524 | $714 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Erie
If you file an insurance claim for an at-fault accident in New York, your insurer may raise your premium to offset the cost of a future loss. The exact rate increase may depend on the severity of the collision, the total cost of the damage, and your past accident history.
New York drivers pay monthly averages of $222 for liability policies and $250 for full-coverage policies.
The following table shows the cheapest car insurance companies in New York for drivers with an at-fault accident on their record.
The below rates are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Clean Driving Record | With Accident |
|---|---|---|
| Erie | $120 | $165 |
| USAA | $125 | $174 |
| Travelers | $146 | $204 |
| State Farm | $171 | $235 |
| Allstate | $180 | $250 |
| Nationwide | $182 | $254 |
| GEICO | $192 | $259 |
| Progressive | $298 | $426 |
| Chubb | $333 | $458 |
| Bristol West | $413 | $565 |
| 21st Century | $524 | $737 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DWI: Erie
Driving while intoxicated is one of the most serious traffic convictions in New York. If you’re convicted of a DWI, your premium will likely increase significantly. Not only is driving while intoxicated illegal, but it also puts you and others in danger.
Liability-only insurance costs $271 per month, on average, for New York drivers with a DWI. Full-coverage insurance costs $306 per month.
The table below shows the cheapest auto insurance for New York drivers with a DWI, plus average rates for drivers with a clean record for comparison.
The below rates are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Clean Driving Record | With DWI |
|---|---|---|
| Erie | $120 | $193 |
| USAA | $125 | $202 |
| Travelers | $146 | $236 |
| State Farm | $171 | $276 |
| Allstate | $180 | $290 |
| Nationwide | $182 | $294 |
| GEICO | $192 | $307 |
| Progressive | $298 | $521 |
| Chubb | $333 | $537 |
| Bristol West | $413 | $666 |
| 21st Century | $524 | $845 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Erie
Senior drivers in New York usually pay the lowest auto insurance premiums. Rates tend to decrease for adult drivers starting around age 35 but increase near age 70. That’s because drivers older than 70 have higher fatal crash rates than middle-aged drivers.[3]
Liability policies cost an average of $109 per month for senior drivers in York. Full-coverage policies average $123 per month.
The table below shows some of the cheapest car insurance for senior drivers.
The below rates are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| Erie | $98 | $112 |
| USAA | $110 | $124 |
| Travelers | $127 | $143 |
| State Farm | $139 | $156 |
| Nationwide | $148 | $167 |
| Allstate | $154 | $174 |
| GEICO | $162 | $182 |
| Chubb | $266 | $301 |
| Progressive | $292 | $441 |
| Bristol West | $371 | $476 |
| 21st Century | $451 | $510 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Erie
Teens typically pay the highest auto insurance rates in New York due to their higher risk of getting into an accident. Young drivers between the ages of 16 and 19 have a higher crash rate than drivers in any other age group.[4]
Teen drivers in New York pay monthly averages of $250 for liability coverage and $282 for full coverage.
But it’s still possible for some teens to find affordable coverage. Staying insured on a parent’s policy is one option. Teens can also look for good student discounts and bundling discounts to potentially save money.
The following table shows the average liability-only and full-coverage insurance premiums from some of the cheapest companies in New York for teen drivers.
The below rates are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| Erie | $209 | $236 |
| USAA | $219 | $247 |
| Travelers | $287 | $325 |
| State Farm | $314 | $354 |
| GEICO | $325 | $364 |
| Nationwide | $337 | $382 |
| Allstate | $338 | $381 |
| Progressive | $480 | $726 |
| Chubb | $656 | $741 |
| Bristol West | $695 | $891 |
| 21st Century | $892 | $1,008 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Compare New York Car Insurance Quotes
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New York car insurance quotes by credit tier
Under New York state law, car insurance companies can use credit-based insurance scores to determine auto insurance premiums. Drivers with good credit typically pay lower premiums than drivers with poor credit scores. Statistics show that people with low credit scores are more likely to file insurance claims than people with good credit.
Below, you can see the average car insurance rates by credit tier.
Full-Coverage Rates by Credit Tier
Car insurance premiums in New York vary based on the city you live in. The table below shows the average car insurance rates in some of New York’s largest cities.
The below rates are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.Data reviewed by Konstantin Halachev7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
CityAverage Quote: Liability OnlyAverage Quote: Full CoverageIthaca $87 $203 Binghamton $101 $127 Rochester $111 $145 Schenectady $112 $140 Syracuse $115 $168 Poughkeepsie $142 $180 Niagara Falls $143 $236 White Plains $148 $197 Middletown $152 $270 Buffalo $171 $201 New Rochelle $173 $263 Astoria $176 $299 Newburgh $185 $232 Staten Island $189 $215 New York $216 $225 Yonkers $217 $310 Mount Vernon $241 $377 Long Beach $250 $327 Long Island City $254 $272 Valley Stream $256 $276 Brooklyn $304 $311 Bronx $315 $361 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
New York car insurance FAQs
Before you start shopping around for car insurance, it’s important to first decide how much auto coverage you need. The following information can help you navigate the process of buying car insurance in New York.
How much is car insurance in New York?
The overall average cost of car insurance in New York is $165 per month. On average, drivers pay $175 per month for full-coverage insurance and $155 for liability coverage.
Which company has the cheapest car insurance in New York?
Erie offers the cheapest car insurance in New York, with a rate of $120 per month for liability coverage. With a liability insurance rate of $125, USAA is the second-cheapest car insurance company. The liability coverage rate with Travelers — the third-cheapest insurer in the state — is $146 per month.
Comparing quotes from multiple companies is the best way to find cheap coverage that meets your insurance needs.
What is the best car insurance in New York?
The best car insurance in New York is different for every driver. It depends on your ZIP code, age, driving record, coverage needs, and budget. To find the best auto insurance in New York for your situation, it’s a good idea to compare policies and quotes from several insurers.
Is New York a no-fault state?
Yes. New York is a no-fault state. This means that drivers involved in an accident must file claims with their personal insurance companies to receive coverage for accident-related injuries.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- NOLO. "New York Car Accident Laws."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Centers for Disease Control and Prevention. "Older Adult Drivers."
- Centers for Disease Control and Prevention. "Teen Drivers."
)
Elizabeth Rivelli
Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
Elizabeth has been a contributor at Insurify since October 2022.
Edited bySarah Archambault
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
Featured in
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.