How Much Car Maintenance Costs in 2024

From oil changes to tire rotations, car maintenance costs about $792 per year. But maintenance costs vary depending on your vehicle, where you live, and other factors.

Anna Baluch
Written byAnna Baluch
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Anna BaluchInsurance Writer
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  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Ashley Cox
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Ashley CoxSenior Managing Editor
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  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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Updated December 19, 2024

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A new car’s routine maintenance and repairs cost an average of $.10 per mile, according to AAA.[1] If you drive an average number of miles in a year — 13,476, per Federal Highway Administration data[2] — you could shell out around $1,330 for car maintenance annually.

But if you own a vehicle, car maintenance isn’t an option — it’s a necessity. Without it, you may compromise your safety and increase your risk of costly repairs. Regular maintenance is essential if you’d like to protect yourself and your passengers and increase your vehicle’s value and lifespan.

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*Quotes generated for Insurify users within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Routine car maintenance costs

Basic car maintenance involves inspecting or replacing various parts of your vehicle. It can help identify and prevent issues early on and ensure your car runs as smoothly as possible. To determine how often you should perform basic car maintenance, check your owner’s manual. Depending on your vehicle, you may also receive maintenance reminders on your dashboard.

Car maintenance costs depend on various factors, like car make, model, and age. On average, car maintenance costs $792 per year, or $66 per month, according to AAA.

The costs to maintain your vehicle can add up quickly, so it’s a good idea to budget for maintenance. You can even open a dedicated bank account for car maintenance and repairs and set money aside each month.

Below are some common car maintenance costs you’ll want to plan for. Rates in the table below are for a 2016 Honda CR-V in Georgia. Your costs could be higher or lower depending on where you live and the type of car you drive.

Car Maintenance
Average Cost
Oil and filter change$77–$117
Cabin air filter change$68–$104
Tire rotation$47–$68
Multipoint inspectionVaries
Windshield wiper replacement$49–$63

Oil and filter change: $77–$117

  • Maintenance schedule: Every three months, or 3,000 miles for engines with conventional motor oil

Oil keeps engine parts lubricated and prevents the wear and tear of crucial components. Over time, oil becomes dirty as a result of dirt, dust, and debris. Since dirty engine oil is a hazard that can take a toll on your vehicle, regular oil and filter changes are important.

Oil and filter changes protect your engine from corrosion, cool the engine parts, clean your engine, and extend its lifespan. While the vehicle’s age, oil type, and your driving habits influence how often you should change your oil and filter, most vehicles require them every 3,000 to 7,500 miles.[3]

Cabin air filter change: $68–$104

  • Maintenance schedule: Every 12,000–15,000 miles

The cabin air filter is designed to clean the air that enters the vehicle’s interior through the heating, ventilation, and air conditioning system. It catches pollen, dust, and other pollutants that can lead to an unpleasant ride, especially if you or a passenger has allergies or other respiratory issues. Most manufacturers recommend that you change your cabin air filter every 12,000 to 15,000 miles.[4]

Tire rotation: $47–$68

  • Maintenance schedule: Every 5,000–6,000 miles

A tire rotation involves moving vehicle tires from one position on the car to another. Where the tire moves depends on the vehicle, but a standard tire rotation will move tires from front to rear, sometimes crossing sides. Vehicles with different tire sizes or one-directional tread patterns will have different tire rotation patterns.

Tire rotations reduce the risk of uneven tire wear, which often occurs when the front of your vehicle is heavier than its rear. It can help you achieve a smoother ride, improve fuel efficiency, and enhance safety. The general rule of thumb is to rotate your tires every 5,000–6,000 miles.[5]

Multipoint inspection: Cost varies

  • Maintenance schedule: Every 5,000 miles or six months

Multipoint inspections are checkups for your vehicle. Through these inspections, you can find out how your vehicle is performing and initiate maintenance or repairs that will help you avoid headaches and costly issues down the road.

While it’s a good idea to get a multipoint inspection every 5,000 miles or every six months, you may also want to get one before a long road trip. A typical multipoint inspection involves an examination of engine coolant, transmission fluid, brake pads, calipers, fuel lines, wiper blades, and more.[6]

Windshield wiper replacement: $49–$63

  • Maintenance schedule: Every six to 12 months

The windshield wipers on your vehicle are crucial, as they wipe away rain, dust, and other things that land there.

Unfortunately, windshield wipers don’t last forever and need to be replaced every six to 12 months.[7] If you notice your windshield wipers are leaving streaks on your windshield or they squeak while they wipe, then it’s probably time to replace them.

Unexpected car repair costs

Car repair costs vary greatly. The amount you pay to repair your vehicle will depend on its make and model and the damage it sustained after an accident, vandalism, theft, or weather-related event. Generally it’s cheaper to repair a car after a minor fender bender than after a serious head-on accident. Fortunately, car insurance may help with some of the repair costs, depending on your situation.

Type of Repair
Estimated Cost
Alternator replacement$861–$959
Front axle replacement$640–$777
Brake pad replacement$221–$294
Catalytic converter replacement$1,953–$2,129
Engine replacement$5,847–$6,301
New tire$50–$150 per tire
Fender replacement$500–$6,000
Transmission repair and replacement$4,727–$6,298
New battery$237–$281
Windshield repair/replacement$300–$1,000

When should you replace your used car?

Sometimes it might make more sense to replace your used car rather than continuing to pay for expensive maintenance and repairs.

If you find that the cost to repair your used vehicle exceeds its value, it’s a good idea to replace it instead. You’ll likely save money if you go this route. You might also want to invest in a new car if you notice that your repairs are becoming more frequent or your car often puts you in dangerous situations, such as breaking down and leaving you stranded.[8]

Ways to lower car maintenance costs

Here are some things you can do to keep your car maintenance and repair costs low:

  • Keep up with routine maintenance. Staying on top of regular vehicle maintenance, like filter changes and tire rotation, can help you avoid more costly repairs.

  • Try DIY. You can save money by performing several smaller maintenance tasks on your own, such as checking your tire pressure, changing your oil, and replacing your air filter.

  • Build a relationship with a local mechanic. Taking your car to a locally owned repair shop could save you money if you can find a mechanic you trust who won’t try to sell you add-ons you don’t need.

Car maintenance FAQs

Car maintenance is an important part of vehicle ownership. Check out the additional information below about car maintenance costs.

  • What is the average cost of a full car service in the USA?

    A routine car service costs anywhere from $95 to $237, according to J.D. Power. Full-car maintenance is key to keeping your vehicle in tip-top shape. It involves regularly scheduled preventive measures and diagnostic tests.

    Preventive measures involve checking your vehicle’s components, like brakes, lights, and fluids, to identify issues before they become serious, and diagnostic tests involve performing tests to pinpoint problems with your car’s engine or performance.

  • What routine maintenance is required for a car?

    Routine maintenance refers to services performed at regular intervals to maintain your vehicle. Several examples of these services include oil changes, tire rotations, wheel alignments, and windshield wiper replacements. Each vehicle has its own unique maintenance schedule outlined in the owner’s manual.

  • What are the maintenance costs of owning a car?

    The average cost of car maintenance depends on the vehicle make and model. But AAA found that a new car’s routine maintenance and repairs cost an average of $.10 per mile.

  • What is a good budget for car maintenance?

    A good budget for car maintenance is typically around $50 to $100 per month, or $600 to $1,200 per year. Setting money aside in savings each month can help you cover regular maintenance for your car, as well as any unexpected repairs that may arise.

  • Which types of cars are the most expensive to maintain?

    Due to the way they’re built and the parts they involve, luxury car brands are usually more expensive to maintain. Cadillac, BMW, Volkswagen, and Mercedes-Benz are among the most expensive cars to maintain, according to AAA.

Sources

  1. AAA. "Your Driving Costs 2024."
  2. Federal Highway Administration. "Average Annual Miles per Driver by Age Group."
  3. Kelley Blue Book. "How Often Should I Change My Oil?."
  4. Cars.com. "What's a Cabin Air Filter and When Should You Replace It?."
  5. Goodyear. "What is a tire rotation?."
  6. J.D. Power. "What Is A Multipoint Inspection?."
  7. AAA Automotive. "Windshield Repair And Replacement."
  8. Edmunds. "Should I Fix Up or Trade Up My Old Car?."
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Anna has been a contributor at Insurify since December 2022.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

Featured in

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