Can You Get an Anonymous Car Insurance Quote? (2026)
You can get anonymous car insurance quotes, but you’ll need to enter personal and vehicle information for the most accurate quotes.
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Written bySarah Sharkey
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Sarah SharkeyInsurance Writer
7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
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Edited bySarah Archambault
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Sarah ArchambaultInsurance Writer, Editor
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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Reviewed byDavid Marlett
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David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
Updated
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Table of contents
It’s possible to get an anonymous car insurance quote without providing any personal information. But opting for an anonymous insurance quote may mean the estimate you receive looks a bit different from the price you’ll eventually pay for car insurance.
For the most accurate quote, you’ll need to enter personal information, like your driver’s license number, address, age, and more. You can get car insurance quotes anonymously by using a car insurance calculator or an insurance-comparison tool.
Quick Facts
You can use anonymous insurance estimates to get a rough idea of insurance rates.
Some online insurance-comparison tools are more reputable than others.
Personal details, like your driving history and ZIP code, can affect your quote.[1]
How to get a car insurance quote without giving personal information
It’s possible to get an anonymous car insurance quote without giving out any personal information. But insurers will base the quotes you receive on the limited information provided.
As a result, people typically use anonymous quotes for information-gathering purposes rather than getting a true insurance rate estimate. If you want to finalize your insurance quote and sign up for a policy, most insurance companies will ask you to provide more detailed information, like your name, age, address, gender, the type of car you drive, and more.
Here’s a closer look at how to get an anonymous car insurance quote without providing detailed personal information.
1. Use a car insurance calculator
Several platforms, including Insurify, offer tools — like insurance calculators — that can provide an estimate of what you might pay for auto insurance.
A calculator typically bases your estimated insurance cost on some basic information, like the state you live in, your age, and your credit. Some calculators also allow you to select discounts you might qualify for, like good driving or insuring multiple cars.
When using a calculator to get an insurance quote, it’s important to keep in mind that the quoted rate is just a rough estimate. In order to get an actual quote, you’ll likely need to use another tool or speak to an agent and provide your detailed personal information.
2. Use a comparison website
An online insurance-comparison tool can help you take a deeper dive into car insurance quotes than a calculator. You can compare auto insurance quotes from multiple insurers in one place, which can help you quickly find the best insurance option to meet your needs.
If you’re concerned about staying anonymous, you should know that when using an online comparison tool, you’ll often need to provide more personal information than you would with a car insurance calculator. For example, you might need to provide your ZIP code or age to move forward through the quoting process.
If you use a reputable site, you won’t need to worry about companies using your personal information to spam your inbox or phone. But some online quote-comparison tools are actually lead-generation sites designed to collect and sell your personal information. While you may still be able to get comparison quotes using one of these sites, you could potentially open yourself up to an influx of unwanted spam calls and emails.
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Personal information that most insurance companies require to get an accurate quote
To get an accurate rate quote, most insurance companies typically require you to provide the following types of personal information:
Demographic information
Basic information might include your age, gender, credit score, and ZIP code. Insurers use these personal details to assess your risk level, which typically correlates to your car insurance rates. For example: If you’re a teen driver in a big city, you’ll likely pay more than a middle-aged driver in a rural area since insurers consider young drivers to be a higher risk.
Vehicle information
Details about your vehicle, like the make, model, and age, can affect your premiums. Factors like the average cost of repairs, safety features, and theft rates for your particular vehicle all influence your rate.[2]
Coverage level
The amount of coverage you want also has a big effect on your costs. For example, a full-coverage insurance policy generally costs more than a policy that only meets your state’s minimum requirements.
Driver’s license number
Car insurance companies use your driver’s license details to confirm your eligibility to drive legally and to check your driving history for accidents and other traffic violations. A clean record often can help you keep rates lower, as insurance companies see you as a lower risk.
Recent quotes for other Insurify users
Drivers have found policies from First Chicago, Glacier, Orion Indemnity Company, and more, for rates as low as $51/mo. through Insurify
*Quotes generated for Insurify users within the last 10 days. Last updated on February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
How Insurify uses your information
Insurify never uses the information you provide for a quote to spam you or disclose your data to a third party. Instead, Insurify uses the information you provide to help you find affordable auto insurance by comparing quotes across multiple insurance companies.
Insurance companies that require minimal personal information for a quote
If you want to get a car insurance quote without sharing too much personal information, consider getting a quote from one of these insurance companies.
The General
| User Reviews | 3.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $92/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $180/mo |
3.3
A solid optionBased on 1,151 verified driver reviews and ratings
How drivers feel about The General
Customers appreciate the ease of payment and availability of ID cards but are dissatisfied with the high premiums and poor customer service. They also report issues with claims handling and unexpected rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
High-risk drivers
Robust mobile app
SR-22 insurance
How drivers feel about The General
Customers appreciate the ease of payment and availability of ID cards but are dissatisfied with the high premiums and poor customer service. They also report issues with claims handling and unexpected rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
High-risk drivers
Robust mobile app
SR-22 insurance
Reviews (521)
Melissa
Verified Review
User-friendly app but costly rise in rate
Reviewed in Utah on February 16, 2026
I appreciate the ease of access to my documents and card. I don’t have much experience with them, but the only reason I’m looking to gain a new policy is that I was just recently rear-ended, which left me with no vehicle, and it is taking much longer than expected to get reimbursed. I am required to carry SR22 while I battle the legal issues from that, so they do provide a no-auto, SR22 policy but with higher rates. I could understand if the accident was my fault, but why penalize me again for something I had no control over? I’ve been unable to work, I have injuries and no vehicle, but must carry this SR22. I was nearly complete with my 3 years and ended up with a 2-week gap, so it’s started over.
Richard
Verified Review
It's been okay so far. It's kind of expensive, but I think it's because of the couple of accidents I had a few years back, a speeding ticket, and being on SR-22. Tomorrow is my last day with it, so I can get rid of the SR-22. I wish I could find somewhere cheaper and get the same coverage.
Reviewed in Iowa on February 13, 2026
It's been okay so far. It's kind of expensive, but I think it's because of the couple of accidents I had a few years back, a speeding ticket, and being on SR-22. Tomorrow is my last day with it, so I can get rid of the SR-22. I wish I could find somewhere cheaper and get the same coverage.
Martin
Verified Review
Okay experience
Reviewed in Alabama on February 12, 2026
The customer service rep was amazing! Overall, it was okay!
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
585NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
3.51A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
The General’s quote process takes two minutes or less. You’ll need to provide your ZIP code, type of residence, email address, your name, the name of any other drivers, your date of birth, gender, marital status, details about your vehicle, and your phone number. Plus, The General requires confirmation of insurance within the last five years.
Pros
Competitively priced options for high-risk drivers or those with violations
SR-22 filing available in most states
Excellent 4.7/5 Trustpilot score from 100,000+ reviews
Cons
Not available in all states
Mixed reviews for customer service
Non-high-risk drivers will likely find a better rate elsewhere
Progressive
| JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 622 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $97/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $161/mo |
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
Reviews (8,011)
John
Verified Review
Excellent
Reviewed in Arizona on February 16, 2026
Good coverage, nice respectful people, always provide feedback.
John
Verified Review
Review 2-15-2026
Reviewed in Florida on February 16, 2026
Shop around and look at offers carefully.
John
Verified Review
My experience with ending a lease and insuring a new car was excellent
Reviewed in Wisconsin on February 16, 2026
Progressive is tops in knowing the product and providing the product.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
622NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
A quote with Progressive involves providing your ZIP code, driver information, and vehicle details. You’ll also have the option to choose to bundle your car insurance with other types of Progressive insurance, like homeowners insurance.
Pros
Rewards for good drivers
Numerous coverage options and discounts available
Optional coverage for pet injuries
Cons
Much lower-than-average overall customer satisfaction ranking in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study
Trustpilot rating of 1.1 stars (out of 5) from more than 1,000 reviews
Rates trend higher than rates from many competitors
Travelers
| User Reviews | 4.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $99/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $187/mo |
4.7
Best choiceBased on 1,200 verified driver reviews and ratings
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
Reviews (557)
Anthony
Verified Review
I'm not happy with the rental car costs
Reviewed in Maryland on February 11, 2026
It's sad. I've been paying full coverage since I bought the vehicle in November 2017. Someone hit the back of my truck when it wasn't occupied, and no witness came forward. Now I have to pay a $500 deductible and $40 a day for a rental. I don't think it's right that I have to spend money on a vehicle I already pay insurance for.
John
Verified Review
My Experience, Maybe Not Yours
Reviewed in Florida on February 11, 2026
Travelers does not bother you, gives a one-year policy, and has no middleman to take some of your money.
Paul
Verified Review
OK, Not great.
Reviewed in Florida on February 9, 2026
It is fine. They just reduced my premium.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
616NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
The Travelers quote process begins with providing your ZIP code and naming any other insurance products you may want to bundle. Then the quote builder requires you to provide your name, address, birthday, vehicle information, and email address.
Pros
Accident forgiveness available
Offers discount for hybrid and electric cars
A++ (Superior) financial strength rating from AM Best
Cons
Rideshare coverage not available in all states
High number of negative customer reviews with the Better Business Bureau
Higher-than-average number of complaints with the National Association of Insurance Commissioners
Car insurance quote without personal information FAQs
If you’re hoping to get an insurance rate without having to provide too much personal information, here’s some additional information to consider.
Can you get car insurance online without talking to someone?
Yes. You can get car insurance online without talking directly to an agent. Many reputable insurance companies offer online quote tools, including GEICO and Progressive. Or, you can choose to use an insurance calculator or online quote-comparison tool.
Is it safe to get insurance quotes online?
It’s safe to get insurance quotes online when using a reputable online quote comparison tool, like Insurify. But to help protect your personal data, try to avoid sites that sell your information to third parties or have a reputation for spamming.
Are car insurance quotes binding?
No. A car insurance quote doesn’t become a binding contract until you accept it and finalize a policy with a payment.
When asking for a car insurance quote, do you need the car’s VIN?
In most cases, you can get an auto insurance quote without providing your car’s VIN. But once you’re ready to purchase the policy, you’ll likely need to provide the VIN.
Can you lie to get cheaper car insurance?
No. Lying about your personal details to get cheaper car insurance is auto insurance fraud, and it could result in the cancellation of your policy or your insurer refusing to pay a claim.
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Sources
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- National Association of Insurance Commissioners. "A Consumer's Guide to Auto Insurance."
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Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. Sarah joined Insurify’s freelance team in September 2022, and has written more than 100 articles aimed at helping readers feel confident about their insurance coverage.
She covers a wide range of insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Sarah ArchambaultInsurance Writer, Editor
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
Featured in
David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.