Jerry Review: Legit or Just a Lead Generator? (2026)
Jerry is a legit insurance marketplace that helps users compare car insurance quotes.
Secure. Free. Easy-to-use.
Excellent
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Written byDanny Smith
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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Edited byKatie Powers
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Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Reviewed byJohn Leach
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John LeachLicensed P&C Agent, Senior Insurance Copy Editor
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John leads Insurify’s copy desk, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.
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At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
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Table of contents
Table of contents
Jerry is an insurance-comparison platform and app that helps you with all your car needs, including car insurance, vehicle loans, and repair estimates. Its car insurance comparison product is its main draw — Jerry partners with more than 50 insurance companies to provide you with car insurance quotes. Jerry isn’t a lead-generation site — it provides users with real quotes.
Here’s what you should know about Jerry and how it compares to similar companies, like Insurify.
Quick Facts
To compare quotes with Jerry, you’ll need to download the Jerry app.
Jerry automatically shops around for you every six months, prior to each renewal period, providing the three best options it finds.
Jerry’s mobile app provides tools for vehicle maintenance, receipt management, and quote comparison.
Jerry at a glance
Jerry, formerly known as Jerry.ai, is a service designed to work like a personal insurance agent. It partners with car insurance companies like Progressive, Nationwide, GEICO, and dozens more to provide users with customized car, home, and renters insurance quotes through its app.
Drivers who use Jerry can’t see multiple quotes or secure a car insurance policy on the company’s website. Instead, after drivers input their information, they can secure policies and see more quotes on Jerry’s app.
Through its use of artificial intelligence and machine learning, Jerry claims it can save customers an average of $800 per year on car insurance. Its headquarters is in Palo Alto, California, and you can reach Jerry by email at [email protected] or by phone at 1 (833) 445-3779 between 8 a.m. and 12 a.m. Eastern, Monday through Friday, and from 8 a.m. to 6:30 p.m. on the weekend.[1]
Jerry pros and cons
Pros
The Jerry app is free to use.
Jerry won’t spam you with unsolicited calls or text messages.
Getting quotes through Jerry won’t affect your credit score.
Cons
You can’t compare multiple quotes on the website.
Many users complain about inaccurate quotes.[2]
Applying for a loan through Jerry could affect your credit score.
Find Cheap Car Insurance for You
Check quotes from 120+ top insurance companies
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
How Jerry works
You’ll start by filling out information about your current policy, driving history, personal information, and your car’s information on Jerry’s website. Once you’ve done this, Jerry will ask you for your phone number and provide you with a QR code you’ll use to download the Jerry app. You’ll need the app to complete the process.
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Once you’ve downloaded the app, you’ll be able to view your car insurance quotes. At this stage, you’ll also be able to customize your coverage levels, add additional coverages, and choose between liability-only coverage and full coverage.
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Jerry shows a recommended plan to start with, but you can adjust various factors, like your insurance coverage limits and deductibles, to see how they affect your quotes. Jerry also offers the option to call or chat with insurance agents to discuss your results.
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From this point on, Jerry puts your insurance shopping on autopilot by automatically shopping for new quotes with more than 50 insurers before each renewal. Unless you choose to, you won’t have to speak to an agent or any salespeople to set up your new policy.
Is Jerry legit?
Yes. Jerry is a legit insurance-comparison website that, like Insurify, offers real-time quotes. Jerry has a DataLock Guarantee, which ensures that your contact information is secure and not used for spam or unsolicited marketing purposes.[3]
The company also purports to never sell or share your personal information with third parties. It encrypts your email address and phone number, so you won’t have to worry about receiving unsolicited messages or phone calls.
Jerry reviews: What real customers are saying
Overall, Jerry has positive reviews across various platforms, especially for its highly rated mobile app.
Here are Jerry’s average customer ratings:
Trustpilot: 4.6 out of 5 stars
BBB: 3.6 out of 5 stars
Apple App Store: 4.7 out of 5 stars
Google Play Store: 4.2 out of 5 stars
Customers have cited positive experiences about the app’s ease of use and saving money through Jerry in reviews on Trustpilot, the Better Business Bureau (BBB), the Apple App Store, and the Google Play Store. User complaints focus on inconsistent quotes, an unclear cancellation process, and issues with payments from third-party companies. On Trustpilot, Jerry regularly responds to negative reviews.
Below, you can look at a few of Jerry’s recent customer reviews.
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Compare Car Insurance Rates Instantly and Save
Get quotes from 120+ top insurance companies
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Jerry vs. Insurify
Jerry and Insurify both aim to find people the best rates on car insurance and provide quotes, but each company achieves this goal in different ways. Jerry provides a starting quote through its website and then transfers users to its app to see more options, while Insurify provides quote comparisons all in one place.
Insurify partners with more than 120+ insurers, and it compares and offers multiple car insurance rates simultaneously. Insurify also provides multiple ways to secure a policy. Users can do it themselves on the website, through the Insurify app, or by speaking with real insurance agents.
Jerry partners with more than 50 insurers and primarily secures quotes through its app. If you want, Jerry will automatically shop for rates every six months. The company also offers unique products, such as GarageGuard, which provides maintenance reminders, car repair cost estimates, and diagnostic help, and DriveShield, a telematics-style program.
Both companies offer home insurance quotes and show bundling opportunities.
Drivers who prefer talking to real agents, comparing and securing an insurance policy all in one place, and more options might like Insurify more. Drivers who like using an app and want extra free features might prefer Jerry.
See how features from Jerry and Insurify compare below.
Feature | Jerry | Insurify |
|---|---|---|
| Real-time quotes | Yes | Yes |
| Sells customer information | No | No |
| Licensed insurance agency | Yes | Yes |
| Average Trustpilot rating | 4.6 out of 5 stars | 4.7 out of 5 stars |
Jerry FAQs
If you’re thinking about using Jerry to shop for car insurance, this additional information may help answer your remaining questions.
No. Jerry claims that it doesn’t sell customer data and information to telemarketers. It also uses bank-level encryption to protect customer data. That said, Jerry may share information with third parties to facilitate the quote process.
Yes. Jerry provides real quotes for users on its mobile app. If you go through the process on your computer, it’ll eventually direct you to download an app on your smartphone to see real-time quotes from various insurers.
Yes. Jerry is free to use.
Yes. You can trust Jerry Insurance. The company promises not to sell your information to third parties or spam you with phone calls and text messages.
Jerry makes money by receiving a commission from the insurance companies when a customer purchases a policy through its platform. This commission is typically a percentage of the premium paid by the customer to the insurer.
Jerry’s process for getting auto insurance quotes takes a matter of minutes. You’ll need to complete a brief survey, answering questions about yourself, your vehicle, your driving history, and other relevant details.
Recent quotes for other Insurify users
Insurify’s drivers have found rates ranging from $49/mo. to $118/mo. in the last few days
*Quotes generated for Insurify users within the last 10 days. Last updated on January 22, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 22, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on January 22, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 22, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Jerry. "Contact Us."
- Better Business Bureau. "Jerry."
- Jerry. "Frequently Asked Questions."
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Danny Smith
Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.
Danny has been a contributor at Insurify since March 2022.
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
John LeachLicensed P&C Agent, Senior Insurance Copy Editor
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John leads Insurify’s copy desk, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.
Featured in