Range Rover Car Insurance Quotes (2025)
Insuring a Range Rover costs an average of $185 per month, but you can find cheaper rates if you compare quotes.
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Written byDanny Smith
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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Edited byBecky Helzer
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Becky Helzer is an editor at Insurify. She loves helping writers express their ideas clearly and authentically. With a diverse background in editing everything from curriculum and books to magazine articles and blog posts, she’s worked on topics ranging from home finance, insurance, and cloud computing to the best tools for home improvement.
A proud graduate of Colorado State University with a degree in technical journalism, Becky lives in Fort Collins, CO, with her husband and their two spoiled rescue dogs.
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Table of contents
The average cost of car insurance for a Range Rover is $185 per month. Drivers pay $129 on average for liability-only insurance and $242 for full-coverage car insurance. In 2024, Range Rover sold nearly 22,200 vehicles in the U.S. — a record for the brand.[1] But it’s one of the more expensive luxury SUVs on the market, with the 2025 base model costing $109,375.
This article details the original retail prices of Range Rovers for model years 2016 to 2024 and identifies the insurers with the cheapest rates. You’ll also learn how to find the coverage you need and compare car insurance quotes.
Quick Facts
Land Rover introduced the Range Rover model in 1970.
Insuring a Range Rover is more expensive than insuring an average car.
USAA has the cheapest average Range Rover insurance, but State Farm and Allstate also offer cheap coverage.
Cost of Range Rover insurance by model year
Drivers pay an average of $185 per month to insure their Range Rovers, with liability-only coverage costing $129 and full coverage costing $242 on average. USAA is the cheapest car insurance company on average for Range Rovers, but it’s only available to military members and their families. State Farm offers the cheapest average rates to non-military Range Rover drivers.
Model Year  | Average Monthly Quote: Full Coverage | Average Monthly Quote: Liability Only |
|---|---|---|
| 2024 | $270 | $143 |
| 2023 | $278 | $148 |
| 2022 | $292 | $155 |
| 2021 | $322 | $171 |
| 2020 | $240 | $128 |
| 2019 | $260 | $138 |
| 2018 | $302 | $161 |
| 2017 | $244 | $130 |
| 2016 | $247 | $131 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Range Rover has a high manufacturer’s suggested retail price (MSRP) of $109,375 for the base level and $235,475 for the high-end model, according to Kelley Blue Book (KBB).[2] Average monthly quotes for the 2025 Land Rover Range Rover aren’t included below due to insufficient data.
The MSRP for the 2024 Range Rover ranged from $108,875 for the base model to $235,475 for its top-of-the-line model, according to KBB.[3] Check out the table below for the cheapest car insurance companies on average for the 2024 Range Rover.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $135 $70 State Farm $162 $83 Allstate $181 $92 GEICO $200 $103 American Family $208 $106 Progressive $213 $152 Travelers $262 $137 Farmers $316 $163 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Range Rover had a base MSRP of $104,500, according to KBB.[4] See the table below to find out which insurers offer the cheapest rates on average for the 2023 Range Rover.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $139 $73 State Farm $167 $86 Allstate $186 $95 GEICO $206 $107 American Family $214 $110 Progressive $220 $157 Travelers $270 $142 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Range Rover’s MSRP ranged from $94,575 to $212,475, according to KBB.[5] Find out which car insurance companies have the cheapest average rates for the 2022 Range Rover in the table below.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $146 $76 State Farm $175 $90 Allstate $196 $99 GEICO $216 $112 American Family $225 $115 Progressive $231 $164 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Range Rover’s MSRP ranged from $94,450 to $212,350.[6] Check out the table below to see which insurance companies offer some of the cheapest rates for the 2021 Range Rover.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $161 $84 State Farm $193 $99 Allstate $216 $109 GEICO $238 $123 American Family $248 $127 Progressive $254 $181 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Range Rover’s cost ranged from $93,335 to $210,850, according to KBB.[7] The table below shows some of the cheapest car insurance companies for the 2020 Range Rover.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $120 $63 State Farm $144 $74 Allstate $161 $82 GEICO $178 $92 American Family $185 $95 Progressive $190 $136 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Range Rover’s starting price was $92,055 and went up to $210,795.[8] The table below highlights the cheapest car insurance companies for the 2019 Range Rover, on average.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $130 $68 State Farm $156 $80 Allstate $174 $88 GEICO $192 $99 American Family $200 $102 Progressive $205 $146 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Range Rover’s base MSRP was $90,125 and went up to $208,895, according to KBB.[9] See the table below for the cheapest car insurance companies on average for the 2018 Range Rover.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $130 $68 State Farm $181 $93 Allstate $202 $103 GEICO $223 $116 American Family $233 $119 Progressive $239 $171 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 Range Rover’s MSRP ranged from $87,545 to $200,945, according to KBB.[10] Check out the table below to see which insurers offer the cheapest average rates for the 2017 Range Rover.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $122 $64 State Farm $146 $75 Allstate $163 $83 GEICO $181 $94 American Family $188 $96 Progressive $193 $138 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Range Rover’s MSRP ranged from $86,845 to $200,490, according to KBB.[11] The table below shows which car insurance companies offer the cheapest average rates for the 2016 Range Rover.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $124 $64 State Farm $148 $76 Allstate $165 $84 GEICO $183 $94 American Family $190 $97 Progressive $195 $139 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Average cost of Land Rover insurance by state
Where you live also significantly affects how much you pay for your Range Rover’s insurance. The table below reflects how Range Rover car insurance prices can vary by state.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $167 |
| Arkansas | $300 |
| Arizona | $204 |
| California | $282 |
| Colorado | $257 |
| Connecticut | $392 |
| District of Columbia | $403 |
| Delaware | $288 |
| Florida | $269 |
| Georgia | $292 |
| Iowa | $142 |
| Idaho | $147 |
| Illinois | $199 |
| Indiana | $169 |
| Kansas | $193 |
| Kentucky | $254 |
| Louisiana | $260 |
| Massachusetts | $209 |
| Maryland | $397 |
| Maine | $176 |
| Michigan | $324 |
| Minnesota | $229 |
| Missouri | $226 |
| Mississippi | $243 |
| Montana | $194 |
| North Carolina | $110 |
| North Dakota | $161 |
| Nebraska | $205 |
| New Hampshire | $132 |
| New Jersey | $209 |
| New Mexico | $186 |
| Nevada | $329 |
| New York | $552 |
| Ohio | $151 |
| Oklahoma | $209 |
| Oregon | $188 |
| Pennsylvania | $203 |
| Rhode Island | $173 |
| South Carolina | $316 |
| South Dakota | $151 |
| Tennessee | $175 |
| Texas | $276 |
| Utah | $214 |
| Virginia | $225 |
| Vermont | $178 |
| Washington | $187 |
| Wisconsin | $155 |
| West Virginia | $183 |
| Wyoming | $139 |
How to ensure you have enough coverage on your Range Rover
Once you’ve purchased your Range Rover, you’ll need car insurance before hitting the road. Because vehicle repairs can be expensive, having adequate coverage on your Range Rover is essential.[12]
If you finance or lease your vehicle, a full-coverage policy is usually required. Some of the most common coverages to consider include the following:[13]
Liability coverage
Liability insurance provides two types of coverage: bodily injury and property damage. Bodily injury coverage pays for medical bills or funeral expenses of the other driver and their passengers when you cause an accident, while property damage coverage pays for damage to the other driver’s vehicle or someone else’s property.
Collision coverage
Collision insurance pays to repair your car’s damage after a collision with another vehicle or object, regardless of who’s at fault.
Comprehensive coverage
Comprehensive insurance pays for damage to your car resulting from non-collision events, such as severe weather, vandalism, or theft.
Uninsured/underinsured motorist coverage
Uninsured motorist coverage pays for your expenses if you’re in an accident where the other driver is at fault and doesn’t have insurance. Underinsured motorist coverage provides a similar benefit if the other driver doesn’t have enough insurance coverage to pay for your damages.
Medical payments or personal injury protection
Medical payments coverage pays for your medical expenses and those of your passengers if you’re in a car accident. Personal injury protection (PIP) is similar to medical payments coverage but can also cover expenses related to injuries from a car accident, such as lost wages or childcare.
Range Rover car insurance FAQs
Finding the best car insurance for your Range Rover can be challenging. The answers to these frequently asked questions about Range Rover insurance may provide additional information.
USAA has the cheapest Range Rover insurance, with an average monthly rate of $123 for full coverage. But the insurer offers coverage only to military members and their families. GEICO offers the second-cheapest rates for Range Rovers, with an average monthly cost of $146 for full coverage, and GEICO’s coverage is available to anyone.
Range Rovers are expensive to insure compared to the average car, but not among other luxury SUVs. Full coverage for a Range Rover costs an average of $242 per month. That’s slightly cheaper than insuring a similar luxury SUV, like the Mercedes-Benz GLS, but more expensive than the average cost to insure a car with full coverage, which averages $195 per month.
Insuring a Range Rover costs an average of $185 per month. Drivers pay an average of $129 per month for liability coverage and $242 for full coverage.
A Land Rover Discovery costs an average of $178 per month to insure. Discovery drivers pay an average of $124 per month for liability coverage and $233 for full coverage.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Good Car Bad Car Automotive Sales Data. "Land Rover Range Rover Sales Figures."
- Edmunds. "2025 Land Rover Range Rover."
- Kelley Blue Book. "2024 Land Rover Range Rover."
- Kelley Blue Book. "Used 2023 Land Rover Range Rover."
- Kelley Blue Book. "Used 2022 Land Rover Range Rover."
- Kelley Blue Book. "Used 2021 Land Rover Range Rover."
- Kelley Blue Book. "Kelley Blue Book. Official Guide. The trusted Resource. Homepage Sign In Home Land Rover Land Rover Range Rover 2020 Land Rover Range Rover Used 2020 Land Rover Range Rover."
- Kelley Blue Book. "Used 2019 Land Rover Range Rover."
- Kelley Blue Book. "Used 2018 Land Rover Range Rover."
- Kelley Blue Book. "2017 Land Rover Range Rover."
- Kelley Blue Book. "Used 2016 Land Rover Range Rover."
- Insurance Information Institute. "How much auto coverage do I need?."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
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Danny Smith
Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.
Danny has been a contributor at Insurify since March 2022.
Becky Helzer is an editor at Insurify. She loves helping writers express their ideas clearly and authentically. With a diverse background in editing everything from curriculum and books to magazine articles and blog posts, she’s worked on topics ranging from home finance, insurance, and cloud computing to the best tools for home improvement.
A proud graduate of Colorado State University with a degree in technical journalism, Becky lives in Fort Collins, CO, with her husband and their two spoiled rescue dogs.